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FlexShopper Inc (FPAY)
NASDAQ:FPAY
US Market

FlexShopper (FPAY) Ratios

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FlexShopper Ratios

FPAY's free cash flow for Q4 2024 was $0.57. For the 2024 fiscal year, FPAY's free cash flow was decreased by $ and operating cash flow was $0.57. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
8.97 9.68 8.97 6.11 3.65
Quick Ratio
6.39 7.28 6.39 2.86 1.14
Cash Ratio
0.49 0.36 0.49 0.40 0.50
Solvency Ratio
1.12 -0.03 1.12 1.73 2.23
Operating Cash Flow Ratio
-2.55 -0.55 -2.55 -0.89 -0.31
Short-Term Operating Cash Flow Coverage
-25.83 -33.55 -25.83 -10.69 -0.87
Net Current Asset Value
$ -7.57M$ -9.82M$ -7.57M$ 8.22M$ 5.17M
Leverage Ratios
Debt-to-Assets Ratio
0.66 0.74 0.66 0.67 0.67
Debt-to-Equity Ratio
3.15 3.95 3.15 3.52 4.12
Debt-to-Capital Ratio
0.76 0.80 0.76 0.78 0.80
Long-Term Debt-to-Capital Ratio
0.75 0.80 0.75 0.77 0.77
Financial Leverage Ratio
4.78 5.35 4.78 5.25 6.12
Debt Service Coverage Ratio
7.09 0.77 7.09 14.31 0.38
Interest Coverage Ratio
-0.56 0.72 -0.56 1.41 1.08
Debt to Market Cap
4.79 2.85 4.79 1.09 0.81
Interest Debt Per Share
5.03 5.61 5.03 2.90 2.40
Net Debt to EBITDA
1.29 8.12 1.29 0.57 8.09
Profitability Margins
Gross Profit Margin
97.01%89.31%97.01%36.87%34.63%
EBIT Margin
7.22%11.70%7.22%7.41%4.53%
EBITDA Margin
62.82%11.70%62.82%72.43%4.53%
Operating Profit Margin
-5.58%11.70%-5.58%5.87%4.53%
Pretax Profit Margin
-2.66%-4.47%-2.66%3.24%0.32%
Net Profit Margin
12.06%-3.62%12.06%2.61%-0.33%
Continuous Operations Profit Margin
12.06%-3.62%12.06%2.61%-0.33%
Net Income Per EBT
-453.89%81.05%-453.89%80.65%-105.18%
EBT Per EBIT
47.65%-38.15%47.65%55.10%6.99%
Return on Assets (ROA)
9.19%-2.71%9.19%3.86%-0.50%
Return on Equity (ROE)
43.92%-14.48%43.92%20.27%-3.05%
Return on Capital Employed (ROCE)
-4.63%9.48%-4.63%10.20%9.04%
Return on Invested Capital (ROIC)
20.81%7.66%20.81%8.09%-8.48%
Return on Tangible Assets
10.24%-2.96%10.24%3.86%-0.50%
Earnings Yield
68.08%-10.58%68.08%6.51%-0.63%
Efficiency Ratios
Receivables Turnover
1.65 1.45 1.65 4.20 10.18
Payables Turnover
0.52 1.75 0.52 9.92 8.44
Inventory Turnover
0.11 0.43 0.11 1.93 1.56
Fixed Asset Turnover
11.91 11.09 11.91 16.00 17.27
Asset Turnover
0.76 0.75 0.76 1.48 1.50
Working Capital Turnover Ratio
1.40 1.15 1.40 2.29 2.42
Cash Conversion Cycle
2.92K 893.67 2.92K 238.95 226.84
Days of Sales Outstanding
221.06 251.47 221.06 87.01 35.87
Days of Inventory Outstanding
3.40K 850.70 3.40K 188.74 234.22
Days of Payables Outstanding
702.38 208.50 702.38 36.80 43.25
Operating Cycle
3.62K 1.10K 3.62K 275.75 270.09
Cash Flow Ratios
Operating Cash Flow Per Share
-1.44 -0.28 -1.44 -0.53 -0.25
Free Cash Flow Per Share
-1.74 -0.54 -1.74 -0.76 -0.40
CapEx Per Share
0.30 0.26 0.30 0.23 0.15
Free Cash Flow to Operating Cash Flow
1.21 1.95 1.21 1.44 1.59
Dividend Paid and CapEx Coverage Ratio
-4.81 -1.05 -4.81 -2.27 -1.68
Capital Expenditure Coverage Ratio
-4.81 -1.05 -4.81 -2.27 -1.68
Operating Cash Flow Coverage Ratio
-0.32 -0.06 -0.32 -0.20 -0.11
Operating Cash Flow to Sales Ratio
-0.28 -0.06 -0.28 -0.09 -0.05
Free Cash Flow Yield
-188.45%-32.48%-188.45%-32.24%-15.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
1.47 -9.45 1.47 15.36 -158.75
Price-to-Sales (P/S) Ratio
0.18 0.34 0.18 0.40 0.53
Price-to-Book (P/B) Ratio
0.65 1.37 0.65 3.11 4.84
Price-to-Free Cash Flow (P/FCF) Ratio
-0.53 -3.08 -0.53 -3.10 -6.50
Price-to-Operating Cash Flow Ratio
-0.64 -6.01 -0.64 -4.47 -10.36
Price-to-Earnings Growth (PEG) Ratio
<0.01 0.06 <0.01 -0.01 1.86
Price-to-Fair Value
0.65 1.37 0.65 3.11 4.84
Enterprise Value Multiple
1.57 11.04 1.57 1.12 19.76
Enterprise Value
111.71M 151.18M 111.71M 101.98M 91.40M
EV to EBITDA
1.57 11.04 1.57 1.12 19.76
EV to Sales
0.99 1.29 0.99 0.81 0.90
EV to Free Cash Flow
-2.96 -11.63 -2.96 -6.29 -11.00
EV to Operating Cash Flow
-3.58 -22.68 -3.58 -9.06 -17.55
Tangible Book Value Per Share
0.73 0.66 0.73 0.75 0.53
Shareholders’ Equity Per Share
1.43 1.22 1.43 0.75 0.53
Tax and Other Ratios
Effective Tax Rate
5.54 0.19 5.54 0.19 2.05
Revenue Per Share
5.22 4.88 5.22 5.86 4.86
Net Income Per Share
0.63 -0.18 0.63 0.15 -0.02
Tax Burden
-4.54 0.81 -4.54 0.81 -1.05
Interest Burden
-0.37 -0.38 -0.37 0.44 0.07
Research & Development to Revenue
>-0.01 0.00 >-0.01 <0.01 <0.01
SG&A to Revenue
0.10 0.11 0.10 0.09 0.10
Stock-Based Compensation to Revenue
<0.01 0.01 <0.01 0.01 0.01
Income Quality
-2.29 1.57 -2.29 -3.44 15.32
Currency in USD
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