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Fanhua (4CI0) Stock Price & Analysis

0 Followers

4CI0 Stock Chart & Stats

€8.09-€0.27(-3.23%)
At close: 5:30 PM GMT+1
€10€12.5€15€17.5Aug 25Oct 8
Day’s Range
EUR 8.09 - EUR 8.09
52-Week Range
EUR 7.38 - EUR 51.35
Previous Close
EUR 8.36
Volume
N/A
Average Volume (3M)
2
Market Cap
EUR 510.96M
Enterprise Value
EUR 2.08B
Total Cash (Recent Filing)
EUR 1.55B
Total Debt (Recent Filing)
EUR 292.77M
Price to Earnings (P/E)
―
Beta
0.55
Next Earnings
N/A
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Strategic Diversification Via Nova Lumina

Buying Nova Lumina materially diversifies AIFU into consumer health/wellness and tangible inventory, creating new revenue channels and potential cross-selling with its tech-enabled platform. This structural shift can broaden earnings sources and reduce concentration risk in insurance.

Improving Free Cash Flow

A sizeable rise in free cash flow signals stronger internal cash generation, which supports ongoing operations, working capital needs, and discretionary investments (including acquisitions). This reduces dependence on external financing and underpins medium-term strategic flexibility.

Strong Balance Sheet

High equity ratio and minimal leverage provide durable financial resilience, allowing the company to absorb revenue shocks, maintain regulatory capital in insurance operations, and fund strategic initiatives without relying on costly debt, supporting stability over the next several months.

Bears Say

Governance And Dilution Risks

Large share issuances and a dual-class structure concentrate economic stakes while splitting voting rights, raising governance risk. Entrenched control and recent dilution can limit minority influence, complicate alignment on strategy or future capital raises, and increase agency risk long term.

Operating Losses / Negative EBIT

A negative EBIT margin indicates core operations are loss-making, suggesting structural margin pressures or cost inefficiencies. Persistent operating losses undermine sustainable profitability and risk consuming cash reserves or forcing strategic cost cuts that could hamper growth.

Sharp Revenue Contraction

A sustained large top-line decline erodes scale economics, weakens premium flows and fee income, and compresses the firm's ability to invest in distribution and technology. Without a clear recovery, long-term growth prospects and margin recovery remain constrained.

Fanhua News

4CI0 FAQ

What was Fanhua’s price range in the past 12 months?
Fanhua lowest stock price was €7.38 and its highest was €51.35 in the past 12 months.
What is Fanhua’s market cap?
Fanhua’s market cap is €510.96M.
When is Fanhua’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Fanhua’s earnings last quarter?
Fanhua released its earnings results on Sep 18, 2024. The company reported €4.795 earnings per share for the quarter.
Is Fanhua overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Fanhua pay dividends?
Fanhua does not currently pay dividends.
What is Fanhua’s EPS estimate?
Fanhua’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fanhua have?
Fanhua has 50,925,747 shares outstanding.
What happened to Fanhua’s price movement after its last earnings report?
Fanhua reported an EPS of €4.795 in its last earnings report. Following the earnings report the stock price went down -9.146%.
Which hedge fund is a major shareholder of Fanhua?
Currently, no hedge funds are holding shares in DE:4CI0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology