PennyMac Mortgage (8PM) Ratios
PennyMac Mortgage Ratios
DE:8PM's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, DE:8PM's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.03 | 0.05 | 0.00 | 0.01 | 0.01 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | -0.01 | 0.00 |
| Operating Cash Flow Ratio | -0.90 | -0.39 | 0.00 | 0.18 | -0.30 |
| Short-Term Operating Cash Flow Coverage | -0.90 | -0.76 | 0.00 | 0.19 | -0.31 |
| Net Current Asset Value | $ -19.19B | $ -12.47B | $ -11.16B | $ -11.96B | $ -11.41B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.89 | 0.84 | 0.37 | 0.82 | 0.81 |
| Debt-to-Equity Ratio | 10.12 | 6.26 | 2.48 | 5.80 | 4.72 |
| Debt-to-Capital Ratio | 0.91 | 0.86 | 0.71 | 0.85 | 0.83 |
| Long-Term Debt-to-Capital Ratio | 0.85 | 0.74 | 0.71 | 0.50 | 0.45 |
| Financial Leverage Ratio | 11.31 | 7.43 | 6.70 | 7.09 | 5.82 |
| Debt Service Coverage Ratio | 0.01 | 0.24 | -0.06 | -0.01 | -0.00 |
| Interest Coverage Ratio | 1.58 | 0.46 | 0.76 | -0.90 | 1.29 |
| Debt to Market Cap | 17.49 | 8.35 | 3.71 | 10.05 | 6.62 |
| Interest Debt Per Share | 229.51 | 147.96 | 63.91 | 128.97 | 117.77 |
| Net Debt to EBITDA | 200.63 | 11.47 | 0.00 | 0.00 | 0.00 |
| Profitability Margins | |||||
| Gross Profit Margin | 91.61% | 75.40% | 83.18% | 220.51% | 59.24% |
| EBIT Margin | 5.38% | 203.67% | 0.00% | 0.00% | 0.00% |
| EBITDA Margin | 5.38% | 203.67% | 0.00% | 0.00% | 0.00% |
| Operating Profit Margin | 78.96% | 65.66% | 76.91% | 253.90% | 52.01% |
| Pretax Profit Margin | 5.38% | 28.27% | 33.67% | -43.31% | 5.90% |
| Net Profit Margin | 7.33% | 31.90% | 27.51% | 50.31% | 7.51% |
| Continuous Operations Profit Margin | 7.33% | 31.90% | 27.51% | 50.31% | 7.51% |
| Net Income Per EBT | 136.30% | 112.85% | 81.69% | -116.17% | 127.30% |
| EBT Per EBIT | 6.81% | 43.05% | 43.78% | -17.06% | 11.34% |
| Return on Assets (ROA) | 0.60% | 1.12% | 1.52% | -0.53% | 0.41% |
| Return on Equity (ROE) | 6.78% | 8.30% | 10.20% | -3.73% | 2.40% |
| Return on Capital Employed (ROCE) | 10.34% | 4.41% | 4.26% | -8.91% | 8.89% |
| Return on Invested Capital (ROIC) | 506.64% | -8.59% | 0.00% | -123.33% | -196.40% |
| Return on Tangible Assets | 0.72% | 1.53% | 2.17% | -0.74% | 0.52% |
| Earnings Yield | 11.71% | 14.73% | 15.28% | -6.47% | 3.37% |
| Efficiency Ratios | |||||
| Receivables Turnover | 91.36 | 5.86 | 11.09 | -2.18 | 47.48 |
| Payables Turnover | 0.87 | 0.72 | 0.31 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Asset Turnover | 0.08 | 0.04 | 0.06 | -0.01 | 0.05 |
| Working Capital Turnover Ratio | -0.24 | -0.08 | -0.15 | 0.02 | -0.24 |
| Cash Conversion Cycle | -415.96 | -447.51 | -1125.89 | -167.73 | 7.69 |
| Days of Sales Outstanding | 4.00 | 62.30 | 32.92 | -167.73 | 7.69 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 419.96 | 509.81 | 1158.81 | 0.00 | 0.00 |
| Operating Cycle | 4.00 | 62.30 | 32.92 | -167.73 | 7.69 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -82.92 | -31.13 | 15.34 | 19.52 | -28.95 |
| Free Cash Flow Per Share | -82.92 | -31.47 | 15.17 | 19.52 | -28.65 |
| Dividend Paid and CapEx Coverage Ratio | -39.81 | -12.85 | 6.80 | 8.29 | -11.61 |
| Capital Expenditure Coverage Ratio | 0.00 | -92.37 | 91.59 | 0.00 | -97.86 |
| Operating Cash Flow Coverage Ratio | -0.38 | -0.22 | 0.28 | 0.16 | -0.25 |
| Operating Cash Flow to Sales Ratio | -4.13 | -5.36 | 1.85 | -12.25 | -3.72 |
| Free Cash Flow Yield | -660.73% | -249.97% | 101.48% | 157.52% | -165.34% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.68 | 9.19 | 6.54 | -15.46 | 29.69 |
| Price-to-Sales (P/S) Ratio | 0.63 | 2.17 | 1.80 | -7.78 | 2.23 |
| Price-to-Book (P/B) Ratio | 0.58 | 0.56 | 0.67 | 0.58 | 0.71 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -0.15 | -0.40 | 0.99 | 0.63 | -0.60 |
| Price-to-Operating Cash Flow Ratio | -0.15 | -0.40 | 0.97 | 0.63 | -0.60 |
| Price-to-Earnings Growth (PEG) Ratio | -0.46 | -0.38 | -0.03 | 0.03 | -8.02 |
| Enterprise Value Multiple | 212.26 | 12.54 | 0.00 | 0.00 | 0.00 |
| Enterprise Value | 19.91B | 12.89B | 4.66B | 12.40B | 12.80B |
| EV to EBITDA | 212.26 | 12.54 | 0.00 | 0.00 | 0.00 |
| EV to Sales | 11.41 | 25.54 | 6.42 | -85.15 | 16.89 |
| EV to Free Cash Flow | -2.76 | -4.72 | 3.52 | 6.95 | -4.58 |
| EV to Operating Cash Flow | -2.76 | -4.77 | 3.48 | 6.95 | -4.54 |
| Tangible Book Value Per Share | -20.20 | -22.22 | -22.46 | 21.47 | 24.31 |
| Shareholders’ Equity Per Share | 21.70 | 22.33 | 22.40 | 21.47 | 24.31 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.36 | 0.13 | 0.18 | 2.16 | 0.27 |
| Revenue Per Share | 20.06 | 5.81 | 8.31 | -1.59 | 7.78 |
| Net Income Per Share | 1.47 | 1.85 | 2.29 | -0.80 | 0.58 |
| Tax Burden | 1.36 | 1.13 | 0.82 | -1.16 | 1.27 |
| Interest Burden | 1.00 | 0.14 | 0.00 | 0.00 | 0.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 |
| SG&A to Revenue | 0.04 | 0.09 | 0.05 | -0.28 | 0.06 |
| Stock-Based Compensation to Revenue | 0.00 | -0.00 | 0.01 | -0.03 | 0.00 |
| Income Quality | -56.41 | -16.87 | 6.71 | -24.35 | -49.60 |
Currency in USD
