Ayala Corp Unsponsored ADR (AYALY) AI Stock Analysis

15 Followers

Ayala Corp Unsponsored ADR

(Other OTC:AYALY)

Select Model

Rating:69Neutral

Price Target:$9.00▲(2.39% Upside)

Action:reiterated

Date:08/17/26

The score is driven by very strong valuation (low P/E and high dividend yield) and supportive technical trend/momentum. These positives are tempered by financial quality concerns—especially consistently negative free cash flow and weak cash conversion versus reported earnings, along with meaningful leverage—reducing confidence in the durability of reported profitability.

Positive Factors

Diversified business portfolioExposure across property, finance, communications, utilities, and energy gives Ayala multiple earnings engines. This diversification can reduce reliance on one industry and support resilience through different economic and regulatory cycles.

Negative Factors

Persistently negative free cash flowRepeatedly negative free cash flow indicates that investment and working-capital needs exceed internally generated cash. Over time, this can increase reliance on borrowing or asset transactions and limit flexibility to fund growth and shareholder distributions.

Ayala Corp Unsponsored ADR (AYALY) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $4.82B
Dividend Yield: 8.36%
Average Volume (3M): 635
Price to Earnings (P/E): 5.5
Beta (1Y): 0.21
Revenue Growth: 2.27%
EPS Growth: 38.07%
Country: US
Employees: 14,076
Sector: Industrials
Sector Strength: 63
Industry: Conglomerates

Ayala Corp Unsponsored ADR Business Overview & Revenue Model

Company Description

Ayala Corporation is a venerable, diversified conglomerate with operations spanning the Philippines and beyond, established in 1834 and based in Makati City. Its extensive portfolio includes a Real Estate and Hotels division that is responsible for d...

How the Company Makes Money

Ayala Corporation primarily makes money through (1) dividends, share in earnings, and gains from its operating subsidiaries and affiliates, and (2) fees/other income at the holding-company level (where applicable). The group’s key earnings contributo...

Ayala Corp Unsponsored ADR Financial Statement Overview

Summary

Profitability is solid (TTM gross margin ~30% and net margin ~17.1%) with improving earnings (net income ~61.3B TTM vs ~38.1B in 2023). However, the profile is meaningfully weakened by persistent negative free cash flow (TTM FCF ~-18.5B) and weak cash conversion (TTM operating cash flow ~22.6B vs net income ~61.3B), alongside meaningful leverage (debt-to-equity ~1.49x; debt ~796B).

Income Statement

74Positive

Balance Sheet

56Neutral

Cash Flow

28Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	348.46B	336.89B	325.74B	341.90B	270.52B	232.46B
Gross Profit	97.00B	94.23B	87.24B	121.18B	59.95B	56.57B
EBITDA	89.23B	153.09B	121.87B	107.46B	93.64B	81.06B
Net Income	61.30B	61.43B	42.03B	38.07B	45.87B	37.85B
Balance Sheet
Total Assets	1.99T	1.89T	1.75T	1.61T	1.48T	1.35T
Cash, Cash Equivalents and Short-Term Investments	86.28B	73.04B	87.54B	83.52B	88.73B	98.94B
Total Debt	795.84B	735.77B	700.20B	620.55B	614.33B	506.13B
Total Liabilities	1.14T	1.08T	1.02T	933.77B	883.25B	783.67B
Stockholders Equity	536.94B	511.41B	434.50B	396.54B	367.06B	362.73B
Cash Flow
Free Cash Flow	-18.47B	-18.83B	-39.79B	-27.89B	-14.77B	-8.63B
Operating Cash Flow	22.56B	19.66B	7.37B	14.48B	18.72B	6.15B
Investing Cash Flow	-58.45B	-42.29B	-64.34B	-55.31B	-68.81B	-72.40B
Financing Cash Flow	17.61B	13.43B	56.71B	41.69B	34.68B	42.25B

Ayala Corp Unsponsored ADR Technical Analysis

Technical Analysis SentimentPositive

Last Price8.79

Price Trends

50DMA8.27Positive

100DMA8.07Positive

200DMA8.13Positive

Market Momentum

MACD0.12Negative

RSI58.31Neutral

STOCH94.74Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AYALY, the sentiment is Positive. The current price of 8.79 is above the 20-day moving average (MA) of 8.53, above the 50-day MA of 8.27, and above the 200-day MA of 8.13, indicating a bullish trend. The MACD of 0.12 indicates Negative momentum. The RSI at 58.31 is Neutral, neither overbought nor oversold. The STOCH value of 94.74 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AYALY.

Ayala Corp Unsponsored ADR Peers Comparison

Overall Rating

UnderperformOutperform

Sector (63)

Financial Indicators

AYALY against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
AYALY	69Neutral	$5.45B	5.49	11.78%	8.36%	2.27%	38.07%
VMI	68Neutral	$8.13B	15.88	30.42%	0.71%	4.55%	131.74%
SEB	67Neutral	$3.59B	6.41	10.25%	0.24%	6.98%	40.66%
Sector *	63Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
CODI	62Neutral	$917.88M	-14.82	-0.18%	―	12.88%	85.04%
OTTR	61Neutral	$3.27B	17.96	9.33%	3.06%	0.84%	-36.92%
BBUC	59Neutral	$6.03B	-17.95	2.32%	0.86%	179.94%	85.40%

* Industrials Sector Average

Performance Comparison

AYALY and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
AYALY	Ayala Corp Unsponsored ADR	8.79	1.79	25.61%
CODI	Compass Diversified	11.64	5.76	97.96%
OTTR	Otter Tail	75.95	-3.82	-4.79%
SEB	Seaboard Corporation	3746.85	-283.32	-7.03%
VMI	Valmont Industries	420.92	32.78	8.44%
BBUC	Brookfield Business Corp. Class A	28.68	-2.66	-8.48%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 17, 2026

Ayala Corp Unsponsored ADR AI Stock Analysis