Nu Holdings Ltd. Class A (DE:M1Z)
NYSE:M1Z
Total Valuation
Nu Holdings has a market cap or net worth of €56.19B. The enterprise value is €46.22B.
Market Cap€56.19B
Enterprise Value€46.22B
Share Statistics
Nu Holdings has 3,837,998,500 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,837,998,500
Owned by Insiders0.80%
Owned by Institutions37.76%
Financial Efficiency
Nu Holdings’s return on equity (ROE) is 0.25 and return on invested capital (ROIC) is 16.31%.
Return on Equity (ROE)0.25
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)16.31%
Return on Capital Employed (ROCE)0.26
Revenue Per Employee1.98M
Profits Per Employee356.96K
Employee Count8,037
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Nu Holdings is 20.3. Nu Holdings’s PEG ratio is 0.65.
PE Ratio20.3
PS Ratio5.10
PB Ratio7.17
Price to Fair Value7.17
Price to FCF23.16
Price to Operating Cash Flow53.24
PEG Ratio0.65
Income Statement
In the last 12 months, Nu Holdings had revenue of 15.88B and earned 2.87B in profits. Earnings per share was 0.59.
Revenue15.88B
Gross Profit7.12B
Operating Income3.87B
Pretax Income3.87B
Net Income2.87B
EBITDA3.97B
Earnings Per Share (EPS)0.59
Cash Flow
In the last 12 months, operating cash flow was 1.20B and capital expenditures 53.00K, giving a free cash flow of 1.20B billion.
Operating Cash Flow1.20B
Free Cash Flow1.20B
Free Cash Flow per Share0.31
Dividends & Yields
Nu Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.23
52-Week Price Change-3.52%
50-Day Moving Average11.38
200-Day Moving Average13.15
Relative Strength Index (RSI)49.78
Average Volume (3m)2.23K
Important Dates
Nu Holdings upcoming earnings date is Aug 18, 2026, After Close (Confirmed).
Last Earnings DateMay 14, 2026
Next Earnings DateAug 18, 2026
Ex-Dividend Date―
Financial Position
Nu Holdings as a current ratio of 0.59, with Debt / Equity ratio of 25.15%
Current Ratio0.59
Quick Ratio0.59
Debt to Market Cap0.06
Net Debt to EBITDA-2.47
Interest Coverage Ratio0.84
Taxes
In the past 12 months, Nu Holdings has paid 996.75M in taxes.
Income Tax996.75M
Effective Tax Rate0.26
Enterprise Valuation
Nu Holdings EV to EBITDA ratio is 17.91, with an EV/FCF ratio of 20.36.
EV to Sales4.48
EV to EBITDA17.91
EV to Free Cash Flow20.36
EV to Operating Cash Flow20.31
Balance Sheet
Nu Holdings has €30.32B in cash and marketable securities with €3.17B in debt, giving a net cash position of €27.15B billion.
Cash & Marketable Securities€30.32B
Total Debt€3.17B
Net Cash€27.15B
Net Cash Per Share€7.08
Tangible Book Value Per Share€2.13
Margins
Gross margin is 43.74%, with operating margin of 24.36%, and net profit margin of 18.07%.
Gross Margin43.74%
Operating Margin24.36%
Pretax Margin24.39%
Net Profit Margin18.07%
EBITDA Margin25.00%
EBIT Margin24.39%
Analyst Forecast
The average price target for Nu Holdings is €13.84, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target€13.84
Price Target Upside5.32% Upside
Analyst ConsensusModerate Buy
Analyst Count9
Revenue Growth Forecast48.56%
EPS Growth Forecast46.73%