Bank of Georgia Group Plc AI Stock Analysis
Bank of Georgia Group Plc (BDGSF) AI Stock Analysis
Bank of Georgia Group Plc
(Other OTC:BDGSF)
No summary available
Bank of Georgia Group Plc (BDGSF) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $5.85B
- Dividend Yield
- 2.45%
- Average Volume (3M)
- 229
- Price to Earnings (P/E)
- 2.4
- Beta (1Y)
- 0.50
- Revenue Growth
- 21.80%
- EPS Growth
- 23.26%
- Country
- US
- Employees
- 13,343
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Bank of Georgia Group Plc Business Overview & Revenue Model
Company Description
Lion Finance Group PLC, identified by the symbol BGEO.L, is a financial services provider that offers a diverse range of banking products and services primarily within Georgia. The company segments its operations into three core divisions: Retail Ban...
Bank of Georgia Group Plc Earnings Call Summary
The call was strongly positive, characterized by record digital engagement, robust loan and deposit growth, significant profit and return growth, improving operating leverage, strong capital and liquidity buffers, and continued shareholder distributions. The main challenges were elevated inflation and interest rates, normalization of credit costs and future growth, Armenia's real estate and Russia-related exposures, and the absence of precise guidance for some medium-term targets. Overall, the positive operating and financial trends significantly outweighed the stated risks.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
Management maintained its full year real GDP growth forecast for 2026 at 7.5% in Georgia and 5.5% in Armenia, expects growth next year “in the range of 5.5%, 6%,” and said medium-term loan growth should be circa 10% in Georgia and circa 20% in Armenia, blended to have close to 15% in a more stable environment versus the 15% midterm guidance; anything below 35% for cost-to-income is considered healthy, with neutral to positive operating leverage targeted and cost income expected to be flat to decreasing from here, while Armenia’s cost of risk should come down to about 1% to 1.2% over the next quarter or 2, the Armenian NIM could see slightly further improvement to somewhere in between 6.3% roughly, and capital distribution remains between 30% and 50% of earnings, currently about 20% as dividends and about 10% in buybacks.
Bank of Georgia Group Plc Peers Comparison
Overall Rating
GB:LLOY76Outperform
GB:OSB76Outperform
GB:NBS67.2Neutral
GB:MTRO66Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| GB:LLOY | 76Outperform | GBP 55.18B | 10.02 | 13.09% | 4.09% | -1.77% | 70.96% |
| GB:OSB | 76Outperform | GBP 1.69B | 6.67 | 13.06% | 6.99% | -5.67% | 8.94% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| GB:NBS | 67Neutral | GBP 1.32B | 1.08 | 5.68% | ― | 7.19% | -54.08% |
| GB:MTRO | 66Neutral | GBP 1.20B | 22.38 | 7.00% | ― | 0.76% | -49.33% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| BDGSF | Bank of Georgia Group Plc | 180.43 | 78.99 | 77.86% | |
| GB:LLOY | Lloyds Banking | 98.04 | 9.92 | 11.26% | |
| GB:MTRO | Metro Bank | 178.60 | 72.00 | 67.54% | |
| GB:NBS | Nationwide Building Society | 12500.00 | -550.00 | -4.21% | |
| GB:OSB | OSB Group PLC | 513.50 | -7.26 | -1.39% | |
| GB:TBCG | TBC Bank | 5455.00 | 1902.62 | 53.56% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.