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Pyramid AG (M3B0) AI Stock Analysis
Pyramid AG
(XETRA:M3B0)
The overall score of 40 reflects a high-risk profile. The most significant factor is the extremely weak balance sheet, with a debt-to-equity ratio of 10.7 and minimal equity, which threatens financial stability. Technicals confirm a bearish trend with the price below all major moving averages. While revenue growth and a return to marginal profitability are positive signals, they are overshadowed by the company's precarious capital structure and lack of free cash flow.
Pyramid AG (M3B0) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 2.02M
- Dividend Yield
- ―
- Average Volume (3M)
- 5,529
- Price to Earnings (P/E)
- -0.6
- Beta (1Y)
- 0.06
- Revenue Growth
- 8.63%
- EPS Growth
- -388.20%
- Country
- Germany
- Employees
- 437
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Asset Management
Pyramid AG Business Overview & Revenue Model
Company Description
Pyramid AG, founded in 1985 in Munich, Germany (and formerly known as Pyramid Computer GmbH), focuses on developing and manufacturing advanced information technology solutions. These systems are specifically designed to serve the retail, financial, a...
How the Company Makes Money
Pyramid AG generates revenue primarily by selling technology hardware products and related solutions through its operating subsidiaries. Key revenue streams include (1) product sales of self-service, kiosk, and interactive terminal systems used in en...
Pyramid AG Financial Statement Overview
Summary
Financial performance is severely constrained by an extremely leveraged balance sheet with a debt-to-equity ratio of 10.7 and minimal equity of €1.4 million, posing significant solvency risk. While revenue grew 9.1% and the company returned to marginal profitability, net margins are razor-thin at 0.13% and free cash flow is zero. The overall financial health remains weak until the capital structure is strengthened.
Income Statement
35NegativeBalance Sheet
15Very NegativeCash Flow
30Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 111.61M | 74.50M | 68.29M | 76.02M | 91.86M | 428.69K |
| Gross Profit | 14.81M | 9.40M | 13.59M | 28.39M | 1.14M | 428.69K |
| EBITDA | -8.09M | 900.00K | 3.37M | 4.93M | 4.31M | -2.27M |
| Net Income | -7.48M | 100.00K | -3.15M | -4.98M | -4.94M | -2.33M |
Balance Sheet | ||||||
| Total Assets | 51.43M | 51.43M | 80.42M | 71.95M | 87.61M | 47.88M |
| Cash, Cash Equivalents and Short-Term Investments | 3.90M | 3.90M | 5.09M | 7.70M | 6.19M | 8.06M |
| Total Debt | 15.00M | 15.00M | 19.87M | 10.97M | 15.41M | 0 |
| Total Liabilities | 23.86M | 23.86M | 36.76M | 28.69M | 49.40M | 6.13M |
| Stockholders Equity | 1.40M | 1.40M | 42.29M | 41.84M | 36.63M | 41.75M |
Cash Flow | ||||||
| Free Cash Flow | 0 | 0 | -10.07M | 7.07M | -266.72K | 1,222 |
| Operating Cash Flow | 0 | 4.30M | -9.53M | 8.64M | -733.20K | 1,222 |
| Investing Cash Flow | 0 | -600.00K | -897.40K | -1.68M | -8.03M | 0 |
| Financing Cash Flow | 0 | -4.90M | 6.64M | -5.59M | 6.89M | 0 |
Pyramid AG Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:M3B0, the sentiment is Neutral. The current price of 1.33 is below the 20-day moving average (MA) of 1.34, below the 50-day MA of 1.38, and below the 200-day MA of 1.77, indicating a bearish trend. The MACD of -0.03 indicates Positive momentum. The RSI at 48.88 is Neutral, neither overbought nor oversold. The STOCH value of 49.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for DE:M3B0.
Pyramid AG Peers Comparison
Overall Rating
- DE:M3B040Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| DE:M3B0 | 40Underperform | EUR 13.01M | -0.63 | -27.88% | ― | 8.63% | -388.20% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:M3B0 | Pyramid AG | 1.33 | -2.58 | -65.98% | |
| DE:EFF0 | Deutsche Effecten- und Wechsel-Beteiligungsgesellschaft AG | 2.06 | -2.10 | -50.48% | |
| DE:CRZK | CR Capital AG | 0.05 | -0.25 | -83.28% | |
| DE:IPOK | Heidelberger Beteiligungsholding AG | 126.00 | 17.00 | 15.60% | |
| DE:SVE | Shareholder Value Beteiligungen AG | 81.50 | -3.00 | -3.55% | |
| DE:14D | Tokentus Investment AG | 0.67 | -0.56 | -45.93% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 29, 2026