BEO Bancorp (BEOB)
OTHER OTC:BEOB
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BEO Bancorp
(OTC:BEOB)
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Rating:82Outperform
Price Target:
$123.00
▲(16.04% Upside)
Action:N/A
Date:01/04/26
The score is driven primarily by strong financial performance (growth, rising profitability, and low leverage with solid ROE) and an attractive valuation (low P/E with a modest dividend). Technicals add support with a clear uptrend and positive momentum, while cash-flow efficiency and operating margin inconsistencies temper the overall rating.
BEO Bancorp (BEOB) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$95.14M
Dividend Yield1.89%
Average Volume (3M)63.00
Price to Earnings (P/E)8.3
Beta (1Y)0.09
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees83
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)N/A
Shares Outstanding878,000
10 Day Avg. Volume40
30 Day Avg. Volume63
Financial Highlights & Ratios
PEG Ratio-5.48
Price to Book (P/B)1.38
Price to Sales (P/S)2.23
P/FCF Ratio9.05
Enterprise Value/Market Cap1.42
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
BEO Bancorp Business Overview & Revenue Model
Company Description
BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. The company offers ch...
BEO Bancorp Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
86
Very Positive
Cash Flow
72
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 59.32M | 52.88M | 51.01M | 36.97M | 33.57M |
| Gross Profit | 53.53M | 52.88M | 47.96M | 35.33M | 32.28M |
| EBITDA | 22.54M | 0.00 | 19.90M | 12.23M | 10.20M |
| Net Income | 16.19M | 16.52M | 14.27M | 8.68M | 7.01M |
Balance Sheet | |||||
| Total Assets | 959.21M | 867.60M | 861.27M | 890.66M | 822.35M |
| Cash, Cash Equivalents and Short-Term Investments | 4.84M | 34.06M | 66.59M | 173.59M | 287.27M |
| Total Debt | 7.82M | 8.83M | 12.53M | 15.83M | 15.97M |
| Total Liabilities | 863.03M | 786.76M | 797.17M | 840.67M | 774.42M |
| Stockholders Equity | 96.18M | 80.84M | 64.10M | 49.99M | 47.93M |
Cash Flow | |||||
| Free Cash Flow | 14.63M | 12.29M | 12.54M | 4.96M | 8.75M |
| Operating Cash Flow | 15.36M | 14.25M | 13.90M | 8.70M | 9.02M |
| Investing Cash Flow | -12.61M | -35.80M | -74.78M | -188.99M | -4.30M |
| Financing Cash Flow | 71.21M | -10.01M | -46.12M | 64.41M | 147.06M |
BEO Bancorp Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
82 Outperform | $95.14M | 8.29 | 18.29% | 1.89% | ― | ― | |
79 Outperform | $87.65M | 11.07 | 8.78% | 4.16% | 4.30% | 20.85% | |
73 Outperform | $122.67M | 14.40 | 6.30% | 2.12% | 6.16% | 68.02% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
50 Neutral | $86.75M | -21.67 | -3.21% | 2.86% | -4.84% | -557.25% |
* Financial Sector Average
BEOB
BEO Bancorp
108.36
27.09
33.33%
AUBN
Auburn National Bancorporation
25.09
4.38
21.12%
LSBK
Lake Shore Bancorp
15.84
4.55
40.24%
PBHC
Pathfinder Bancorp
13.87
-1.34
-8.81%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.