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Consumer Checking Accounts
Tracks the number of consumer checking accounts, reflecting customer base size and engagement, which are critical for cross-selling opportunities.Consumer checking has inched higher over four years but shows signs of flattening recently, indicating limited growth in new household relationships. Given management’s call-out of +$59B y/y deposit growth and raised NII guidance, earnings momentum is more from balance repricing, deposit mix and funding optimization than from adding checking customers. A stagnant account base could cap future low‑cost funding growth and force greater reliance on pricing, balance growth and capital deployment to sustain NII and return targets.
Date | Consumer Checking Accounts |
|---|---|
Jun 30, 2026 | 38.66M |
Mar 31, 2026 | 38.50M |
Dec 31, 2025 | 38.40M |
Sep 30, 2025 | 38.40M |
Jun 30, 2025 | 38.20M |
Mar 31, 2025 | 38.00M |
Dec 31, 2024 | 37.80M |
Sep 30, 2024 | 37.60M |
Jun 30, 2024 | 37.20M |
Mar 31, 2024 | 36.90M |