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WT Financial Group Ltd. (WTL) AI Stock Analysis

AU:WTL

WT Financial Group Ltd.

(ASX:WTL)

Select Model
Rating:75.6Outperform
Price Target:AUD 0.16▲(13.10% Upside)
Action:upgraded
Date:08/26/26

The overall score is driven primarily by solid and improving financial quality, with stronger cash generation, growing equity and controlled leverage offset by thin, volatile margins. A supportive valuation, combining a moderate earnings multiple with a relatively high dividend yield, further underpins the rating. Technicals are constructive but only moderately strong, reflecting a steady uptrend with neutral momentum rather than a decisive bullish surge.

Positive Factors
Profitability turnaroundThe shift from losses to five consecutive years of reported profitability indicates a materially stronger operating base than in 2021. Sustained positive earnings can support reinvestment, strengthen financial resilience, and improve the company’s ability to fund growth and shareholder distributions.
Negative Factors
Uneven revenue trajectorySharp revenue movements make the company’s top-line performance less predictable and weaken confidence in the durability of recent earnings progress. Continued volatility could complicate resource planning, reduce operating leverage, and make future profitability more dependent on execution in individual reporting periods.

WT Financial Group Ltd. (WTL) vs. iShares MSCI Australia ETF (EWA)

-20%-10%0%10%20%30%AU:WTL+7.41%EWA+13.81%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
AUD 49.62M
Dividend Yield
6.90%
Average Volume (3M)
139.02K
Price to Earnings (P/E)
9.9
Beta (1Y)
0.78
Revenue Growth
13.40%
EPS Growth
6.62%
Country
Australia
Employees
41
Sector
Financial
Sector Strength
68
Industry
Asset Management

WT Financial Group Ltd. Business Overview & Revenue Model

Company Description

WT Financial Group Limited, an Australian company established in Sydney in 2014, offers a wide array of financial services, operating through distinct Business-to-Business (B2B) and Direct-to-Consumer (D2C) segments. The firm provides comprehensive s...

How the Company Makes Money

null

WT Financial Group Ltd. Financial Statement Overview

Summary

Overall financial performance is solid, with improving profitability, stronger equity and moderate leverage, and notably robust and rising operating and free cash flow, but revenue and margin volatility and generally thin margins keep the score below the top tier.

Income Statement

65Positive

Balance Sheet

77Positive

Cash Flow

82Very Positive
Financial statement breakdown
BreakdownTTMJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue141.08M245.35M28.69M185.47M160.52M101.74M
Gross Profit17.24M21.41M11.21M9.82M7.83M4.52M
EBITDA7.73M8.21M6.87M6.34M6.46M3.79M
Net Income5.01M4.96M4.64M3.85M4.14M1.87M
Balance Sheet
Total Assets75.03M75.03M58.25M54.29M47.85M48.77M
Cash, Cash Equivalents and Short-Term Investments16.79M16.79M9.82M8.10M5.31M3.38M
Total Debt10.01M10.01M7.39M7.54M8.13M6.78M
Total Liabilities40.43M40.43M26.32M24.86M22.27M28.71M
Stockholders Equity34.60M34.60M31.93M29.43M25.58M20.06M
Cash Flow
Free Cash Flow9.59M9.59M5.51M5.31M2.90M-2.85M
Operating Cash Flow10.31M10.31M5.94M5.46M2.90M-2.85M
Investing Cash Flow-2.71M-2.71M-1.43M-2.02M-1.78M-5.19M
Financing Cash Flow-622.33K-622.33K-2.79M-647.23K810.55K10.18M

WT Financial Group Ltd. Technical Analysis

Technical Analysis SentimentNegative
Last Price0.14

Price Trends

50DMA0.16Negative
100DMA0.15Negative
200DMA0.14Positive

Market Momentum

MACD-0.01Positive
RSI36.86Neutral
STOCH40.00Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:WTL, the sentiment is Negative. The current price of 0.14 is below the 20-day moving average (MA) of 0.15, below the 50-day MA of 0.16, and above the 200-day MA of 0.14, indicating a neutral trend. The MACD of -0.01 indicates Positive momentum. The RSI at 36.86 is Neutral, neither overbought nor oversold. The STOCH value of 40.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:WTL.

WT Financial Group Ltd. Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

AU:WTL against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
AU:WTLAU:WTL76OutperformAUD 49.62M9.9314.88%6.90%13.40%6.62%
AU:MAMAU:MAM73OutperformAUD 40.10M7.0922.72%10.65%-11.68%-19.96%
AU:KATAU:KAT71OutperformAUD 42.59M11.518.04%1.42%43.21%40.98%
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
AU:PFGAU:PFG65NeutralAUD 48.29M12.336.44%9.30%20.95%-19.79%
AU:WAGAU:WAG60NeutralAUD 43.90M42.157.80%―――
AU:CIWAU:CIW41NeutralAUD 21.16M25.963.35%3.11%-22.54%29.85%

