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Credit Acceptance Corp. (DE:2D5)
FRANKFURT:2D5
Germany Market
2D5
Credit Acceptance
RESEARCH TOOLSreports

Credit Acceptance (2D5) Ratios

31 Followers

Credit Acceptance Ratios

DE:2D5's free cash flow for Q2 2026 was $0.99. For the 2026 fiscal year, DE:2D5's free cash flow was decreased by $ and operating cash flow was $0.47. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 21.22 0.26 0.00 0.00 0.00
Quick Ratio
 21.22 0.26 0.00 0.00 0.00
Cash Ratio
 <0.01 0.23 0.00 0.00 0.00
Solvency Ratio
 0.08 0.06 0.03 0.05 0.09
Operating Cash Flow Ratio
 3.08 0.48 0.00 0.00 0.00
Short-Term Operating Cash Flow Coverage
 0.00 0.48 13.03 16.25 0.82
Net Current Asset Value
$ 1.42B$ -7.50B$ -7.99B$ -6.64B$ -6.01B
Leverage Ratios
Debt-to-Assets Ratio
 0.73 0.66 0.65 0.60 0.60
Debt-to-Equity Ratio
 3.96 4.17 3.63 2.89 2.83
Debt-to-Capital Ratio
 0.80 0.81 0.78 0.74 0.74
Long-Term Debt-to-Capital Ratio
 0.80 0.73 0.78 0.74 0.65
Financial Leverage Ratio
 5.43 6.30 5.57 4.79 4.70
Debt Service Coverage Ratio
 2.58 0.35 3.11 3.95 0.37
Interest Coverage Ratio
 3.06 2.38 0.00 0.00 0.00
Debt to Market Cap
 1.01 1.29 1.10 0.73 0.71
Interest Debt Per Share
 631.22 615.33 515.53 391.21 338.45
Net Debt to EBITDA
 6.29 5.54 15.61 12.29 5.73
Profitability Margins
Gross Profit Margin
89.68%98.75%62.41%67.16%73.94%
EBIT Margin
41.88%44.38%15.23%18.48%38.52%
EBITDA Margin
43.00%45.63%16.53%19.89%39.93%
Operating Profit Margin
43.42%47.63%15.23%18.48%38.52%
Pretax Profit Margin
27.95%24.40%15.44%19.56%39.04%
Net Profit Margin
21.60%18.29%11.62%15.22%29.39%
Continuous Operations Profit Margin
21.60%18.29%11.62%15.22%29.39%
Net Income Per EBT
77.27%74.97%75.24%77.83%75.28%
EBT Per EBIT
64.38%51.23%101.35%105.85%101.34%
Return on Assets (ROA)
5.82%4.42%2.54%3.41%7.02%
Return on Equity (ROE)
32.35%27.82%14.17%16.31%32.99%
Return on Capital Employed (ROCE)
12.27%14.88%3.34%4.14%9.20%
Return on Invested Capital (ROIC)
9.53%8.62%280.17%364.78%35.06%
Return on Tangible Assets
5.82%4.42%2.54%3.41%7.02%
Earnings Yield
8.06%8.63%4.29%4.15%8.33%
Efficiency Ratios
Receivables Turnover
 0.29 34.48 508.17 437.16 209.54
Payables Turnover
 0.61 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 164.80 183.90 145.19 40.43 35.47
Asset Turnover
 0.27 0.24 0.22 0.22 0.24
Working Capital Turnover Ratio
 0.29 -2.89 0.00 0.00 0.54
Cash Conversion Cycle
 650.25 10.59 0.72 0.83 1.74
Days of Sales Outstanding
 1.25K 10.59 0.72 0.83 1.74
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 599.96 0.00 0.00 0.00 0.00
Operating Cycle
 1.25K 10.59 0.72 0.83 1.74
Cash Flow Ratios
Operating Cash Flow Per Share
 116.88 95.20 92.34 92.93 91.32
Free Cash Flow Per Share
 116.51 95.05 92.19 92.62 91.09
CapEx Per Share
 0.37 0.14 0.15 0.31 0.23
Free Cash Flow to Operating Cash Flow
 1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
 314.10 659.12 632.17 300.95 399.58
Capital Expenditure Coverage Ratio
 314.10 659.12 632.17 300.95 399.58
Operating Cash Flow Coverage Ratio
 0.19 0.17 0.18 0.24 0.27
Operating Cash Flow to Sales Ratio
 0.53 0.46 0.53 0.64 0.68
Free Cash Flow Yield
19.66%21.43%19.64%17.39%19.20%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 12.79 11.59 23.34 24.12 12.01
Price-to-Sales (P/S) Ratio
 2.67 2.12 2.71 3.67 3.53
Price-to-Book (P/B) Ratio
 3.92 3.22 3.31 3.93 3.96
Price-to-Free Cash Flow (P/FCF) Ratio
 5.09 4.67 5.09 5.75 5.21
Price-to-Operating Cash Flow Ratio
 5.08 4.66 5.08 5.73 5.19
Price-to-Earnings Growth (PEG) Ratio
 0.40 0.13 -2.62 -0.55 -0.36
Price-to-Fair Value
 3.92 3.22 3.31 3.93 3.96
Enterprise Value Multiple
 12.51 10.18 32.00 30.75 14.57
Enterprise Value
 12.50B 10.77B 11.29B 11.50B 10.61B
EV to EBITDA
 12.51 10.18 32.00 30.75 14.57
EV to Sales
 5.38 4.65 5.29 6.12 5.82
EV to Free Cash Flow
 10.23 10.22 9.94 9.58 8.59
EV to Operating Cash Flow
 10.20 10.21 9.92 9.55 8.56
Tangible Book Value Per Share
 151.60 137.53 141.98 135.39 119.73
Shareholders’ Equity Per Share
 151.60 137.53 141.98 135.39 119.73
Tax and Other Ratios
Effective Tax Rate
 0.23 0.25 0.25 0.22 0.25
Revenue Per Share
 221.71 209.17 173.20 145.12 134.40
Net Income Per Share
 47.89 38.26 20.12 22.09 39.50
Tax Burden
 0.77 0.75 0.75 0.78 0.75
Interest Burden
 0.67 0.55 1.01 1.06 1.01
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.07 0.00 0.09 0.05 0.05
Stock-Based Compensation to Revenue
 0.02 0.02 0.02 0.02 0.02
Income Quality
 2.44 2.49 4.59 4.21 2.31
Currency in USD