TipRanks
Oi Wah Pawnshop Credit Holdings Ltd. (DE:OWH)
STUTTGART:OWH
Germany Market
OWH
Oi Wah Pawnshop Credit Holdings Ltd.
RESEARCH TOOLSreports

Oi Wah Pawnshop Credit Holdings Ltd. (OWH) Ratios

4 Followers

Oi Wah Pawnshop Credit Holdings Ltd. Ratios

DE:OWH's free cash flow for Q4 2025 was HK$0.95. For the 2025 fiscal year, DE:OWH's free cash flow was decreased by HK$ and operating cash flow was HK$0.63. See a summary of the company’s cash flow.
Ratios
TTM
Feb 26Feb 25Feb 24Feb 23
Liquidity Ratios
Current Ratio
 21.57 21.57 10.83K 21.81 366.36
Quick Ratio
 21.57 21.57 10.83K 21.81 366.36
Cash Ratio
 6.96 6.96 9.60K 21.81 330.13
Solvency Ratio
 1.11 1.11 0.86 0.88 0.77
Operating Cash Flow Ratio
 3.80 3.80 6.60K 9.22 142.21
Short-Term Operating Cash Flow Coverage
 3.80 3.80 0.00 0.00 0.00
Net Current Asset Value
HK$ 1.09BHK$ 1.09BHK$ 174.06MHK$ 61.58MHK$ 64.78M
Leverage Ratios
Debt-to-Assets Ratio
 0.05 0.05 0.06 0.08 0.10
Debt-to-Equity Ratio
 0.05 0.05 0.06 0.09 0.11
Debt-to-Capital Ratio
 0.05 0.05 0.06 0.08 0.10
Long-Term Debt-to-Capital Ratio
 0.00 0.00 0.06 0.00 0.02
Financial Leverage Ratio
 1.07 1.07 1.07 1.10 1.12
Debt Service Coverage Ratio
 1.65 1.65 16.44 0.00 10.86
Interest Coverage Ratio
 26.96 26.98 16.52 0.00 11.51
Debt to Market Cap
 0.10 0.09 0.16 0.00 0.05
Interest Debt Per Share
 0.03 0.03 0.04 0.05 0.06
Net Debt to EBITDA
 -2.84 -2.84 -2.05 -0.60 -0.48
Profitability Margins
Gross Profit Margin
97.19%94.86%97.77%100.00%100.00%
EBIT Margin
64.00%58.52%36.77%69.34%71.28%
EBITDA Margin
69.62%63.66%41.59%75.26%77.21%
Operating Profit Margin
63.99%58.56%36.77%67.96%70.75%
Pretax Profit Margin
61.63%56.35%36.77%64.16%64.60%
Net Profit Margin
52.09%47.62%31.76%53.70%54.15%
Continuous Operations Profit Margin
52.09%47.62%31.76%53.70%54.15%
Net Income Per EBT
84.52%84.52%86.39%83.70%83.82%
EBT Per EBIT
96.31%96.23%100.00%94.40%91.31%
Return on Assets (ROA)
6.67%6.67%4.73%7.27%7.46%
Return on Equity (ROE)
7.23%7.15%5.05%8.01%8.36%
Return on Capital Employed (ROCE)
8.57%8.58%5.47%9.27%9.76%
Return on Invested Capital (ROIC)
6.93%6.93%4.73%7.76%46.10%
Return on Tangible Assets
6.67%6.67%4.73%7.27%7.46%
Earnings Yield
15.34%14.31%12.79%18.69%17.52%
Efficiency Ratios
Receivables Turnover
 0.20 0.22 6.21 0.00 8.54
Payables Turnover
 193.65 387.52 170.30 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 9.49 10.38 7.06 9.92 9.49
Asset Turnover
 0.13 0.14 0.15 0.14 0.14
Working Capital Turnover Ratio
 0.23 0.25 0.85 0.92 0.78
Cash Conversion Cycle
 1.82K 1.66K 56.63 0.00 42.75
Days of Sales Outstanding
 1.82K 1.66K 58.77 0.00 42.75
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 1.88 0.94 2.14 0.00 0.00
Operating Cycle
 1.82K 1.66K 58.77 0.00 42.75
Cash Flow Ratios
Operating Cash Flow Per Share
 0.11 0.11 0.08 0.04 0.04
Free Cash Flow Per Share
 0.11 0.11 0.08 0.04 0.04
CapEx Per Share
 <0.01 <0.01 <0.01 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
 1.00 1.00 1.00 0.98 0.98
Dividend Paid and CapEx Coverage Ratio
 12.61 5.79 5.49 1.87 1.84
Capital Expenditure Coverage Ratio
 274.62 274.62 224.84 40.38 59.52
Operating Cash Flow Coverage Ratio
 3.28 3.28 2.15 0.74 0.66
Operating Cash Flow to Sales Ratio
 1.30 1.19 0.86 0.45 0.46
Free Cash Flow Yield
38.09%35.55%34.55%15.20%14.62%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 6.53 6.99 7.83 5.35 5.71
Price-to-Sales (P/S) Ratio
 3.40 3.33 2.48 2.87 3.09
Price-to-Book (P/B) Ratio
 0.47 0.50 0.39 0.43 0.48
Price-to-Free Cash Flow (P/FCF) Ratio
 2.63 2.81 2.89 6.58 6.84
Price-to-Operating Cash Flow Ratio
 2.61 2.80 2.88 6.42 6.73
Price-to-Earnings Growth (PEG) Ratio
 0.14 0.15 -0.22 11.96 0.28
Price-to-Fair Value
 0.47 0.50 0.39 0.43 0.48
Enterprise Value Multiple
 2.03 2.38 3.92 3.21 3.53
Enterprise Value
 224.70M 263.18M 287.17M 389.41M 432.98M
EV to EBITDA
 2.03 2.38 3.92 3.21 3.53
EV to Sales
 1.42 1.52 1.63 2.42 2.72
EV to Free Cash Flow
 1.09 1.28 1.90 5.54 6.02
EV to Operating Cash Flow
 1.09 1.28 1.89 5.40 5.92
Tangible Book Value Per Share
 0.60 0.60 0.58 0.56 0.53
Shareholders’ Equity Per Share
 0.60 0.60 0.58 0.56 0.53
Tax and Other Ratios
Effective Tax Rate
 0.15 0.15 0.14 0.16 0.16
Revenue Per Share
 0.08 0.09 0.09 0.08 0.08
Net Income Per Share
 0.04 0.04 0.03 0.04 0.04
Tax Burden
 0.85 0.85 0.86 0.84 0.84
Interest Burden
 0.96 0.96 1.00 0.93 0.91
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.02 0.00 0.03 0.02 0.02
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 2.49 2.49 2.35 0.83 0.71
Currency in HKD