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FlexShopper (FPAYQ) Ratios
FlexShopper Ratios
FPAYQ's free cash flow for Q4 2024 was $-13.44M. For the 2024 fiscal year, FPAYQ's free cash flow was decreased by $-2.28M and operating cash flow was $-11.15M. See a summary of the company’s cash flow.
| Ratios | Mar 25 | Mar 24 | Mar 23 | Dec 21 | Dec 20 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 7.10 | 9.68 | 8.97 | 6.11 | 3.65 |
| Quick Ratio | 7.10 | 7.28 | 6.39 | 2.86 | 1.14 |
| Cash Ratio | 0.43 | 0.36 | 0.49 | 0.40 | 0.50 |
| Solvency Ratio | 0.05 | -0.01 | 0.16 | 0.09 | 1.14 |
| Operating Cash Flow Ratio | -1.45 | -0.55 | -2.55 | -0.89 | -0.31 |
| Short-Term Operating Cash Flow Coverage | -3.17 | -33.55 | -25.83 | -10.69 | -0.87 |
| Net Current Asset Value | $ -5.64M | $ -9.82M | $ -7.57M | $ 8.22M | $ 5.17M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.78 | 0.74 | 0.66 | 0.67 | 0.67 |
| Debt-to-Equity Ratio | 4.93 | 3.95 | 3.15 | 3.52 | 4.12 |
| Debt-to-Capital Ratio | 0.83 | 0.80 | 0.76 | 0.78 | 0.80 |
| Long-Term Debt-to-Capital Ratio | 0.82 | 0.80 | 0.75 | 0.77 | 0.77 |
| Financial Leverage Ratio | 6.32 | 5.35 | 4.78 | 5.25 | 6.12 |
| Debt Service Coverage Ratio | -2.84 | 0.92 | 1.38 | 1.24 | 6.93 |
| Interest Coverage Ratio | -1.03 | 0.72 | -0.56 | 0.86 | 1.08 |
| Debt to Market Cap | 4.41 | 2.85 | 4.79 | 1.09 | 0.81 |
| Interest Debt Per Share | 6.56 | 5.61 | 5.03 | 3.06 | 2.40 |
| Net Debt to EBITDA | 4.72 | 6.69 | 239.15 | 4.08 | 0.52 |
| Profitability Margins | |||||
| Gross Profit Margin | 97.58% | 89.31% | 97.01% | 36.87% | 34.63% |
| EBIT Margin | 16.29% | 11.70% | -2.58% | 7.84% | 6.34% |
| EBITDA Margin | 23.17% | 14.20% | 0.34% | 10.14% | 70.58% |
| Operating Profit Margin | 16.29% | 11.70% | -5.58% | 5.87% | 4.53% |
| Pretax Profit Margin | 0.46% | -4.47% | -2.66% | 3.24% | 0.32% |
| Net Profit Margin | -0.13% | -3.62% | 12.06% | 2.61% | -0.33% |
| Continuous Operations Profit Margin | -0.13% | -3.62% | 12.06% | 2.61% | -0.33% |
| Net Income Per EBT | -27.92% | 81.05% | -453.89% | 80.65% | -105.18% |
| EBT Per EBIT | 2.82% | -38.15% | 47.65% | 55.10% | 6.99% |
| Return on Assets (ROA) | -0.09% | -2.71% | 9.19% | 3.86% | -0.50% |
| Return on Equity (ROE) | -0.54% | -14.48% | 43.92% | 20.27% | -3.05% |
| Return on Capital Employed (ROCE) | 12.28% | 9.48% | -4.63% | 10.20% | 9.04% |
| Return on Invested Capital (ROIC) | -3.23% | 7.66% | 20.81% | 8.09% | -8.48% |
| Return on Tangible Assets | -0.09% | -2.96% | 10.24% | 3.86% | -0.50% |
| Earnings Yield | -0.49% | -10.58% | 68.08% | 6.51% | -0.63% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.94 | 1.45 | 1.65 | 4.92 | 10.18 |
