Banco BPM S.p.A. (BNCZF)
OTHER OTC:BNCZF
BNCZF Stock Chart & Stats
$16.14
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Market closed
$16.14
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Day’s Range― - ―
52-Week Range$10.90 - $17.62
Previous CloseN/A
VolumeN/A
Average Volume (3M)N/A
Market Cap
$26.85B
Enterprise Value$48.79B
Total Cash (Recent Filing)$5.61B
Total Debt (Recent Filing)$31.04B
Price to Earnings (P/E)8.2
Beta0.85
Next Earnings
Aug 05, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend Yield8.39%
Share Statistics
EPS (TTM)1.72
Shares Outstanding1,515,182,100
10 Day Avg. VolumeN/A
30 Day Avg. VolumeN/A
Financial Highlights & Ratios
PEG Ratio1.21
Price to Book (P/B)1.18
Price to Sales (P/S)1.98
P/FCF Ratio3.82
Enterprise Value/Market Cap1.82
Enterprise Value/Revenue6.58
Enterprise Value/Gross Profit7.96
Enterprise Value/Ebitda18.06
Forecast
1Y Price Target
$15.68Price Target Upside-2.83% Downside
Rating ConsensusHold
Number of Analyst Covering7
EPS Forecast (FY)1.43
Revenue Forecast (FY)$7.04B
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityMargins and net income improved materially in 2024–2025, indicating stronger core earnings power and operating leverage. Sustained higher margins support durable internal capital generation, improving the bank's ability to absorb credit costs and maintain earnings over the next several quarters.
Scale And Equity RebuildEquity rebuilding and improved ROE reflect stronger capital positioning versus earlier years, reducing near-term recapitalization risk. The bank's scale and improving capital efficiency provide a structural buffer for lending growth and regulatory headwinds across the next 2–6 months.
Diversified Interest And Fee ModelRevenue mix combines stable net interest income with recurring fees and bancassurance commissions, lowering reliance on market-sensitive trading. This diversified model supports more predictable recurring revenue and cross-sell opportunities, aiding resilience through economic cycles.
Bears Say
Elevated LeveragePersistently elevated leverage increases sensitivity to credit shocks and interest-rate moves, constraining strategic flexibility. Higher debt-to-equity limits capacity for aggressive lending or large payouts without rebuilding capital, a structural constraint on risk appetite over coming quarters.
Volatile Cash GenerationIrregular OCF/FCF reduces predictability of internal funding for lending, dividends, or contingencies. The history of large negative cash years means management may need to preserve capital or access markets in stress periods, undermining sustained capital return policies and planning.
Weak And Volatile Revenue GrowthNegative recent revenue growth and historical swings weaken visibility on top-line sustainability. Without steady revenue expansion, margin gains may be harder to defend and the bank could face pressure to improve efficiency or take riskier actions to restore growth over the next several quarters.
Banco BPM S.p.A. News
BNCZF FAQ
What was Banco BPM S.p.A.’s price range in the past 12 months?
Banco BPM S.p.A. lowest stock price was $10.90 and its highest was $17.62 in the past 12 months.
What is Banco BPM S.p.A.’s market cap?
Banco BPM S.p.A.’s market cap is $26.85B.
When is Banco BPM S.p.A.’s upcoming earnings report date?
Banco BPM S.p.A.’s upcoming earnings report date is Aug 05, 2026 which is in 41 days.
How were Banco BPM S.p.A.’s earnings last quarter?
Banco BPM S.p.A. released its earnings results on May 05, 2026. The company reported $0.357 earnings per share for the quarter, beating the consensus estimate of $0.354 by $0.003.
Is Banco BPM S.p.A. overvalued?
According to Wall Street analysts Banco BPM S.p.A.’s price is currently Overvalued.
Does Banco BPM S.p.A. pay dividends?
Banco BPM S.p.A. pays a Semiannually dividend of $0.635 which represents an annual dividend yield of 8.39%. See more information on Banco BPM S.p.A. dividends here
What is Banco BPM S.p.A.’s EPS estimate?
Banco BPM S.p.A.’s EPS estimate is 0.35.
How many shares outstanding does Banco BPM S.p.A. have?
Banco BPM S.p.A. has 1,515,182,100 shares outstanding.
What happened to Banco BPM S.p.A.’s price movement after its last earnings report?
Banco BPM S.p.A. reported an EPS of $0.357 in its last earnings report, beating expectations of $0.354. Following the earnings report the stock price went up 0.716%.
Which hedge fund is a major shareholder of Banco BPM S.p.A.?
Currently, no hedge funds are holding shares in BNCZF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banco BPM S.p.A.
Headquartered in Verona, Italy, Banco BPM S.p.A. and its affiliates deliver a broad spectrum of banking and financial services throughout Italy. The bank caters to a varied customer base, encompassing individual consumers, small and medium-sized enterprises, and large corporations. Its operational framework is organized into segments such as Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and a Corporate Centre. Individual clients can access offerings like current accounts, residential mortgages, personal loans, and a variety of card products (credit, debit, and prepaid), along with insurance for home, personal, asset, and vehicle needs, as well as savings, investment products, and online trading facilities. For businesses, the company provides financing, corporate leasing, project and real estate funding, payment and collection services, trade and export finance, digital solutions, and investment and transactional banking. By December 31, 2021, Banco BPM operated 1,508 branches. The entity adopted its current name, Banco BPM Società per Azioni, in January 2017, having previously been known as Banco Popolare Societa Cooperativa Scarl.
BNCZF Stock 12 Month Forecast
Average Price Target
$15.68
▼(-2.83% Downside)
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Ownership Overview
― Insiders
6.89% Mutual Funds
― Other Institutional Investors
73.35% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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