CNB Financial Services (CBFC) Ratios
CNB Financial Services Ratios
CBFC's free cash flow for Q1 2026 was $0.00. For the 2026 fiscal year, CBFC's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.02 | 0.03 | 3.18 | 1.83 | 0.09 |
| Quick Ratio | 0.02 | 0.03 | 3.18 | 1.83 | 0.09 |
| Cash Ratio | 0.02 | 0.03 | 3.18 | 1.83 | 0.09 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.88 | 1.28 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -726.99M | $ -579.25M | $ -562.98M | $ -542.12M | $ -455.02M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.03 | 0.02 | 0.08 | 0.02 |
| Debt-to-Equity Ratio | 1.93 | 0.53 | 0.37 | 1.48 | 0.30 |
| Debt-to-Capital Ratio | 0.66 | 0.35 | 0.27 | 0.60 | 0.23 |
| Long-Term Debt-to-Capital Ratio | 0.66 | 0.35 | 0.27 | 0.00 | 0.23 |
| Financial Leverage Ratio | 16.28 | 15.78 | 16.32 | 18.24 | 13.28 |
| Debt Service Coverage Ratio | 0.46 | 0.45 | 0.58 | 1.80 | 2.25 |
| Interest Coverage Ratio | 0.50 | 0.47 | 0.58 | 1.81 | 2.20 |
| Debt to Market Cap | 5.31 | 1.69 | 1.20 | 0.00 | 0.55 |
| Interest Debt Per Share | 273.15 | 84.20 | 54.91 | 127.48 | 36.35 |
| Net Debt to EBITDA | 10.74 | 0.75 | 0.49 | 6.81 | -5.43 |
| Profitability Margins | |||||
| Gross Profit Margin | 65.55% | 65.58% | 73.43% | 89.28% | 91.67% |
| EBIT Margin | 17.11% | 16.08% | 15.51% | 19.46% | 18.30% |
| EBITDA Margin | 19.70% | 18.98% | 18.82% | 23.29% | 22.60% |
| Operating Profit Margin | 17.11% | 16.08% | 15.51% | 19.46% | 18.30% |
| Pretax Profit Margin | 17.11% | 16.08% | 15.51% | 19.46% | 18.30% |
| Net Profit Margin | 13.15% | 12.54% | 12.17% | 15.47% | 14.46% |
| Continuous Operations Profit Margin | 13.15% | 12.54% | 12.17% | 15.47% | 14.46% |
| Net Income Per EBT | 76.83% | 77.95% | 78.44% | 79.51% | 79.03% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.65% | 0.65% | 0.55% | 0.64% | 0.63% |
| Return on Equity (ROE) | 10.58% | 10.25% | 9.05% | 11.75% | 8.39% |
| Return on Capital Employed (ROCE) | 4.48% | 7.83% | 0.71% | 0.82% | 7.13% |
| Return on Invested Capital (ROIC) | 3.44% | 6.10% | 0.56% | 0.65% | 5.63% |
| Return on Tangible Assets | 0.65% | 0.65% | 0.55% | 0.64% | 0.63% |
| Earnings Yield | 29.07% | 32.65% | 29.01% | 14.80% | 15.25% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 15.26 | 0.00 | 0.00 | 17.26 |
| Payables Turnover | 11.84 | 33.65 | 0.00 | 24.34 | 22.77 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.25 | 4.33 | 3.58 | 3.10 | 2.99 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.07 | -0.12 | 4.76 | -0.11 | -0.06 |
| Cash Conversion Cycle | -30.82 | 13.07 | 0.00 | -15.00 | 5.12 |
| Days of Sales Outstanding | 0.00 | 23.92 | 0.00 | 0.00 | 21.15 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 30.82 | 10.85 | 0.00 | 15.00 | 16.03 |
| Operating Cycle | 0.00 | 23.92 | 0.00 | 0.00 | 21.15 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 19.08 | 13.77 | 8.13 | 15.49 | 28.27 |
| Free Cash Flow Per Share | 14.46 | 11.91 | 5.48 | 13.43 | 27.46 |
| Dividend Paid and CapEx Coverage Ratio | 2.64 | 3.13 | 1.77 | 4.01 | 9.11 |
| Capital Expenditure Coverage Ratio | 4.13 | 7.38 | 3.07 | 7.53 | 35.12 |
| Operating Cash Flow Coverage Ratio | 0.08 | 0.25 | 0.23 | 0.13 | 0.90 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.16 | 0.11 | 0.25 | 0.47 |
| Free Cash Flow Yield | 32.13% | 36.64% | 18.27% | 20.66% | 48.35% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 3.44 | 3.06 | 3.45 | 6.76 | 6.56 |
| Price-to-Sales (P/S) Ratio | 0.45 | 0.38 | 0.42 | 1.04 | 0.95 |
| Price-to-Book (P/B) Ratio | 0.36 | 0.31 | 0.31 | 0.79 | 0.55 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.11 | 2.73 | 5.47 | 4.84 | 2.07 |
| Price-to-Operating Cash Flow Ratio | 2.36 | 2.36 | 3.69 | 4.20 | 2.01 |
| Price-to-Earnings Growth (PEG) Ratio | 0.15 | 0.14 | 0.00 | -0.07 | 0.57 |
| Enterprise Value Multiple | 13.03 | 2.77 | 2.72 | 11.30 | -1.24 |
| Enterprise Value | 99.80M | 17.41M | 14.29M | 63.83M | -6.57M |
| EV to EBITDA | 13.03 | 2.77 | 2.72 | 11.30 | -1.24 |
| EV to Sales | 2.57 | 0.53 | 0.51 | 2.63 | -0.28 |
| EV to Free Cash Flow | 17.66 | 3.74 | 6.69 | 12.19 | -0.61 |
| EV to Operating Cash Flow | 13.38 | 3.23 | 4.51 | 10.57 | -0.59 |
| Tangible Book Value Per Share | 123.60 | 103.21 | 95.60 | 81.70 | 103.22 |
| Shareholders’ Equity Per Share | 123.60 | 103.54 | 96.14 | 81.90 | 103.22 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.22 | 0.22 | 0.20 | 0.21 |
| Revenue Per Share | 99.48 | 84.64 | 71.52 | 62.21 | 59.89 |
| Net Income Per Share | 13.08 | 10.61 | 8.70 | 9.62 | 8.66 |
| Tax Burden | 0.77 | 0.78 | 0.78 | 0.80 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.03 | 0.04 | 0.02 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.46 | 1.30 | 0.93 | 1.61 | 3.26 |
Currency in USD
