Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (CCN) Ratios
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Ratios
FR:CCN's free cash flow for Q2 2026 was $-228.96M. For the 2026 fiscal year, FR:CCN's free cash flow was decreased by $-1.48M and operating cash flow was $-227.48M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.03 | 0.00 | 0.11 | 0.03 | 0.03 |
| Quick Ratio | 0.03 | 0.00 | 0.11 | 0.06 | 0.26 |
| Cash Ratio | 0.02 | 0.00 | 0.11 | 0.21 | 0.21 |
| Solvency Ratio | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Operating Cash Flow Ratio | 0.07 | 0.00 | -0.08 | -0.07 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 0.07 | 0.01 | -0.19 | -0.20 | 0.12 |
| Net Current Asset Value | $ -20.19B | $ -21.48B | $ -21.28B | $ -21.06B | $ -19.02B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.52 | 0.54 | 0.57 | 0.58 | 0.57 |
| Debt-to-Equity Ratio | 3.62 | 4.33 | 4.97 | 5.19 | 4.58 |
| Debt-to-Capital Ratio | 0.78 | 0.81 | 0.83 | 0.84 | 0.82 |
| Long-Term Debt-to-Capital Ratio | 0.74 | 0.75 | 0.78 | 0.80 | 0.75 |
| Financial Leverage Ratio | 6.96 | 8.01 | 8.78 | 8.91 | 8.05 |
| Debt Service Coverage Ratio | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 |
| Interest Coverage Ratio | 0.17 | 0.14 | 0.21 | 0.69 | 0.98 |
| Debt to Market Cap | 16.40 | 25.87 | 30.29 | 34.01 | 22.53 |
| Interest Debt Per Share | 2124.65 | 2310.10 | 2446.41 | 2339.87 | 2093.72 |
| Net Debt to EBITDA | 105.28 | 125.86 | 121.77 | 92.59 | 75.24 |
| Profitability Margins | |||||
| Gross Profit Margin | 39.85% | 34.45% | 100.00% | 64.51% | 100.00% |
| EBIT Margin | 9.89% | -2.06% | 25.66% | 20.83% | 32.60% |
| EBITDA Margin | 12.06% | 10.26% | 31.31% | 24.17% | 37.22% |
| Operating Profit Margin | 9.89% | 9.07% | 30.72% | 20.83% | 32.60% |
| Pretax Profit Margin | 9.89% | 8.20% | 25.66% | 17.82% | 33.45% |
| Net Profit Margin | 8.88% | 7.68% | 22.44% | 15.26% | 25.90% |
| Continuous Operations Profit Margin | 8.88% | 7.68% | 22.44% | 15.26% | 25.90% |
| Net Income Per EBT | 89.78% | 93.63% | 87.47% | 85.62% | 77.42% |
| EBT Per EBIT | 100.00% | 90.37% | 83.52% | 85.57% | 102.60% |
| Return on Assets (ROA) | 0.36% | 0.32% | 0.31% | 0.34% | 0.43% |
| Return on Equity (ROE) | 2.52% | 2.56% | 2.70% | 3.03% | 3.50% |
| Return on Capital Employed (ROCE) | 0.46% | 2.00% | 0.68% | 0.78% | 1.03% |
| Return on Invested Capital (ROIC) | 0.36% | 0.98% | 0.47% | 0.54% | 0.58% |
| Return on Tangible Assets | 0.36% | 0.32% | 0.31% | 0.34% | 0.43% |
| Earnings Yield | 11.40% | 15.30% | 16.47% | 19.87% | 17.23% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 4.64 | 1.46 | 2.46 | 1.55 |
| Payables Turnover | 0.00 | 0.00 | 11.39 | 0.47 | 3.36 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.50 | -0.05 |
| Fixed Asset Turnover | 4.10 | 4.38 | 1.54 | 2.61 | 1.86 |
| Asset Turnover | 0.04 | 0.04 | 0.01 | 0.02 | 0.02 |
| Working Capital Turnover Ratio | -0.09 | -0.07 | -0.04 | -0.05 | -0.04 |
| Cash Conversion Cycle | 0.00 | 78.73 | 217.86 | -1355.00 | -7004.57 |
| Days of Sales Outstanding | 0.00 | 78.73 | 249.91 | 148.39 | 235.95 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -726.05 | -7131.87 |
| Days of Payables Outstanding | 0.00 | 0.00 | 32.05 | 777.34 | 108.65 |
| Operating Cycle | 0.00 | 78.73 | 249.91 | -577.66 | -6895.92 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 30.73 | 5.48 | -135.46 | -114.22 | 89.69 |
| Free Cash Flow Per Share | 27.17 | 0.85 | -142.10 | -118.34 | 83.99 |
| Dividend Paid and CapEx Coverage Ratio | 5.36 | 0.78 | -12.61 | -24.88 | 13.45 |
| Capital Expenditure Coverage Ratio | 8.64 | 1.18 | -20.39 | -27.68 | 15.73 |
| Operating Cash Flow Coverage Ratio | 0.02 | 0.00 | -0.06 | -0.05 | 0.04 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.03 | -2.37 | -1.29 | 1.47 |
| Free Cash Flow Yield | 21.90% | 1.00% | -182.18% | -174.04% | 91.30% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.77 | 6.54 | 6.07 | 5.03 | 5.80 |
| Price-to-Sales (P/S) Ratio | 0.78 | 0.50 | 1.36 | 0.77 | 1.50 |
| Price-to-Book (P/B) Ratio | 0.22 | 0.17 | 0.16 | 0.15 | 0.20 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.57 | 100.27 | -0.55 | -0.57 | 1.10 |
| Price-to-Operating Cash Flow Ratio | 4.04 | 15.52 | -0.58 | -0.60 | 1.03 |
| Price-to-Earnings Growth (PEG) Ratio | 1.00 | 5.25 | -1.22 | -0.34 | 0.09 |
| Enterprise Value Multiple | 111.73 | 130.76 | 126.12 | 95.77 | 79.28 |
| Enterprise Value | 12.99B | 13.75B | 13.67B | 12.40B | 10.92B |
| EV to EBITDA | 111.73 | 130.76 | 126.12 | 95.77 | 79.28 |
| EV to Sales | 13.47 | 13.41 | 39.49 | 23.15 | 29.50 |
| EV to Free Cash Flow | 79.02 | 2679.73 | -15.90 | -17.32 | 21.49 |
| EV to Operating Cash Flow | 69.87 | 414.84 | -16.68 | -17.94 | 20.13 |
| Tangible Book Value Per Share | 561.70 | 508.16 | 474.96 | 446.13 | 452.87 |
| Shareholders’ Equity Per Share | 561.82 | 508.28 | 475.09 | 446.10 | 452.85 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.10 | 0.06 | 0.13 | 0.14 | 0.23 |
| Revenue Per Share | 159.36 | 169.39 | 57.23 | 88.53 | 61.19 |
| Net Income Per Share | 14.14 | 13.00 | 12.84 | 13.51 | 15.85 |
| Tax Burden | 0.90 | 0.94 | 0.87 | 0.86 | 0.77 |
| Interest Burden | 1.00 | -3.98 | 1.00 | 0.86 | 1.03 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.16 | 0.07 | 0.22 | 0.14 | 0.19 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.95 | 0.39 | -10.55 | -8.45 | 5.66 |
Currency in EUR
