Patriot National Bancorp (PN21) Ratios
Patriot National Bancorp Ratios
DE:PN21's free cash flow for Q2 2026 was $-5.09M. For the 2026 fiscal year, DE:PN21's free cash flow was increased by $545.00K and operating cash flow was $-5.63M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.44 | 0.18 | 0.10 | 0.15 | 0.19 |
| Quick Ratio | 0.44 | 0.18 | 0.10 | 0.15 | 0.19 |
| Cash Ratio | 0.19 | 0.15 | 0.06 | 0.04 | 0.06 |
| Solvency Ratio | -0.01 | -0.04 | -0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | -0.01 | 0.00 | -0.01 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -571.59M | $ -835.18M | $ -968.62M | $ -853.50M | $ -733.93M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.03 | 0.18 | 0.11 | 0.13 |
| Debt-to-Equity Ratio | 0.17 | 7.75 | 4.53 | 1.93 | 1.79 |
| Debt-to-Capital Ratio | 0.15 | 0.89 | 0.82 | 0.66 | 0.64 |
| Long-Term Debt-to-Capital Ratio | 0.15 | 0.89 | 0.82 | 0.66 | 0.64 |
| Financial Leverage Ratio | 11.49 | 237.35 | 24.64 | 17.51 | 14.08 |
| Debt Service Coverage Ratio | -0.40 | -1.19 | -0.09 | 0.71 | 0.95 |
| Interest Coverage Ratio | -0.44 | -0.50 | -0.18 | 0.72 | 0.71 |
| Debt to Market Cap | 0.12 | 4.28 | 13.24 | 2.75 | 1.97 |
| Interest Debt Per Share | 0.58 | 16.40 | 58.40 | 31.89 | 32.39 |
| Net Debt to EBITDA | 14.82 | 7.77 | -34.72 | 8.31 | 11.08 |
| Profitability Margins | |||||
| Gross Profit Margin | 48.01% | 26.12% | 41.45% | 73.33% | 82.01% |
| EBIT Margin | -21.75% | -26.58% | -8.71% | 16.37% | 13.68% |
| EBITDA Margin | -19.71% | -24.35% | -6.61% | 19.47% | 18.14% |
| Operating Profit Margin | -21.75% | -26.58% | -8.71% | 16.37% | 13.68% |
| Pretax Profit Margin | -21.75% | -26.58% | -8.71% | 16.37% | 13.68% |
| Net Profit Margin | -21.85% | -65.86% | -6.46% | 13.00% | 13.90% |
| Continuous Operations Profit Margin | -21.85% | -65.86% | -6.46% | 13.00% | 13.90% |
| Net Income Per EBT | 100.47% | 247.76% | 74.19% | 79.43% | 101.62% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | -1.17% | -3.94% | -0.38% | 0.59% | 0.54% |
| Return on Equity (ROE) | -13.42% | -935.10% | -9.42% | 10.34% | 7.56% |
| Return on Capital Employed (ROCE) | -10.36% | -35.23% | -2.23% | 4.42% | 2.65% |
| Return on Invested Capital (ROIC) | -10.36% | -35.23% | -1.65% | 3.51% | 2.65% |
| Return on Tangible Assets | -1.17% | -3.94% | -0.38% | 0.59% | 0.54% |
| Earnings Yield | -8.94% | -516.01% | -27.52% | 14.72% | 8.30% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.94 | 11.03 | 8.96 | 6.52 | 6.29 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.07 | 2.10 | 2.17 | 1.55 | 1.16 |
| Asset Turnover | 0.05 | 0.06 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.09 | -0.08 | -0.09 | -0.07 | -0.06 |
| Cash Conversion Cycle | 30.56 | 33.08 | 40.72 | 55.98 | 58.00 |
| Days of Sales Outstanding | 30.56 | 33.08 | 40.72 | 55.98 | 58.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 30.56 | 33.08 | 40.72 | 55.98 | 58.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -0.18 | 0.67 | -2.70 | 1.78 | 1.92 |
| Free Cash Flow Per Share | -0.18 | 0.66 | -2.81 | 1.68 | 1.82 |
| Dividend Paid and CapEx Coverage Ratio | -82.38 | 48.78 | -26.01 | 17.00 | 17.67 |
| Capital Expenditure Coverage Ratio | -82.38 | 48.78 | -26.01 | 17.00 | 17.67 |
| Operating Cash Flow Coverage Ratio | -0.86 | 0.08 | -0.05 | 0.06 | 0.06 |
| Operating Cash Flow to Sales Ratio | -0.24 | 0.04 | -0.17 | 0.15 | 0.21 |
| Free Cash Flow Yield | -10.09% | 34.00% | -73.27% | 15.82% | 11.68% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -11.38 | -0.19 | -3.63 | 6.79 | 12.05 |
| Price-to-Sales (P/S) Ratio | 2.44 | 0.13 | 0.23 | 0.88 | 1.67 |
| Price-to-Book (P/B) Ratio | 1.50 | 1.81 | 0.34 | 0.70 | 0.91 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -9.91 | 2.94 | -1.36 | 6.32 | 8.56 |
| Price-to-Operating Cash Flow Ratio | -10.03 | 2.88 | -1.42 | 5.95 | 8.08 |
| Price-to-Earnings Growth (PEG) Ratio | 0.12 | -0.00 | 0.02 | 0.32 | -0.05 |
| Enterprise Value Multiple | 2.42 | 7.24 | -38.26 | 12.85 | 20.31 |
| Enterprise Value | -27.76M | -106.77M | 163.77M | 118.56M | 135.04M |
| EV to EBITDA | 2.42 | 7.24 | -38.26 | 12.85 | 20.31 |
| EV to Sales | -0.48 | -1.76 | 2.53 | 2.50 | 3.69 |
| EV to Free Cash Flow | 1.94 | -40.63 | -14.72 | 17.90 | 18.84 |
| EV to Operating Cash Flow | 1.96 | -39.80 | -15.28 | 16.85 | 17.78 |
| Tangible Book Value Per Share | 1.21 | 1.03 | 11.14 | 14.74 | 16.71 |
| Shareholders’ Equity Per Share | 1.21 | 1.07 | 11.19 | 15.09 | 17.06 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.00 | -1.48 | 0.26 | 0.21 | -0.02 |
| Revenue Per Share | 0.74 | 15.20 | 16.32 | 12.00 | 9.28 |
| Net Income Per Share | -0.16 | -10.01 | -1.05 | 1.56 | 1.29 |
| Tax Burden | 1.00 | 2.48 | 0.74 | 0.79 | 1.02 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.40 | 0.31 | 0.28 | 0.33 | 0.31 |
| Stock-Based Compensation to Revenue | 0.09 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.11 | -0.07 | 2.56 | 1.14 | 1.49 |
Currency in USD
