Experian stock analysis
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Experian (EXPGY) Stock Price & Analysis
EXPGY Stock Chart & Stats
- Day’s Range
- $39.24 - $39.24
- 52-Week Range
- $32.06 - $46.67
- Previous Close
- $39.33
- Volume
- N/A
- Average Volume (3M)
- 8,319
- Market Cap
- $34.33B
- Enterprise Value
- $36.70B
- Total Cash (Recent Filing)
- $359.00M
- Total Debt (Recent Filing)
- $5.57B
- Price to Earnings (P/E)
- 23.8
- Beta
- 0.86
- Next Earnings
- Nov 18, 2026 (Est.)
- EPS Estimate
- 0.94
- Last Dividend Ex-Date
- Jun 26, 2026
- Dividend Yield
- 1.77%
Bulls Say, Bears Say
Bulls Say
Revenue Growth
Broad-based organic growth and FY'27 guidance indicate continuing demand across Experian's data, analytics, identity, and consumer services. Sustained expansion supports operating leverage, reinforces client relationships, and provides a durable base for further investment in products and platforms.
Margin Expansion
Higher margins supported by productivity gains and AI tooling are more durable than growth driven only by pricing or temporary volume. Lower labor intensity can preserve profitability, create reinvestment capacity, and support further margin progression as cloud and automation initiatives mature.
Cash Generation
Strong operating cash flow and high conversion demonstrate that reported earnings are translating into funding for reinvestment and capital returns. Improved capital efficiency strengthens Experian's ability to finance technology initiatives, acquisitions, dividends, and buybacks without relying solely on external funding.
Bears Say
Leverage
Moderate-to-elevated leverage reduces financial flexibility relative to a lower-debt profile. Debt service and refinancing needs can compete with investment, acquisitions, and shareholder returns, while a weaker operating environment could make balance-sheet repair more important over the coming quarters.
Contract Wind-Down
The planned loss of sizable breach-contract revenue creates a defined headwind for Partner Solutions and introduces volatility into near-term comparisons. Replacement growth will need to offset the runoff, making execution in adjacent data and identity offerings important to sustaining the broader growth profile.
Mortgage Headwinds
Lower mortgage volumes can pressure transaction-driven revenue, while higher FICO royalties directly constrain profitability in the mortgage offering. Together, these factors may reduce growth and margin contribution from a meaningful vertical even though other financial-services activities remain stronger.
Experian News
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Experian Stock Smart Score
Company Description
Experian
Experian plc is a global technology firm that delivers services through two primary divisions: Business-to-Business and Consumer Services. For its business clients, the company offers specialized data analytics to help identify and better understand customers, alongside effectively managing lending-related risks. It also furnishes advanced analytical and decision-making tools designed to optimize customer management, reduce fraud exposure, ensure regulatory compliance, and automate operational workflows. In the consumer sector, Experian provides financial literacy programs, no-cost access to individual credit reports and scores, and digital platforms that enable users to oversee their financial health, discover credit opportunities, and shield themselves from identity theft. Its broad clientele encompasses various industries, including financial services, healthcare, retail, automotive, technology, telecommunications, government, and others. The company maintains a significant global footprint, operating across North America, Latin America, the UK and Ireland, continental Europe, the Middle East, Africa, and the Asia Pacific region. Founded in 1826 and headquartered in Dublin, Ireland, Experian plc adopted its current name in July 2008, having previously been known as Experian Group Limited.
- Sector
- Industrials
- Industry
- Specialty Business Services
- CEO
- Brian J. Cassin
- Employees
- 25,200
- Website
- www.experianplc.com
- Address
- 2 Cumberland Place, Dublin, DU, D02 HY05, IE
Experian (EXPGY) Earnings & Revenues
EXPGY Earnings Call
Earnings Call SentimentPositive
The call emphasizes a strong, record financial year with broad-based revenue growth, margin expansion, robust cash generation, significant strategic progress on cloud migration, AI initiatives and platform adoption, and active capital returns. Near-term headwinds include the wind-down of legacy data breach contracts, mortgage volume sensitivity, short-term acquisition and transition-related margin pressures, and some regional B2B softness. Overall, positives around execution, AI-led TAM expansion, platform momentum and capital discipline materially outweigh the manageable challenges highlighted.
View all EXPGY earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 9 | 5 | 8 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 6 | 0 | 6 |










