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Bancorp of Southern Indiana (BCSO)
OTHER OTC:BCSO
US Market
BCSO
Bancorp of Southern Indiana
RESEARCH TOOLSreports

Bancorp of Southern Indiana (BCSO) Ratios

18 Followers

Bancorp of Southern Indiana Ratios

BCSO's free cash flow for Q3 2023 was $1.00. For the 2023 fiscal year, BCSO's free cash flow was decreased by $ and operating cash flow was $1.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 1.94 1.94 0.00 0.00 0.06
Quick Ratio
 1.94 1.94 0.00 0.00 0.06
Cash Ratio
 1.94 1.94 0.00 0.00 0.05
Solvency Ratio
 0.04 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
 0.00 0.00 0.00 0.00 0.01
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.44 0.00 0.00
Net Current Asset Value
$ -966.55M$ -966.55M$ -908.91M$ -834.08M$ -714.71M
Leverage Ratios
Debt-to-Assets Ratio
 0.12 0.12 0.12 0.14 0.07
Debt-to-Equity Ratio
 1.56 1.56 1.55 1.91 0.94
Debt-to-Capital Ratio
 0.61 0.61 0.61 0.66 0.49
Long-Term Debt-to-Capital Ratio
 0.59 0.59 0.56 0.00 0.00
Financial Leverage Ratio
 12.87 12.87 13.38 13.64 12.75
Debt Service Coverage Ratio
 3.76 0.26 0.20 0.56 2.16
Interest Coverage Ratio
 0.00 0.45 0.72 1.15 2.06
Debt to Market Cap
 1.60 1.62 1.77 0.00 0.00
Interest Debt Per Share
 95.19 112.04 101.42 109.57 47.88
Net Debt to EBITDA
 3.23 11.06 11.41 11.93 2.34
Profitability Margins
Gross Profit Margin
100.00%64.98%100.00%100.00%100.00%
EBIT Margin
100.00%14.85%-4.71%21.36%23.28%
EBITDA Margin
100.00%14.85%25.23%24.64%27.89%
Operating Profit Margin
100.00%14.85%42.54%44.26%23.28%
Pretax Profit Margin
100.00%14.85%20.52%21.36%23.28%
Net Profit Margin
100.00%12.21%17.08%18.25%19.83%
Continuous Operations Profit Margin
100.00%12.21%17.08%18.25%19.83%
Net Income Per EBT
100.00%82.20%83.22%85.41%85.15%
EBT Per EBIT
100.00%100.00%48.24%48.27%100.00%
Return on Assets (ROA)
3.23%0.78%0.69%0.71%0.89%
Return on Equity (ROE)
41.58%9.98%9.18%9.74%11.29%
Return on Capital Employed (ROCE)
3.26%0.95%1.71%1.73%5.97%
Return on Invested Capital (ROIC)
3.23%0.78%68.98%1.44%5.08%
Return on Tangible Assets
3.23%0.78%0.69%0.72%0.89%
Earnings Yield
42.33%10.38%10.61%10.07%10.71%
Efficiency Ratios
Receivables Turnover
 0.00 0.00 0.00 0.00 0.00
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 1.74 3.42 1.92 1.93 2.73
Asset Turnover
 0.03 0.06 0.04 0.04 0.04
Working Capital Turnover Ratio
 0.00 15.71 1.60 -0.13 -0.11
Cash Conversion Cycle
 0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 0.00 6.57 7.18 5.63
Free Cash Flow Per Share
 0.00 0.00 5.99 0.35 3.14
CapEx Per Share
 0.00 0.00 0.57 6.31 2.49
Free Cash Flow to Operating Cash Flow
 0.00 0.00 0.91 0.05 0.56
Dividend Paid and CapEx Coverage Ratio
 0.00 0.00 3.05 0.91 1.39
Capital Expenditure Coverage Ratio
 0.00 0.00 11.44 1.14 2.26
Operating Cash Flow Coverage Ratio
 0.00 0.00 0.08 0.07 0.13
Operating Cash Flow to Sales Ratio
 0.00 0.00 0.22 0.26 0.21
Free Cash Flow Yield
0.00%0.00%12.75%0.71%6.27%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 9.52 9.62 9.42 9.93 9.33
Price-to-Sales (P/S) Ratio
 2.35 1.18 1.61 1.81 1.85
Price-to-Book (P/B) Ratio
 0.98 0.96 0.87 0.97 1.05
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 0.00 7.84 141.76 15.95
Price-to-Operating Cash Flow Ratio
 0.00 0.00 7.16 6.97 8.89
Price-to-Earnings Growth (PEG) Ratio
 0.94 0.41 -6.78 -1.66 -0.52
Price-to-Fair Value
 0.98 0.96 0.87 0.97 1.05
Enterprise Value Multiple
 5.58 18.98 17.78 19.29 8.97
Enterprise Value
 192.30M 191.07M 177.15M 177.36M 91.56M
EV to EBITDA
 5.58 18.98 17.78 19.29 8.97
EV to Sales
 5.58 2.82 4.49 4.75 2.50
EV to Free Cash Flow
 0.00 0.00 21.87 371.83 21.56
EV to Operating Cash Flow
 0.00 0.00 19.96 18.27 12.01
Tangible Book Value Per Share
 61.09 61.37 50.60 47.79 44.90
Shareholders’ Equity Per Share
 61.09 61.37 54.32 51.69 47.45
Tax and Other Ratios
Effective Tax Rate
 0.00 0.18 0.17 0.15 0.15
Revenue Per Share
 25.40 50.18 29.21 27.59 27.02
Net Income Per Share
 25.40 6.13 4.99 5.04 5.36
Tax Burden
 1.00 0.82 0.83 0.85 0.85
Interest Burden
 1.00 1.00 -4.36 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 0.00 0.00 1.32 1.43 1.05
Currency in USD