tiprankstipranks
Bank of Queensland Limited (CH:BXZ)
:BXZ

Bank of Queensland (BXZ) Price & Analysis

0 Followers

BXZ Stock Chart & Stats

Currently, no data available
Please return soon. This page is being updated.

Bulls Say, Bears Say

Bulls Say
Strong Capital Position & Shareholder Return CapacityA CET1 ratio of 11.18% alongside management plans to return capital after the equipment‑finance sale provides durable balance‑sheet strength and capital flexibility. This buffer supports dividend continuity, buybacks and loss absorption, enabling strategic action without immediate capital raises.
Digital Bank Scale And Customer MigrationRapid digital migration creates structurally lower origination costs, higher engagement and a stickier deposit base. With large home lending balances on platform and most originations digital, BOQ has durable channels to scale retail volumes, improve deposit mix and lower unit servicing costs over time.
Productivity & Simplification ProgramA multi‑year $250m simplification program, tied to outsourcing and automation, materially reduces structural cost base when realized. Management’s sub‑inflation cost guidance and targeted run‑rate benefits improve margin sustainability and create capacity to reallocate capital to growth or returns once benefits crystallize.
Bears Say
Earnings Decline And Low Return On EquityA large recent revenue drop and low ROE (≈2.3%) indicate weakened earnings power relative to capital, constraining internal capital generation. Persistently low returns reduce reinvestment ability, limit buffer against stress and make sustaining dividends and growth initiatives harder without structural margin or volume recovery.
Inconsistent Cash GenerationVolatile operating and free cash flows undermine the bank’s ability to reliably fund capital returns, investments and provisioning. The history of negative cash flow followed by a modest recovery highlights sensitivity to earnings swings and working capital, raising execution risk for multi‑year programs.
Margin Pressure And Funding DynamicsA structurally low NIM (1.67%) and ongoing compression from funding timing, mortgage discounting and deposit optimisation limit sustainable core profitability. Recovery is contingent on executing deposit migration, optimising funding mix and market rates, leaving margins exposed to execution risk and macro shifts.

Bank of Queensland News

BXZ FAQ

What was Bank of Queensland Limited’s price range in the past 12 months?
Currently, no data Available
What is Bank of Queensland Limited’s market cap?
Bank of Queensland Limited’s market cap is CHF2.47B.
    When is Bank of Queensland Limited’s upcoming earnings report date?
    Bank of Queensland Limited’s upcoming earnings report date is Oct 15, 2026 which is in 74 days.
      How were Bank of Queensland Limited’s earnings last quarter?
      Bank of Queensland Limited released its earnings results on Apr 21, 2026. The company reported CHF0.143 earnings per share for the quarter, missing the consensus estimate of CHF0.151 by -CHF0.008.
        Is Bank of Queensland Limited overvalued?
        According to Wall Street analysts Bank of Queensland Limited’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
          Does Bank of Queensland Limited pay dividends?
          Bank of Queensland Limited does not currently pay dividends.
          What is Bank of Queensland Limited’s EPS estimate?
          Bank of Queensland Limited’s EPS estimate is 0.15.
            How many shares outstanding does Bank of Queensland Limited have?
            Bank of Queensland Limited has 661,469,500 shares outstanding.
              What happened to Bank of Queensland Limited’s price movement after its last earnings report?
              Bank of Queensland Limited reported an EPS of CHF0.143 in its last earnings report, missing expectations of CHF0.151. Following the earnings report the stock price went same N/A.
                Which hedge fund is a major shareholder of Bank of Queensland Limited?
                Currently, no hedge funds are holding shares in CH:BXZ
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Bank of Queensland Limited

                  Operating across Australia, Bank of Queensland Limited (BOQ) and its affiliated entities offer a diverse array of financial solutions. The company structures its operations into three primary divisions: Retail Banking, BOQ Business, and an 'Other' segment. For individual customers, BOQ provides a comprehensive suite of personal banking options. These include various savings and fixed-term deposit accounts, everyday transaction accounts, and both debit and credit cards. Lending products encompass home mortgages, personal loans, and vehicle financing. Furthermore, the bank offers diverse insurance policies, such as travel, home and contents, landlord, and car coverage, alongside investment services like online share trading and support for self-managed superannuation funds. In the sphere of business banking, BOQ delivers solutions spanning transaction, savings, and investment accounts. It also offers a range of lending and financing options, including general business loans, equipment and vehicle financing, and dealer finance facilities. Merchant and payment processing tools, along with financial market and international services, are also available. Modern digital banking solutions, encompassing both internet and mobile platforms, are provided to all customers. As of August 31, 2022, BOQ's physical presence included 36 corporate branches, 111 owner-managed branches, and 7 dedicated transaction centers. Established in 1874, Bank of Queensland Limited maintains its headquarters in Newstead, Australia.

