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IBIT by Segment
Shows income before income taxes for each business segment, isolating pre-tax operating performance and one-off items. Comparing IBIT across segments highlights which lines are driving pretax earnings and where operational performance is strongest or weakest.Underwriting momentum is real in personal lines, E&S and life—those segments show a steadier recovery—yet IBIT remains dominated by volatile investment valuation swings and periodic reserve activity that can swamp operating results. Commercial underwriting is the laggard, showing pressure and reserve-driven hit in recent quarters, consistent with management’s comments on competition and current-year reserve builds. Also note ‘Other’ was effectively removed after 2024, reducing one source of noise but making year‑over‑year IBIT comparisons more dependent on investment mark‑to‑market and reserve volatility.
Date | Commercial Lines | Personal Lines | Excess and Surplus Lines | Life Insurance | Investments | Other |
|---|---|---|---|---|---|---|
Jun 30, 2026 | -$49.00M | $1.00M | $19.00M | $18.00M | $1.59B | $0.00 |
Mar 31, 2026 | $18.00M | $30.00M | $21.00M | $11.00M | $216.00M | $0.00 |
Dec 31, 2025 | $144.00M | $161.00M | $30.00M | $39.00M | $456.00M | $0.00 |
Sep 30, 2025 | $111.00M | $99.00M | $19.00M | $17.00M | $1.12B | $0.00 |
Jun 30, 2025 | $87.00M | -$14.00M | $16.00M | $19.00M | $727.00M | $0.00 |
Mar 31, 2025 | $97.00M | -$357.00M | $20.00M | $9.00M | $181.00M | $0.00 |
Dec 31, 2024 | $181.00M | $145.00M | $12.00M | $34.00M | $133.00M | $0.00 |
Sep 30, 2024 | $81.00M | -$69.00M | $8.00M | $10.00M | $984.00M | $0.00 |
Jun 30, 2024 | $10.00M | -$42.00M | $8.00M | $22.00M | $348.00M | $0.00 |
Mar 31, 2024 | $39.00M | $37.00M | $12.00M | $10.00M | $826.00M | $0.00 |