CNO Financial(CH:COS)
CH:COS
CNO Financial financials statements
CNO Financial (COS) Ratios
1 Followers
CNO Financial Ratios
CH:COS's free cash flow for Q3 2026 was $242.00M. For the 2026 fiscal year, CH:COS's free cash flow was increased by $0.00 and operating cash flow was $242.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.71 | 1.68 | 0.00 | 0.00 | 3497.33 |
| Quick Ratio | 0.71 | 1.68 | 0.00 | 0.00 | 3497.33 |
| Cash Ratio | 0.05 | 0.09 | 0.00 | 0.00 | 11.86 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| Operating Cash Flow Ratio | 0.04 | 0.04 | 0.00 | 0.00 | 71.23 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -22.58B | $ -5.35B | $ -32.81B | $ -31.36B | $ -1.57B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.12 | 0.12 | 0.12 | 0.11 |
| Debt-to-Equity Ratio | 1.54 | 1.80 | 1.87 | 2.20 | 0.76 |
| Debt-to-Capital Ratio | 0.61 | 0.64 | 0.65 | 0.69 | 0.43 |
| Long-Term Debt-to-Capital Ratio | 0.61 | 0.64 | 0.65 | 0.69 | 0.43 |
| Financial Leverage Ratio | 14.70 | 15.05 | 15.81 | 18.73 | 6.88 |
| Debt Service Coverage Ratio | 3.37 | 3.74 | 3.28 | 7.42 | 9.46 |
| Interest Coverage Ratio | 1.27 | 2.04 | 1.50 | 5.96 | 7.68 |
| Debt to Market Cap | 0.98 | 1.14 | 1.31 | 1.44 | 1.31 |
| Interest Debt Per Share | 43.81 | 44.98 | 38.75 | 34.17 | 31.90 |
| Net Debt to EBITDA | 3.67 | 2.69 | 3.91 | 3.17 | 3.66 |
| Profitability Margins | |||||
| Gross Profit Margin | 44.79% | 38.29% | 36.96% | 50.05% | 41.23% |
| EBIT Margin | 11.68% | 17.38% | 14.36% | 26.66% | 20.10% |
| EBITDA Margin | 18.78% | 23.96% | 20.81% | 33.61% | 25.84% |
| Operating Profit Margin | 6.54% | 11.66% | 8.60% | 22.83% | 17.78% |
| Pretax Profit Margin | 6.54% | 11.66% | 8.60% | 22.83% | 17.78% |
| Net Profit Margin | 5.11% | 9.09% | 6.67% | 17.63% | 13.83% |
| Continuous Operations Profit Margin | 5.11% | 9.09% | 6.67% | 17.63% | 13.83% |
| Net Income Per EBT | 78.15% | 77.95% | 77.49% | 77.23% | 77.79% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.59% | 1.07% | 0.79% | 1.90% | 1.58% |
| Return on Equity (ROE) | 8.69% | 16.06% | 12.48% | 35.65% | 10.84% |
| Return on Capital Employed (ROCE) | 1.49% | 2.59% | 1.02% | 2.46% | 2.03% |
| Return on Invested Capital (ROIC) | 1.17% | 2.02% | 0.79% | 0.00% | 1.02% |
| Return on Tangible Assets | 0.63% | 1.14% | 0.84% | 1.90% | 1.64% |
| Earnings Yield | 5.52% | 10.23% | 8.75% | 23.46% | 18.63% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.96 | 0.90 | 0.83 | 0.68 | 0.92 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 0.00 | 48.61 | 0.00 | 85.52 |
| Asset Turnover | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 |
| Working Capital Turnover Ratio | 1.36 | 0.73 | 0.00 | 0.24 | 0.28 |
| Cash Conversion Cycle | 380.41 | 406.84 | 438.07 | 539.50 | 396.03 |
| Days of Sales Outstanding | 380.41 | 406.84 | 438.07 | 539.50 | 396.03 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 380.41 | 406.84 | 438.07 | 539.50 | 396.03 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.91 | 5.91 | 5.15 | 4.21 | 4.66 |
| Free Cash Flow Per Share | 6.91 | 5.91 | 5.15 | 4.21 | 4.66 |
| Dividend Paid and CapEx Coverage Ratio | 10.21 | 9.27 | 8.56 | 7.65 | 9.11 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.17 | 0.14 | 0.14 | 0.13 | 0.15 |
| Operating Cash Flow to Sales Ratio | 0.15 | 0.14 | 0.14 | 0.14 | 0.15 |
| Free Cash Flow Yield | 16.27% | 15.89% | 18.44% | 18.43% | 19.55% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 18.07 | 9.78 | 11.43 | 4.26 | 5.37 |
| Price-to-Sales (P/S) Ratio | 0.93 | 0.89 | 0.76 | 0.75 | 0.74 |
| Price-to-Book (P/B) Ratio | 1.57 | 1.57 | 1.43 | 1.52 | 0.58 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.14 | 6.29 | 5.42 | 5.43 | 5.12 |
| Price-to-Operating Cash Flow Ratio | 6.14 | 6.29 | 5.42 | 5.43 | 5.12 |
| Price-to-Earnings Growth (PEG) Ratio | -0.47 | 0.17 | -0.21 | 0.07 | 0.09 |
| Enterprise Value Multiple | 8.60 | 6.40 | 7.58 | 5.41 | 6.54 |
| Enterprise Value | 7.25B | 6.81B | 6.54B | 6.50B | 6.96B |
| EV to EBITDA | 8.60 | 6.40 | 7.58 | 5.41 | 6.54 |
| EV to Sales | 1.62 | 1.53 | 1.58 | 1.82 | 1.69 |
| EV to Free Cash Flow | 10.73 | 10.85 | 11.21 | 13.12 | 11.64 |
| EV to Operating Cash Flow | 10.73 | 10.85 | 11.21 | 13.12 | 11.64 |
| Tangible Book Value Per Share | 1.00 | 1.84 | 0.80 | 15.03 | 30.57 |
| Shareholders’ Equity Per Share | 26.99 | 23.70 | 19.56 | 15.03 | 40.96 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.23 | 0.23 | 0.22 |
| Revenue Per Share | 45.90 | 41.88 | 36.61 | 30.40 | 32.10 |
| Net Income Per Share | 2.35 | 3.81 | 2.44 | 5.36 | 4.44 |
| Tax Burden | 0.78 | 0.78 | 0.77 | 0.77 | 0.78 |
| Interest Burden | 0.56 | 0.67 | 0.60 | 0.86 | 0.88 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.07 | 0.07 | 0.08 | 0.06 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Income Quality | 2.95 | 1.55 | 2.11 | 0.79 | 1.05 |
Currency in USD