| Payables Turnover | 0.61 | 1.75 | 0.52 | 9.92 | 8.44 |
| Inventory Turnover | 0.00 | 0.43 | 0.11 | 1.93 | 1.56 |
| Fixed Asset Turnover | 13.02 | 11.09 | 11.91 | 16.00 | 17.27 |
| Asset Turnover | 0.67 | 0.75 | 0.76 | 1.48 | 1.50 |
| Working Capital Turnover Ratio | 1.11 | 1.15 | 1.40 | 2.29 | 2.42 |
| Cash Conversion Cycle | -414.51 | 893.67 | 2921.72 | 226.07 | 226.84 |
| Days of Sales Outstanding | 188.48 | 251.47 | 221.06 | 74.13 | 35.87 |
| Days of Inventory Outstanding | 0.00 | 850.70 | 3403.03 | 188.74 | 234.22 |
| Days of Payables Outstanding | 602.99 | 208.50 | 702.38 | 36.80 | 43.25 |
| Operating Cycle | 188.48 | 1102.16 | 3624.10 | 262.87 | 270.09 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -1.62 | -0.28 | -1.44 | -0.53 | -0.25 |
| Free Cash Flow Per Share | -2.02 | -0.54 | -1.74 | -0.76 | -0.40 |
| Dividend Paid and CapEx Coverage Ratio | -4.11 | -1.05 | -4.81 | -2.27 | -1.68 |
| Capital Expenditure Coverage Ratio | -4.11 | -1.05 | -4.81 | -2.27 | -1.68 |
| Operating Cash Flow Coverage Ratio | -0.21 | -0.06 | -0.32 | -0.20 | -0.11 |
| Operating Cash Flow to Sales Ratio | -0.25 | -0.06 | -0.28 | -0.09 | -0.05 |
| Free Cash Flow Yield | -118.00% | -32.48% | -188.45% | -32.24% | -15.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -7.77 | -9.45 | 1.47 | 15.36 | -158.75 |
| Price-to-Sales (P/S) Ratio | 0.26 | 0.34 | 0.18 | 0.40 | 0.53 |
| Price-to-Book (P/B) Ratio | 1.11 | 1.37 | 0.65 | 3.11 | 4.84 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -0.85 | -3.08 | -0.53 | -3.10 | -6.50 |
| Price-to-Operating Cash Flow Ratio | -1.05 | -6.01 | -0.64 | -4.47 | -10.36 |
| Price-to-Earnings Growth (PEG) Ratio | 0.21 | 0.05 | 0.00 | -0.12 | -2.91 |
| Enterprise Value Multiple | 5.86 | 9.10 | 291.37 | 8.03 | 1.27 |
| Enterprise Value | 189.77M | 151.18M | 111.71M | 102.09M | 91.40M |
| EV to EBITDA | 5.86 | 9.10 | 291.37 | 8.03 | 1.27 |
| EV to Sales | 1.36 | 1.29 | 0.99 | 0.81 | 0.90 |
| EV to Free Cash Flow | -4.37 | -11.63 | -2.96 | -6.30 | -11.00 |
| EV to Operating Cash Flow | -5.43 | -22.68 | -3.58 | -9.07 | -17.55 |
| Tangible Book Value Per Share | 0.97 | 0.66 | 0.73 | 0.75 | 0.53 |
| Shareholders’ Equity Per Share | 1.54 | 1.22 | 1.43 | 0.75 | 0.53 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 1.28 | 0.19 | 5.54 | 0.19 | 2.05 |
| Revenue Per Share | 6.49 | 4.88 | 5.22 | 5.86 | 4.86 |
| Net Income Per Share | -0.01 | -0.18 | 0.63 | 0.15 | -0.02 |
| Tax Burden | -0.28 | 0.81 | -4.54 | 0.81 | -1.05 |
| Interest Burden | 0.03 | -0.38 | 1.03 | 0.41 | 0.05 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.11 | 0.10 | 0.09 | 0.10 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 194.94 | 1.57 | -2.29 | -3.44 | 15.32 |
Currency in USD
