Union Technologies Informatique Group SA (FPG) AI Stock Analysis

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Union Technologies Informatique Group SA

(Paris:FPG)

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Rating:39Underperform

Price Target:EUR 0.09▼(-5.26% Downside)

Action:downgraded

Date:10/09/26

The score is held down primarily by weak financial performance (continued losses, high leverage with thin equity, and recent cash burn). Technical signals add downside risk given the downtrend and negative momentum. Valuation offers limited support because the negative P/E reflects unprofitable operations and there is no dividend yield data.

Positive Factors

Reported Revenue GrowthReported revenue growth provides evidence of some ongoing commercial traction and expanding activity. If maintained, stronger sales can improve operating leverage, support reinvestment, and help the company absorb fixed costs more effectively over the next several quarters.

Negative Factors

Persistent UnprofitabilityNegative gross margin and continuing operating and net losses show that the core economics remain weak despite improvement from 2024. Without sustained margin repair, additional revenue may not translate into earnings, limiting internal funding and weakening long-term business resilience.

Union Technologies Informatique Group SA (FPG) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 6.20M
Dividend Yield: ―
Average Volume (3M): 5,779
Price to Earnings (P/E): -10.2
Beta (1Y): -0.53
Revenue Growth: 16.09%
EPS Growth: 79.43%
Country: France
Employees: 120
Sector: Technology
Sector Strength: 61
Industry: Information Technology Services

Union Technologies Informatique Group SA Business Overview & Revenue Model

Company Description

Union Technologies Informatique Group S.A. operates as an IT services firm within France, delivering expert consultancy and engineering solutions. It caters to a diverse array of sectors, including banking, finance, insurance, pensions, energy, logis...

Union Technologies Informatique Group SA Financial Statement Overview

Summary

Financial statements indicate elevated risk: profitability remains negative (including negative gross margin in 2024–2025), the balance sheet is highly leveraged with very thin equity (debt-to-equity ~7x in 2025 after negative equity in 2024), and operating/free cash flow have been negative recently, implying ongoing cash burn despite improvement in 2025 versus 2024.

Income Statement

28Negative

Balance Sheet

24Negative

Cash Flow

22Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	23.87M	21.65M	20.82M	21.18M	21.31M	17.95M
Gross Profit	-196.00K	-294.00K	-551.00K	-15.00K	567.00K	466.00K
EBITDA	-448.00K	-676.00K	-803.00K	425.00K	516.00K	279.00K
Net Income	-596.00K	-668.00K	-6.74M	-183.00K	-114.00K	-330.00K
Balance Sheet
Total Assets	13.71M	12.91M	9.53M	14.82M	15.18M	15.39M
Cash, Cash Equivalents and Short-Term Investments	1.12M	1.47M	1.22M	785.00K	931.00K	509.00K
Total Debt	5.08M	3.66M	2.90M	3.47M	3.62M	4.37M
Total Liabilities	13.55M	12.40M	10.05M	11.05M	11.24M	11.37M
Stockholders Equity	162.00K	518.00K	-516.00K	3.78M	3.95M	4.03M
Cash Flow
Free Cash Flow	-987.00K	-1.49M	-564.00K	-806.00K	791.00K	-1.01M
Operating Cash Flow	-179.00K	-718.00K	-531.00K	-732.00K	806.00K	-934.00K
Investing Cash Flow	-1.07M	-747.00K	38.00K	45.00K	511.00K	-68.00K
Financing Cash Flow	1.53M	1.72M	922.00K	541.00K	-807.00K	-803.00K

Union Technologies Informatique Group SA Technical Analysis

Technical Analysis SentimentNegative

Last Price0.10

Price Trends

50DMA0.11Negative

100DMA0.11Negative

200DMA0.12Negative

Market Momentum

MACD-0.00Negative

RSI37.22Neutral

STOCH77.61Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:FPG, the sentiment is Negative. The current price of 0.10 is below the 20-day moving average (MA) of 0.10, below the 50-day MA of 0.11, and below the 200-day MA of 0.12, indicating a bearish trend. The MACD of -0.00 indicates Negative momentum. The RSI at 37.22 is Neutral, neither overbought nor oversold. The STOCH value of 77.61 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:FPG.

Union Technologies Informatique Group SA Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

FR:FPG against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:INF	74Outperform	EUR 297.44M	12.57	19.11%	4.81%	5.36%	50.74%
Sector *	61Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
FR:ALITL	60Neutral	EUR 21.14M	12.92	6.09%	3.65%	-1.05%	-50.89%
FR:ALKEY	48Neutral	EUR 123.23M	-14.53	-15.60%	―	-4.35%	-156.96%
FR:FPG	39Underperform	EUR 6.20M	-10.21	-175.29%	―	16.09%	79.43%

* Technology Sector Average

Performance Comparison

FR:FPG and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FR:FPG	Union Technologies Informatique Group SA	0.10	-0.01	-12.84%
FR:INF	Infotel SA	41.60	4.03	10.74%
FR:ALKEY	Keyrus SA	7.72	-0.14	-1.78%
FR:ALITL	IT Link SA	13.70	-8.86	-39.26%
FR:MLCHE	Cheops Technology SA	51.00	-11.00	-17.74%
FR:MLCNT	Consort NT	58.00	-4.08	-6.57%

Union Technologies Informatique Group SA Corporate Events

UTI Group grows revenue but remains loss-making as recovery plan advances

Sep 30, 2026

UTI Group reported first-half 2026 revenue of €12.78 million, up 21.1% year on year, driven largely by strong growth in regional subsidiaries and a major client contract with limited margins. Despite this expansion, the company remained loss-ma...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 09, 2026

Union Technologies Informatique Group SA AI Stock Analysis