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Currenc Group (CURR) AI Stock Analysis
Currenc Group
(NASDAQ:CURR)
Overall score is held down primarily by weak financial performance—large ongoing losses, declining TTM revenue, and a stressed balance sheet with negative equity—despite a recent improvement to positive operating and free cash flow. Technical indicators also remain bearish with the stock trading below key moving averages and negative MACD, while valuation metrics are not supportive given the negative P/E and no dividend yield provided.
Currenc Group (CURR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $238.04M
- Dividend Yield
- ―
- Average Volume (3M)
- 329.86K
- Price to Earnings (P/E)
- -10.2
- Beta (1Y)
- -0.06
- Revenue Growth
- 69.38%
- EPS Growth
- 53.59%
- Country
- US
- Employees
- 293
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Application
Currenc Group Business Overview & Revenue Model
Company Description
Currenc Group, Inc. specializes in operating a financial technology banking platform. Its business activities are categorized into remittance services, the sale of airtime, and additional diverse services. The firm's corporate headquarters are situat...
How the Company Makes Money
null
Currenc Group Financial Statement Overview
Summary
Financials are pressured by ~6% TTM revenue decline, very weak profitability (about -85% net margin) and persistent operating losses. The balance sheet adds risk with negative shareholders’ equity across periods and meaningful debt (~$17.0M TTM), though cash flow is a relative positive with TTM operating cash flow (~$7.9M) and free cash flow (~$7.4M) turning positive.
Income Statement
24NegativeBalance Sheet
14Very NegativeCash Flow
55Neutral| Breakdown | TTM | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 37.81M | 37.81M | 46.44M | 53.26M | 55.50M | 57.50M |
| Gross Profit | 15.42M | 15.42M | 14.59M | 17.36M | 15.62M | 17.90M |
| EBITDA | -11.36M | -13.01M | -26.84M | -1.90M | -3.01M | 5.39M |
| Net Income | -18.43M | -18.43M | -39.48M | -15.31M | -16.68M | -14.85M |
Balance Sheet | ||||||
| Total Assets | 114.07M | 114.07M | 108.47M | 141.49M | 160.59M | 136.78M |
| Cash, Cash Equivalents and Short-Term Investments | 78.64M | 78.64M | 63.82M | 48.82M | 64.80M | 64.82M |
| Total Debt | 16.97M | 16.97M | 22.49M | 31.94M | 32.39M | 24.52M |
| Total Liabilities | 95.41M | 95.41M | 150.23M | 177.68M | 182.37M | 144.88M |
| Stockholders Equity | -5.67M | -5.67M | -65.99M | -62.76M | -47.48M | -30.81M |
Cash Flow | ||||||
| Free Cash Flow | 7.38M | 7.38M | 2.87M | -15.58M | -10.07M | 11.67M |
| Operating Cash Flow | 7.86M | 7.86M | 3.45M | -15.29M | -10.07M | 12.08M |
| Investing Cash Flow | -478.44K | -478.44K | -565.03K | 1.44M | 13.84M | -406.34K |
| Financing Cash Flow | 4.03M | 4.03M | 2.02M | -1.20M | -837.00K | -10.12M |
Currenc Group Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CURR, the sentiment is Negative. The current price of 2.12 is below the 20-day moving average (MA) of 2.55, below the 50-day MA of 3.01, and below the 200-day MA of 2.87, indicating a bearish trend. The MACD of -0.23 indicates Positive momentum. The RSI at 31.97 is Neutral, neither overbought nor oversold. The STOCH value of 13.36 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CURR.
Currenc Group Risk Analysis
Currenc Group disclosed 93 risk factors in its most recent earnings report. Currenc Group reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksCurrenc Group Peers Comparison
Overall Rating
MFIN71Outperform
OPRT65Neutral
CPSS63Neutral- CURR44Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| MFIN | 71Outperform | $231.90M | 8.63 | 6.65% | 5.15% | 5.81% | -35.16% |
| OPRT | 65Neutral | $454.81M | 24.73 | 4.95% | ― | -2.34% | ― |
| CPSS | 63Neutral | $221.90M | 9.29 | 7.48% | ― | 13.41% | 21.23% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| CURR | 44Neutral | $238.04M | -10.17 | 66.19% | ― | 69.38% | 53.59% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| CURR | Currenc Group Inc. | 2.12 | -0.25 | -10.55% | |
| CPSS | Consumer Portfolio Services | 10.13 | 1.68 | 19.88% | |
| MFIN | Medallion Financial | 10.10 | 0.72 | 7.64% | |
| OPRT | Oportun Financial Corp. | 9.89 | 4.53 | 84.51% |
Currenc Group Corporate Events
Currenc Group Revives Tranglo Sale and Backs New Margin’s US$666.7 Million Bid for Full Acquisition
On October 30, 2026, Currenc Group announced that subsidiary Seamless Group and New Margin Holding signed a reinstatement and amendment letter reviving the January 1, 2026 share purchase agreement for Tranglo and extending the longstop date to March...
Currenc Group Faces Malaysian Enforcement Action on Tranglo Stake
On October 1, 2026, Currenc Group reported that the High Court of Malaya made absolute a charging order over 100,465 Tranglo Sdn. Bhd. shares owned by its subsidiary Seamless Group, allowing Ripple Markets APAC to move toward enforcement of an unsati...
Currenc Group Secures US$1.5 Million Convertible Bridge Financing to Support Animoca Brands Deal
On September 20, 2026, Currenc Group Inc. entered into a secured convertible bridge loan agreement with Apex Innovation Global Limited for a US$1.5 million single-advance facility bearing 1% annual interest. The loan matures on the earlier of 18 mont...
Currenc Group Suspends Animoca Brands Merger Talks to Preserve Financing Flexibility
On September 21, 2026, Currenc Group Inc. reported that it has mutually agreed with Animoca Brands to suspend negotiations on their previously announced proposed business combination. The decision follows the expiry of the exclusivity period under a...
Currenc Group Extends Key Loan Maturities and Adjusts Share-Backed Financing Terms
On August 27, 2026, Currenc Group’s subsidiary Seamless Group Inc. amended its January 2026 loan agreement and related promissory note with Hong Kong-based Moca Services Limited and guarantor Alexander King Ong Kong. The amendment extended the...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 16, 2026