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FDCTech (FDCT)
OTHER OTC:FDCT
US Market
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FDCTech (FDCT) AI Stock Analysis

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FDCT

FDCTech

(OTC:FDCT)

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Neutral 53 (OpenAI - Gpt-5.6Sol)
Rating:53Neutral
Price Target:
$2.00
▲(185.71% Upside)
Action:Reiterated
Date:09/18/26
The score is held back primarily by persistent, deeply negative operating/free cash flow despite strong reported profitability, raising sustainability and funding risk. Technical signals are also bearish (below key moving averages with negative MACD). A very low P/E provides some valuation support, but corporate actions that enable future dilution add additional risk.
Positive Factors
Strong Revenue Growth
Revenue growth of 117.5% indicates FDCTech is expanding its commercial base and gaining adoption for its digital banking and payments offerings. If sustained, this scale can support operating leverage, broader customer reach, and stronger reinvestment capacity over the next several quarters.
Negative Factors
Persistent Negative Cash Flow
Deeply negative operating and free cash flow, despite reported profitability, shows that earnings are not currently translating into cash. This mismatch can require external funding, constrain investment capacity, and increase execution risk until cash conversion improves on a sustained basis.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Growth
Revenue growth of 117.5% indicates FDCTech is expanding its commercial base and gaining adoption for its digital banking and payments offerings. If sustained, this scale can support operating leverage, broader customer reach, and stronger reinvestment capacity over the next several quarters.
Read all positive factors

FDCTech (FDCT) vs. SPDR S&P 500 ETF (SPY)

FDCTech Business Overview & Revenue Model

Company Description
FDCTech, Inc. operates as a technology and software development firm, with a primary focus on the digital asset and cryptocurrency industry. The company's key offering is the Condor Pro Multi-Asset Trading Platform, a commercial solution tailored ...
How the Company Makes Money
FDCTech generates revenue primarily by providing technology platforms and related services to customers in financial services and payments. Its core revenue model is based on fees charged for (1) software/platform access and usage (e.g., subscript...

FDCTech Financial Statement Overview

Summary
Strong reported profitability with high TTM margins and conservative leverage are positives, but they are outweighed by deeply negative operating and free cash flow (around -$59M TTM) and a large mismatch between earnings and cash generation, which elevates funding and execution risk.
Income Statement
82
Very Positive
Balance Sheet
74
Positive
Cash Flow
28
Negative
BreakdownTTMMar 2026Mar 2025Dec 2023Mar 2023Dec 2021
Income Statement
Total Revenue56.23M34.96M26.94M12.75M6.45M457.66K
Gross Profit37.47M19.14M12.04M6.25M1.02M42.28K
EBITDA20.20M6.23M893.90K1.81M-835.52K-1.45M
Net Income20.68M5.78M80.03K1.57M-1.07M-1.74M
Balance Sheet
Total Assets55.09M63.77M41.84M47.54M2.92M3.89M
Cash, Cash Equivalents and Short-Term Investments18.18M17.67M24.78M31.32M264.83K93.55K
Total Debt779.92K3.10M1.37M593.77K768.70K238.80K
Total Liabilities15.78M41.36M27.39M34.49M1.31M961.46K
Stockholders Equity39.31M22.38M14.43M13.01M1.55M1.63M
Cash Flow
Free Cash Flow-59.18M-40.98M-7.24M20.63M-785.88K-2.92M
Operating Cash Flow-59.16M-40.98M-7.24M20.98M-516.05K-2.63M
Investing Cash Flow-152.18K11.67M444.73K1.16M-251.58K1.06M
Financing Cash Flow63.88M21.17M255.73K8.91M937.48K1.64M

FDCTech Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price0.70
Price Trends
50DMA
2.48
Negative
100DMA
3.60
Negative
200DMA
3.77
Negative
Market Momentum
MACD
-0.22
Negative
RSI
54.36
Neutral
STOCH
89.37
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FDCT, the sentiment is Neutral. The current price of 0.7 is below the 20-day moving average (MA) of 1.23, below the 50-day MA of 2.48, and below the 200-day MA of 3.77, indicating a neutral trend. The MACD of -0.22 indicates Negative momentum. The RSI at 54.36 is Neutral, neither overbought nor oversold. The STOCH value of 89.37 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FDCT.

FDCTech Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
$32.61M1.0333.24%37.00%111.47%762.68%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
53
Neutral
$263.18M0.6374.10%117.55%12070.00%
48
Neutral
$4.58M-4.81-6.50%36.02%-215.56%
38
Underperform
$40.39M-0.9521.74%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FDCT
FDCTech
2.10
-6.70
-76.14%
COHN
Cohen & Company
10.00
0.83
9.09%
ABTS
Abits Group
1.30
-7.81
-85.73%
ARBK
Argo Blockchain
2.75
-57.23
-95.42%

FDCTech Corporate Events

Business Operations and Strategy
FDCTech Relocates Headquarters from California to Cyprus
Neutral
Sep 10, 2026
Effective September 9, 2026, FDCTech, Inc. relocated its principal executive offices from Irvine, California, to Limassol, Cyprus, following unanimous approval by its board of directors. The move places senior management closer to its key overseas...
Business Operations and StrategyRegulatory Filings and ComplianceStock Split
FDCTech Expands Authorized Capital and Preferred Share Structure
Negative
Aug 26, 2026
On July 10, 2026, FDCTech implemented a 1-for-100 reverse stock split of its common stock, reducing outstanding shares from 423,084,729 to 4,230,868 while leaving authorized common shares and par value unchanged. The move, authorized by the board ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 18, 2026