                  Bank of Queensland (BXZ) Earnings & Revenues

                  BXZ Company Deck

                  BXZ Earnings Call

                  Q2 2026
                  0:00 / 0:00
                  Earnings Call Sentiment|Positive
                  The call presents a broadly constructive strategic and operational progress narrative: strong capital and liquidity, clear digital migration milestones (300k+ customers, >70% active retail on platform, 75% of mortgage originations through the platform), productivity gains and a transformative Challenger capital partnership that should free up capital and create capital‑light revenue. Near‑term headwinds include an earnings dip (cash earnings down 4%), higher loan impairment expense driven by an asset finance single‑name provision, NIM pressure and timing delays in technology outsourcing impacting productivity timing. Management emphasizes disciplined execution, sub‑inflation cost guidance, provisioning strength and a pathway back to mortgage growth in FY'27. On balance, the positive strategic achievements, capital strength and clear remediation/efficiency trajectories outweigh the near‑term operating and market challenges.View all CH:BXZ earnings summaries

                  BXZ Stock 12 Month Forecast

                  Average Price Target

                  eyJuYXZpZ2F0b3IiOnsiZGlzYWJsZWQiOnRydWV9LCJleHBvcnRpbmciOnsiZW5hYmxlZCI6ZmFsc2V9LCJ0aXRsZSI6eyJ0ZXh0IjpudWxsfSwiY2hhcnQiOnsiaGVpZ2h0IjoyMDAsInN0eWxlIjp7ImZvbnRGYW1pbHkiOiJSb2JvdG8gRmxleCwgLWFwcGxlLXN5c3RlbSwgQmxpbmtNYWNTeXN0ZW1Gb250LCBTZWdvZSBVSSwgUm9ib3RvLCBIZWx2ZXRpY2EsIEFyaWFsLCBzYW5zLXNlcmlmLCBBcHBsZSBDb2xvciBFbW9qaSwgU2Vnb2UgVUkgRW1vamksIFNlZ29lIFVJIFN5bWJvbCIsImZvbnRXZWlnaHQiOiI0MDAiLCJjb2xvciI6IiM1ZDVkNWUifX0sInlBeGlzIjp7ImxhYmVscyI6eyJzdHlsZSI6eyJjb2xvciI6ImluaGVyaXQifX0sInZpc2libGUiOmZhbHNlfSwicGxvdE9wdGlvbnMiOnsic2VyaWVzIjp7InN0YXRlcyI6eyJpbmFjdGl2ZSI6eyJvcGFjaXR5IjoxfX19fSwieEF4aXMiOnsibGFiZWxzIjp7InN0eWxlIjp7ImNvbG9yIjoiaW5oZXJpdCJ9fSwidmlzaWJsZSI6ZmFsc2V9LCJsZWdlbmQiOnsic3ltYm9sUmFkaXVzIjowLCJzeW1ib2xQYWRkaW5nIjo0LCJzeW1ib2xIZWlnaHQiOjE0LCJib3JkZXJXaWR0aCI6MCwic3ltYm9sV2lkdGgiOjE0LCJhbGlnbiI6ImxlZnQiLCJ2ZXJ0aWNhbEFsaWduIjoiYm90dG9tIiwiZW5hYmxlZCI6ZmFsc2V9LCJ0b29sdGlwIjp7ImJhY2tncm91bmRDb2xvciI6IndoaXRlIn0sImNyZWRpdHMiOnsiZW5hYmxlZCI6ZmFsc2V9LCJhY2Nlc3NpYmlsaXR5Ijp7ImRlc2NyaXB0aW9uIjoiIn0sInNlcmllcyI6W3sidHlwZSI6ImFyZWEiLCJkYXRhIjpbXX1dfQ==
                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Bendigo & Adelaide Bank
                  National Australia Bank Limited
                  Westpac Banking
                  Washington H. Soul Pattinson and Co.
                  Commonwealth Bank of Australia
                  Popular Stocks