Fitness Champs Holdings Limited (FCHL) AI Stock Analysis

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Fitness Champs Holdings Limited

(NASDAQ:FCHL)

Select Model

Rating:43Neutral

Price Target:$0.72▼(-3.50% Downside)

Action:reiterated

Date:11/06/26

The overall score is heavily pressured by deteriorating financial performance, including declining revenue and net losses, despite a strengthened balance sheet and positive cash flow. Technical indicators confirm bearish momentum with the stock trading below key moving averages, and the negative P/E ratio reflects a lack of current earnings power.

Positive Factors

Public-sector market positionA leading position in a nationwide school swimming program provides an established channel for customer access and institutional relevance. This embedded market presence can support recurring enrollment demand and gives the company a durable base while it develops additional private and sports offerings.

Negative Factors

Sharp H1 2026 loss expansionThe large increase in operating expenses despite only modest revenue decline signals significant cost-discipline and scalability pressure. Persistently elevated overhead could absorb cash, delay the path to profitability, and make future expansion less valuable unless management restores operating leverage.

Fitness Champs Holdings Limited (FCHL) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $938.16K
Dividend Yield: ―
Average Volume (3M): 1.09M
Price to Earnings (P/E): -0.0
Beta (1Y): 0.97
Revenue Growth: 0.24%
EPS Growth: -339.54%
Country: US
Employees: 49
Sector: General
Sector Strength: 55
Industry: Education & Training Services

Fitness Champs Holdings Limited Business Overview & Revenue Model

Company Description

Fitness Champs Holdings Limited, through its subsidiaries, provides sports education for private sector and public schools in Singapore. It operates through Swim Fees, Sales of Merchandise, and Pickleball segments. The company offers school-based swi...

Fitness Champs Holdings Limited Financial Statement Overview

Summary

Revenue declined 4.8% in 2025 with gross margin falling to 24.9%, resulting in a net loss. However, the balance sheet improved significantly with an equity infusion, and operating cash flow remained positive at $614K, partially offsetting income statement weakness.

Income Statement

25Negative

Balance Sheet

65Positive

Cash Flow

45Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	4.02M	3.23M	4.22M	4.65M	2.76M
Gross Profit	902.07K	884.00K	1.52M	1.99M	1.19M
EBITDA	-1.07M	―	280.00K	1.29M	833.00K
Net Income	-4.49M	-1.06M	172.00K	1.12M	663.00K
Balance Sheet
Total Assets	3.98M	2.67M	2.36M	1.62M	1.09M
Cash, Cash Equivalents and Short-Term Investments	3.13M	1.99M	314.00K	815.00K	504.00K
Total Debt	420.03K	616.00K	1.63M	645.00K	258.00K
Total Liabilities	1.22M	1.90M	2.35M	1.48M	832.00K
Stockholders Equity	2.76M	769.00K	15.00K	143.00K	261.00K
Cash Flow
Free Cash Flow	-3.18M	582.00K	-10.00K	685.00K	1.22M
Operating Cash Flow	-3.17M	614.00K	82.00K	1.30M	1.24M
Investing Cash Flow	-24.10K	-28.00K	-86.00K	-608.00K	396.00K
Financing Cash Flow	5.86M	1.10M	-497.00K	-377.00K	-1.38M

Fitness Champs Holdings Limited Technical Analysis

Technical Analysis SentimentNegative

Last Price0.74

Price Trends

50DMA0.92Negative

100DMA1.04Negative

200DMA24.45Negative

Market Momentum

MACD-0.07Positive

RSI39.98Neutral

STOCH39.10Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FCHL, the sentiment is Negative. The current price of 0.74 is below the 20-day moving average (MA) of 0.82, below the 50-day MA of 0.92, and below the 200-day MA of 24.45, indicating a bearish trend. The MACD of -0.07 indicates Positive momentum. The RSI at 39.98 is Neutral, neither overbought nor oversold. The STOCH value of 39.10 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FCHL.

Fitness Champs Holdings Limited Risk Analysis

Fitness Champs Holdings Limited disclosed 37 risk factors in its most recent earnings report. Fitness Champs Holdings Limited reported the most risks in the "Finance & Corporate" category.

Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added

0 New Risks

Fitness Champs Holdings Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

FCHL against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FEDU	71Outperform	$17.01M	0.50	10.65%	―	2.34%	3245.03%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
FCHL	43Neutral	$952.13K	-0.03	-254.59%	―	0.24%	-339.54%
AACG	42Neutral	$33.80M	-2.35	-70.90%	―	0.28%	-32.56%
KIDZ	41Neutral	$1.01M	-0.05	-148.37%	―	-40.18%	14.53%

* General Sector Average

Performance Comparison

FCHL and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FCHL	Fitness Champs Holdings Limited	0.74	-155.63	-99.52%
AACG	Ata Creativity Global	0.78	-0.45	-36.91%
FEDU	Four Seasons Education	7.77	-5.98	-43.49%
LXEH	Lixiang Education Holding Co., Ltd.	1.29	-2.49	-65.87%
KIDZ	Classover Holdings, Inc.	1.19	-3360.31	-99.96%
GSUN	Golden Sun Education Group Limited Class A	0.15	-1.46	-90.37%

Fitness Champs Holdings Limited Corporate Events

Fitness Champs Shareholders Approve Conditional Two-for-One Share Consolidation

Nov 12, 2026

Fitness Champs Holdings Limited held its annual general meeting on November 12, 2026, in Singapore, with shareholders representing approximately 44.30% of the company’s total voting power present in person or by proxy. The meeting had a quorum and in...

Fitness Champs Sets November 12, 2026 Annual General Meeting in Singapore

Oct 29, 2026

Fitness Champs Holdings Limited, a Singapore-based aquatic sports education provider listed on Nasdaq under the ticker FCHL, delivers general and ladies-only swimming lessons and aquatic sports training including water polo, competitive swimming and...

Fitness Champs Holdings Posts Wider Loss on Higher Costs in H1 2026

Aug 27, 2026

On August 27, 2026, Fitness Champs Holdings Limited reported unaudited interim results for the six months ended June 30, 2026, showing total revenue of S$2.05 million, down 5.4% year-on-year, mainly due to a 5.6% fall in swim fees tied to slightly lo...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 05, 2026

Fitness Champs Holdings Limited AI Stock Analysis