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Community Heritage Financial Inc (CMHF)
OTHER OTC:CMHF
US Market
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Community Heritage Financial (CMHF) Stock Statistics & Valuation Metrics

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Total Valuation

Community Heritage Financial has a market cap or net worth of $118.44M. The enterprise value is $51.34.
Market Cap$118.44M
Enterprise Value$51.34

Share Statistics

Community Heritage Financial has 2,948,143 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,948,143
Owned by Insiders
Owned by Institutions

Financial Efficiency

Community Heritage Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.76%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.76%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee347.67K
Profits Per Employee49.73K
Employee Count174
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Community Heritage Financial is 20.3. Community Heritage Financial’s PEG ratio is 0.30.
PE Ratio20.3
PS Ratio1.30
PB Ratio0.89
Price to Fair Value0.89
Price to FCF7.14
Price to Operating Cash Flow0.00
PEG Ratio0.30

Income Statement

In the last 12 months, Community Heritage Financial had revenue of 60.49M and earned 8.65M in profits. Earnings per share was 2.96.
Revenue60.49M
Gross Profit38.58M
Operating Income11.58M
Pretax Income11.58M
Net Income8.65M
EBITDA12.86M
Earnings Per Share (EPS)2.96

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

Community Heritage Financial pays an annual dividend of $0.08, resulting in a dividend yield of 0.76%
Dividend Per Share$0.08
Dividend Yield0.76%
Payout Ratio15.60%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.09
52-Week Price Change46.54%
50-Day Moving Average36.00
200-Day Moving Average31.23
Relative Strength Index (RSI)83.80
Average Volume (3m)1.05K

Important Dates

Community Heritage Financial upcoming earnings date is Oct 27, 2026, After Close (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 27, 2026
Ex-Dividend Date

Financial Position

Community Heritage Financial as a current ratio of 50.31, with Debt / Equity ratio of 25.10%
Current Ratio50.31
Quick Ratio50.31
Debt to Market Cap0.58
Net Debt to EBITDA1.91
Interest Coverage Ratio0.57

Taxes

In the past 12 months, Community Heritage Financial has paid 2.93M in taxes.
Income Tax2.93M
Effective Tax Rate0.25

Enterprise Valuation

Community Heritage Financial EV to EBITDA ratio is 8.03, with an EV/FCF ratio of 9.36.
EV to Sales1.71
EV to EBITDA8.03
EV to Free Cash Flow9.36
EV to Operating Cash Flow8.13

Balance Sheet

Community Heritage Financial has $41.12M in cash and marketable securities with $59.04M in debt, giving a net cash position of -$17.92M billion.
Cash & Marketable Securities$41.12M
Total Debt$59.04M
Net Cash-$17.92M
Net Cash Per Share-$6.08
Tangible Book Value Per Share$29.78

Margins

Gross margin is 62.85%, with operating margin of 19.15%, and net profit margin of 14.30%.
Gross Margin62.85%
Operating Margin19.15%
Pretax Margin19.15%
Net Profit Margin14.30%
EBITDA Margin21.26%
EBIT Margin19.15%

Analyst Forecast

The average price target for Community Heritage Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast0.71%
EPS Growth Forecast-25.72%

Scores

Smart Score5
AI Score