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Lincoln National (LCO) Stock Price & Analysis

LCO Stock Chart & Stats

€36.63-€0.48(-1.29%)
At close: 5:30 PM GMT+1
EUR 36EUR 37EUR 3830 Jul8 Sep16 Oct26 Oct
Day’s Range
EUR 36.63 - EUR 37.20
52-Week Range
EUR 28.22 - EUR 40.56
Previous Close
EUR 37.11
Volume
0
Average Volume (3M)
24
Market Cap
EUR 7.01B
Enterprise Value
EUR 14.79B
Total Cash (Recent Filing)
EUR 52.32B
Total Debt (Recent Filing)
EUR 6.87B
Price to Earnings (P/E)
3.4
Beta
0.53
Next Earnings
Nov 05, 2026 (Est.)
EPS Estimate
1.75
Next Dividend Ex-Date
N/A
Dividend Yield
4.38%

Bulls Say, Bears Say

Bulls Say

Sustained Earnings Growth

Eight consecutive quarters of year-over-year adjusted operating earnings growth indicate improving execution across Lincoln’s businesses. Sustained profitability can support capital flexibility, reinforce distribution investment, and provide a stronger foundation for more predictable earnings over the next several quarters.

Strong Capital Position

Capital levels materially above management’s RBC target and buffer provide resilience against insurance and investment volatility. Combined with leverage near the long-term target, this supports subsidiary obligations, strategic actions, and continued investment without relying solely on external financing.

Legacy Risk Reduction

Reinsuring a substantial portion of the legacy GUL block reduces exposure to long-duration mortality, lapse, and interest-rate risks. The transaction should make the earnings mix more manageable and improve financial flexibility, although completion remains subject to regulatory approval.

Bears Say

Weak Cash Conversion

Negative operating and free cash flow despite reported profitability raises a fundamental concern about earnings conversion. If this pattern persists, Lincoln may have less internally generated capacity for capital actions, investment, and liability management, increasing reliance on balance-sheet resources.

Persistent Retirement Outflows

Continued outflows in annuities and retirement services can pressure account balances, fee income, and the scale of spread-based earnings. Although some product mix is improving, persistent runoff may limit organic growth and require higher spending to replace departing assets and contracts.

Earnings Volatility

The sharp swing from losses in 2023 to stronger TTM profitability shows that Lincoln’s results remain sensitive to market, claims, and investment conditions. This variability makes earnings quality less predictable and complicates capital planning, performance assessment, and confidence in a steady long-term run-rate.

Lincoln National News

LCO FAQ

What was Lincoln National’s price range in the past 12 months?
Lincoln National lowest stock price was €28.22 and its highest was €40.56 in the past 12 months.
What is Lincoln National’s market cap?
Lincoln National’s market cap is €7.01B.
When is Lincoln National’s upcoming earnings report date?
Lincoln National’s next earnings report is estimated for Nov 05, 2026 (not yet confirmed), which is in 4 days.
How were Lincoln National’s earnings last quarter?
Lincoln National released its earnings results on Jul 30, 2026. The company reported €1.999 earnings per share for the quarter, beating the consensus estimate of €1.747 by €0.252.
Is Lincoln National overvalued?
According to Wall Street analysts Lincoln National’s price is currently Undervalued.
Does Lincoln National pay dividends?
Lincoln National does not currently pay dividends.
What is Lincoln National’s EPS estimate?
Lincoln National’s EPS estimate is 1.75.
How many shares outstanding does Lincoln National have?
Lincoln National has 191,447,340 shares outstanding.
What happened to Lincoln National’s price movement after its last earnings report?
Lincoln National reported an EPS of €1.999 in its last earnings report, beating expectations of €1.747. Following the earnings report the stock price went down -0.808%.
Which hedge fund is a major shareholder of Lincoln National?
Hedge funds hold Lincoln National shares: the largest hedge-fund position in Lincoln National is 1,236,336,158 shares, and hedge funds decreased their holdings by 98.5K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology