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Currenc Group
(NASDAQ:CURR)
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Rating:53Neutral
Price Target:
$3.50
▲(3.86% Upside)
Action:Reiterated
Date:08/20/26
The score is held back primarily by weak financial performance—persistent heavy losses, declining TTM revenue, and a strained balance sheet with negative equity—despite improved recent free cash flow. Technical indicators are a meaningful offset, showing a clear uptrend with positive momentum. Valuation remains difficult to support given negative earnings and no dividend yield data.
Positive Factors
Improved Cash Generation
Positive operating and free cash flow indicate improved cash discipline and provide some internal funding capacity. Although the level remains insufficient to offset losses fully, continued improvement could strengthen liquidity and support operations over the next several quarters.
Negative Factors
Negative Equity and High Leverage
Persistent negative equity materially weakens the balance sheet and limits the company’s ability to absorb operating setbacks. Meaningful debt against an equity deficit increases financial risk, constrains capital allocation, and leaves less flexibility to fund durable growth internally.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved Cash Generation
Positive operating and free cash flow indicate improved cash discipline and provide some internal funding capacity. Although the level remains insufficient to offset losses fully, continued improvement could strengthen liquidity and support operations over the next several quarters.
Read all positive factors
Currenc Group (CURR) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$379.51M
Dividend YieldN/A
Average Volume (3M)521.36K
Price to Earnings (P/E)―
Beta (1Y)-0.25
Revenue Growth69.38%
EPS Growth53.59%
CountryUS
Employees293
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.34
Shares Outstanding112,281,880
10 Day Avg. Volume1,195,299
30 Day Avg. Volume521,363
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)-19.41
Price to Sales (P/S)2.91
P/FCF Ratio14.90
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.25
Revenue Forecast (FY)$42.50M
Currenc Group Business Overview & Revenue Model
Company Description
Currenc Group, Inc. specializes in operating a financial technology banking platform. Its business activities are categorized into remittance services, the sale of airtime, and additional diverse services. The firm's corporate headquarters are sit...
How the Company Makes Money
null...
Currenc Group Financial Statement Overview
Summary
Income Statement
24
Negative
Balance Sheet
14
Very Negative
Cash Flow
55
Neutral
| Breakdown | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 37.81M | 46.44M | 53.26M | 55.50M | 57.50M |
| Gross Profit | 15.42M | 14.59M | 17.36M | 15.62M | 17.90M |
| EBITDA | -13.01M | -26.53M | -1.90M | -3.01M | 5.39M |
| Net Income | -18.43M | -39.48M | -15.31M | -16.68M | -14.85M |
Balance Sheet | |||||
| Total Assets | 114.07M | 108.47M | 141.49M | 160.59M | 136.78M |
| Cash, Cash Equivalents and Short-Term Investments | 78.64M | 63.82M | 48.82M | 64.80M | 64.82M |
| Total Debt | 16.97M | 22.49M | 31.94M | 32.39M | 24.52M |
| Total Liabilities | 95.41M | 150.23M | 177.68M | 182.37M | 144.88M |
| Stockholders Equity | -5.67M | -65.99M | -62.76M | -47.48M | -30.81M |
Cash Flow | |||||
| Free Cash Flow | 7.38M | 2.87M | -15.58M | -10.07M | 11.67M |
| Operating Cash Flow | 7.86M | 3.45M | -15.29M | -10.07M | 12.08M |
| Investing Cash Flow | -478.44K | -565.03K | 1.44M | 13.84M | -406.34K |
| Financing Cash Flow | 4.03M | 2.02M | -1.20M | -837.00K | -10.12M |
Currenc Group Technical Analysis
Neutral
3.37
Price Trends
3.35
Positive
3.31
Positive
2.74
Positive
Market Momentum
0.03
Positive
48.49
Neutral
30.58
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CURR, the sentiment is Neutral. The current price of 3.37 is below the 20-day moving average (MA) of 3.58, above the 50-day MA of 3.35, and above the 200-day MA of 2.74, indicating a neutral trend. The MACD of 0.03 indicates Positive momentum. The RSI at 48.49 is Neutral, neither overbought nor oversold. The STOCH value of 30.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for CURR.
Currenc Group Risk Analysis
Currenc Group disclosed 93 risk factors in its most recent earnings report. Currenc Group reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Currenc Group Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | $276.67M | 8.61 | 8.86% | 4.32% | 5.42% | -24.04% | |
71 Outperform | $361.92M | 19.68 | 4.95% | ― | -2.34% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
59 Neutral | $203.26M | 9.53 | 6.91% | ― | 11.35% | 9.36% | |
53 Neutral | $379.51M | -9.99 | 56.39% | ― | 69.38% | 53.59% |
* Technology Sector Average
CURR
Currenc Group
3.38
1.78
111.25%
CPSS
Consumer Portfolio Services
9.43
0.81
9.40%
MFIN
Medallion Financial
12.05
2.02
20.16%
OPRT
Oportun Financial
7.87
1.18
17.64%
Currenc Group Corporate Events
Currenc Group Extends Key Loan Maturities and Adjusts Share-Backed Financing Terms
Sep 2, 2026
On August 27, 2026, Currenc Group’s subsidiary Seamless Group Inc. amended its January 2026 loan agreement and related promissory note with Hong Kong-based Moca Services Limited and guarantor Alexander King Ong Kong. The amendment extended t...
Currenc Group Shuts Down Indonesian WalletKu Operations to Sharpen AI and Web3 Focus
Jun 24, 2026
On June 17, 2026, Currenc Group’s board approved the immediate suspension of active business operations at its Indonesian digital payments and airtime distribution subsidiary, PT Walletku Indompet Indonesia, after the loss of its Authorized ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.