Linedata Services (LIN) AI Stock Analysis

6 Followers

Linedata Services

(Paris:LIN)

Select Model

Rating:66Neutral

Price Target:EUR 51.00▲(8.05% Upside)

Action:reiterated

Date:09/22/26

Linedata Services earns a moderate overall score, primarily supported by strong technical price momentum and a significantly deleveraged balance sheet. However, these strengths are heavily offset by substantial operational headwinds—most notably sharp recent declines in revenue, profitability, and free cash flow generation. While the stock trades at a reasonable valuation and offers a modest dividend yield, demonstrating operational stabilization and restoring historical profit margins will be critical for sustained fundamental growth.

Positive Factors

Improving LeverageLower leverage and a meaningful equity base of approximately €121M versus €93M of debt indicate improved balance-sheet flexibility. This reduces financial strain relative to prior years and gives Linedata a stronger foundation to manage its operations and fund future priorities.

Negative Factors

Revenue ContractionThe 2025 revenue decline indicates weakening commercial momentum rather than sustained expansion. Continued contraction would reduce operating scale, limit investment capacity, and make it harder for Linedata to absorb fixed costs across its software and services platform.

Linedata Services (LIN) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 218.51M
Dividend Yield: 2.54%
Average Volume (3M): 630
Price to Earnings (P/E): 16.2
Beta (1Y): 0.28
Revenue Growth: -8.39%
EPS Growth: -44.63%
Country: France
Employees: 1,479
Sector: General
Sector Strength: 55
Industry: Software - Application

Linedata Services Business Overview & Revenue Model

Company Description

Linedata Services S.A. develops, publishes, and distributes financial software in Southern Europe, Northern Europe, North America, and Asia. It operates through Asset Management and Lending & Leasing segments. The company provides solutions for asset...

Linedata Services Financial Statement Overview

Summary

Financials present a mixed picture. A robust, deleveraged balance sheet is offset by a challenging period of declining top-line and bottom-line metrics, severe profit margin compression, and significantly reduced cash flow generation.

Income Statement

45Neutral

Balance Sheet

75Positive

Cash Flow

50Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	165.40M	169.60M	183.70M	183.29M	172.67M	160.20M
Gross Profit	49.97M	58.48M	65.49M	58.57M	56.91M	59.71M
EBITDA	36.73M	38.15M	56.38M	52.75M	53.46M	54.71M
Net Income	14.15M	14.70M	28.10M	25.50M	26.46M	28.29M
Balance Sheet
Total Assets	300.08M	300.61M	324.10M	309.41M	308.46M	318.14M
Cash, Cash Equivalents and Short-Term Investments	15.96M	14.89M	38.47M	30.50M	25.38M	38.84M
Total Debt	85.47M	93.03M	101.50M	120.09M	130.18M	101.08M
Total Liabilities	181.23M	180.00M	185.70M	196.45M	209.44M	172.35M
Stockholders Equity	118.85M	120.61M	138.40M	112.95M	99.02M	145.79M
Cash Flow
Free Cash Flow	16.80M	13.42M	42.36M	31.78M	37.07M	36.55M
Operating Cash Flow	31.04M	26.22M	49.40M	40.41M	48.40M	51.27M
Investing Cash Flow	-16.01M	-16.46M	-7.05M	-8.88M	-11.31M	-14.87M
Financing Cash Flow	-21.68M	-31.77M	-34.88M	-25.95M	-51.51M	-29.19M

Linedata Services Technical Analysis

Technical Analysis SentimentNegative

Last Price47.20

Price Trends

50DMA49.20Negative

100DMA46.49Positive

200DMA43.43Positive

Market Momentum

MACD-0.28Negative

RSI43.67Neutral

STOCH31.62Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:LIN, the sentiment is Negative. The current price of 47.20 is below the 20-day moving average (MA) of 47.37, below the 50-day MA of 49.20, and above the 200-day MA of 43.43, indicating a neutral trend. The MACD of -0.28 indicates Negative momentum. The RSI at 43.67 is Neutral, neither overbought nor oversold. The STOCH value of 31.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:LIN.

Linedata Services Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

FR:LIN against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:SWP	76Outperform	EUR 336.30M	15.60	29.87%	5.67%	8.08%	4.16%
FR:ALBFR	75Outperform	EUR 299.79M	31.96	18.29%	―	12.55%	13.10%
FR:COH	69Neutral	EUR 41.28M	13.70	12.54%	1.10%	8.58%	-18.77%
FR:LIN	66Neutral	EUR 218.66M	16.16	11.82%	2.54%	-8.39%	-44.63%
FR:QDT	61Neutral	EUR 507.00M	-7.48	-8.25%	5.01%	-10.15%	-227.21%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
FR:ALCPB	44Neutral	EUR 198.46M	-0.71	-163.11%	―	-6.28%	-3728.20%

* General Sector Average

Performance Comparison

FR:LIN and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FR:LIN	Linedata Services	47.20	4.27	9.96%
FR:COH	Coheris	7.26	-7.15	-49.61%
FR:QDT	Quadient Sa	14.96	1.24	9.01%
FR:SWP	SWORD GROUP SE	35.25	1.90	5.70%
FR:ALBFR	Sidetrade SA	210.00	-35.00	-14.29%
FR:ALCPB	Blockchain Group SA	5.15	-3.15	-37.94%

Linedata Services Corporate Events

Linedata Returns to Organic Growth as Post-Cyber Incident Recovery Gains Pace

Oct 27, 2026

Linedata reported nine-month 2026 revenue of €121.4m, virtually stable year-on-year but up 1.7% on an organic basis, with recurring revenue rising to €97.4m and now representing 80% of the total. The company’s performance reflects a gradual recovery...

Linedata Cancels 4.2% of Treasury Shares in Capital Reduction

Oct 13, 2026

Linedata Services has announced a reduction of its share capital through the cancellation of 207,512 treasury shares, representing 4.2% of its outstanding capital, following a decision by its Board of Directors. After the transaction, Linedata’s shar...

Linedata Sets Extraordinary General Meeting and Details Document Access

Oct 2, 2026

Linedata Services is a France-based public limited company specializing in software and technology solutions for the financial services industry, serving institutional clients and investors from its Neuilly-sur-Seine headquarters. Listed on Euronext...

Linedata’s First-Half Earnings Dip as Cyberattack Costs Weigh, But Recurring Revenue and Orders Rebound

Sep 9, 2026

Linedata reported first-half 2026 revenue of €82.4 million, down 4.8% year on year, with net income slipping 6.7% to €7.5 million as the group continued to absorb the operational fallout and non-recurring costs linked to an August 2025 cyber incident...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 22, 2026

Linedata Services AI Stock Analysis