Peapack-Gladstone Financial (45V) Ratios
Peapack-Gladstone Financial Ratios
DE:45V's free cash flow for Q2 2026 was $52.52M. For the 2026 fiscal year, DE:45V's free cash flow was increased by $1.29M and operating cash flow was $51.22M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.07 | 0.08 | 0.13 | 0.14 | 0.18 |
| Quick Ratio | 0.07 | 0.08 | 0.13 | 0.14 | 0.18 |
| Cash Ratio | 0.03 | 0.06 | 0.03 | 0.03 | 0.03 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.59 | 0.00 | 0.17 | 0.31 | 0.00 |
| Net Current Asset Value | $ -6.43B | $ -5.93B | $ -5.12B | $ -5.05B | $ -4.57B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.03 | 0.09 | 0.08 | 0.02 |
| Debt-to-Equity Ratio | 0.33 | 0.29 | 0.95 | 1.00 | 0.27 |
| Debt-to-Capital Ratio | 0.25 | 0.23 | 0.49 | 0.50 | 0.21 |
| Long-Term Debt-to-Capital Ratio | 0.13 | 0.18 | 0.19 | 0.20 | 0.20 |
| Financial Leverage Ratio | 11.43 | 11.57 | 11.10 | 11.92 | 11.12 |
| Debt Service Coverage Ratio | 0.18 | 0.21 | 0.10 | 0.19 | 2.79 |
| Interest Coverage Ratio | 0.32 | 0.25 | 0.45 | 2.86 | 3.53 |
| Debt to Market Cap | 0.35 | 0.24 | 1.01 | 0.76 | 0.20 |
| Interest Debt Per Share | 21.55 | 20.22 | 39.29 | 31.20 | 9.08 |
| Net Debt to EBITDA | 0.50 | -4.29 | 5.06 | 3.17 | 0.02 |
| Profitability Margins | |||||
| Gross Profit Margin | 58.05% | 53.76% | 56.65% | 84.66% | 87.55% |
| EBIT Margin | 11.85% | 11.16% | 18.00% | 37.25% | 33.95% |
| EBITDA Margin | 13.03% | 12.31% | 19.34% | 39.09% | 36.04% |
| Operating Profit Margin | 11.85% | 11.16% | 18.00% | 37.25% | 33.95% |
| Pretax Profit Margin | 11.85% | 11.16% | 18.00% | 37.25% | 33.95% |
| Net Profit Margin | 8.46% | 8.19% | 13.07% | 27.03% | 24.75% |
| Continuous Operations Profit Margin | 8.46% | 8.19% | 13.07% | 27.03% | 24.75% |
| Net Income Per EBT | 71.36% | 73.38% | 72.61% | 72.55% | 72.91% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.50% | 0.47% | 0.75% | 1.17% | 0.93% |
| Return on Equity (ROE) | 5.67% | 5.44% | 8.37% | 13.93% | 10.36% |
| Return on Capital Employed (ROCE) | 6.05% | 5.73% | 9.18% | 14.62% | 10.58% |
| Return on Invested Capital (ROIC) | 3.98% | 4.21% | 4.30% | 6.88% | 7.71% |
| Return on Tangible Assets | 0.50% | 0.47% | 0.76% | 1.18% | 0.94% |
| Earnings Yield | 7.63% | 5.83% | 9.18% | 10.98% | 8.51% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.81 | 13.48 | 12.18 | 10.92 | 10.60 |
| Payables Turnover | 0.00 | 10.06 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.52 | 5.74 | 9.75 | 6.95 | 6.28 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.07 | -0.08 | -0.08 | -0.06 | -0.06 |
| Cash Conversion Cycle | 26.44 | -9.19 | 29.96 | 33.42 | 34.44 |
| Days of Sales Outstanding | 26.44 | 27.08 | 29.96 | 33.42 | 34.44 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 36.27 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 26.44 | 27.08 | 29.96 | 33.42 | 34.44 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.46 | 4.03 | 3.93 | 6.55 | 4.02 |
| Free Cash Flow Per Share | 1.63 | 3.57 | 3.74 | 6.35 | 3.81 |
| Dividend Paid and CapEx Coverage Ratio | 2.39 | 6.12 | 10.25 | 16.60 | 9.80 |
| Capital Expenditure Coverage Ratio | 2.96 | 8.78 | 21.36 | 33.81 | 19.21 |
| Operating Cash Flow Coverage Ratio | 0.20 | 0.40 | 0.13 | 0.22 | 0.51 |
| Operating Cash Flow to Sales Ratio | 0.10 | 0.18 | 0.19 | 0.43 | 0.33 |
| Free Cash Flow Yield | 5.84% | 11.13% | 12.55% | 17.07% | 10.76% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.14 | 17.14 | 10.90 | 9.10 | 11.75 |
| Price-to-Sales (P/S) Ratio | 1.11 | 1.41 | 1.42 | 2.46 | 2.91 |
| Price-to-Book (P/B) Ratio | 0.74 | 0.93 | 0.91 | 1.27 | 1.22 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 17.11 | 8.99 | 7.97 | 5.86 | 9.30 |
| Price-to-Operating Cash Flow Ratio | 11.34 | 7.96 | 7.60 | 5.69 | 8.81 |
| Price-to-Earnings Growth (PEG) Ratio | 0.98 | -0.54 | -0.33 | 0.25 | 0.10 |
| Enterprise Value Multiple | 9.01 | 7.13 | 12.42 | 9.47 | 8.09 |
| Enterprise Value | 517.95M | 353.27M | 898.01M | 1.02B | 666.96M |
| EV to EBITDA | 9.01 | 7.13 | 12.42 | 9.47 | 8.09 |
| EV to Sales | 1.17 | 0.88 | 2.40 | 3.70 | 2.92 |
| EV to Free Cash Flow | 18.12 | 5.61 | 13.44 | 8.81 | 9.32 |
| EV to Operating Cash Flow | 12.01 | 4.97 | 12.81 | 8.55 | 8.84 |
| Tangible Book Value Per Share | 34.99 | 31.75 | 30.12 | 26.74 | 26.48 |
| Shareholders’ Equity Per Share | 37.49 | 34.30 | 32.70 | 29.35 | 29.08 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.27 | 0.27 | 0.27 | 0.27 |
| Revenue Per Share | 25.14 | 22.81 | 20.94 | 15.13 | 12.18 |
| Net Income Per Share | 2.13 | 1.87 | 2.74 | 4.09 | 3.01 |
| Tax Burden | 0.71 | 0.73 | 0.73 | 0.73 | 0.73 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.30 | 0.32 | 0.28 | 0.33 | 0.37 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.16 | 2.16 | 1.43 | 1.60 | 1.33 |
Currency in USD