* Financial Sector Average

Performance Comparison

-40%-20%0%20%AU:WTLAU:CIWAU:MAMAU:PFGAU:WAGAU:KATDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
AU:WTL and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
AU:WTLWT Financial Group Ltd.0.140.017.41%
AU:CIWClime Investment Management Ltd0.26-0.13-33.42%
AU:MAMMicroequities Asset Management Group Ltd.0.31-0.20-38.74%
AU:PFGPrime Financial Group Limited0.18-0.03-14.75%
AU:WAGAustralian Wealth Advisors Group Ltd.0.590.011.72%
AU:KATKatana Capital Ltd.1.350.075.30%

WT Financial Group Ltd. Corporate Events

WT Financial Group Sets November Date for Sydney AGM

Oct 7, 2026

WT Financial Group Limited, a major player in Australia’s financial advisory sector, operates an extensive network of around 400 privately owned advice practices offering wealth management, retirement planning and risk insurance services. Its c...

WT Financial Group Issues 600,000 Unquoted Performance Rights

Oct 1, 2026

WT Financial Group Ltd. has notified the market of the issue of 600,000 unquoted performance rights, recorded under the ASX security code WTLAC. The rights were issued on September 30, 2026, and are not intended to be quoted on the ASX, indicating th...

WT Financial Group Discloses Update to Director’s Equity Holdings

Sep 30, 2026

WT Financial Group Ltd., an ASX-listed Australian financial services company, structures its capital around ordinary shares and performance rights that form a key component of executive compensation. The group operates in wealth management and adviso...

WT Financial Group outlines broad compliance with ASX governance code while limiting gender diversity targets

Sep 28, 2026

WT Financial Group Limited has detailed its adherence to ASX Corporate Governance Council principles, confirming it largely complies with best practice recommendations through a formal Board Policy and Corporate Governance Charter that define the res...

WT Financial Group Sets Out Board Structure in Corporate Governance Charter

Sep 28, 2026

WT Financial Group Limited has outlined its corporate governance charter, highlighting the composition of its board and key corporate roles. The document formalises the presence of a non-executive chairman, a founder-managing director, and multiple n...

WT Financial Group Files Updated Corporate Governance Statement with ASX

Sep 28, 2026

WT Financial Group Limited has lodged its updated corporate governance statement and accompanying Appendix 4G with the ASX for the year ended 30 June 2026, confirming that the statement is current as of 28 September 2026 and approved by the board. Th...

WT Financial Group Showcases Scale of Integrated Advice Network in FY2026 Report

Sep 28, 2026

WT Financial Group’s FY2026 annual report highlights the scale of its operations, centring its business on an integrated advice network that links over 500 financial advisers with roughly 400 privately owned practices. The company underscores t...

WT Financial Group posts record FY2026 results and tightens governance

Sep 28, 2026

WT Financial Group has reported another year of record performance in its fiscal 2026 results, with gross operating revenue rising 12.7% to $245 million and net operating revenue up 11.7% to $31.7 million. Earnings growth was strong, with EBITDA incr...

WT Financial Group Names New Company Secretary as Long‑Serving Executive Retires

Sep 25, 2026

WT Financial Group Limited has announced the retirement of long‑serving Company Secretary Ian Morgan after 12 years with the business. The board praised Morgan’s counsel and support during a key phase of the group’s development, sig...

WT Financial Group Issues 1 Million Unquoted Performance Rights

Sep 2, 2026

WT Financial Group Ltd. has notified the market of the issue of 1,000,000 unquoted performance rights, recorded under the ASX security code WTLAC, with an issue date of September 1, 2026. The securities are part of previously announced transactions a...

WT Financial Group Issues 1.5 Million Unquoted Performance Rights

Sep 2, 2026

WT Financial Group Ltd. has notified the market of the issue of 1.5 million unquoted performance rights under its ASX code WTLAC, effective 1 September 2026. The new performance rights, which are not intended to be quoted on the ASX, form part of pre...

WT Financial Group to Outline FY2026 Results and Growth Strategy in Investor Livestream

Aug 31, 2026

WT Financial Group Limited has established a major presence in Australia’s financial advice market, focusing on wealth management, retirement planning, and personal risk insurance delivered via a broad network of authorised representatives. Its...

WT Financial Group posts sixth year of growth and deepens Hubco strategy

Aug 24, 2026

WT Financial Group has reported a strong set of audited results for the year to 30 June 2026, delivering its sixth consecutive year of compounding growth and demonstrating increasing operating leverage across its national advice platform. Net profit...

WT Financial Group posts sixth year of growth as adviser network expands

Aug 24, 2026

WT Financial Group reported its sixth consecutive year of compounding growth for the year ended 30 June 2026, with gross operating revenue up 12.7% to $245.0 million and net operating revenue rising to $31.7 million. Total net revenue and other incom...

WT Financial Group Relocates Sydney Head Office

Aug 11, 2026

WT Financial Group Limited, a major Australian financial adviser network, delivers wealth management, retirement planning, and personal risk insurance advice through around 400 privately owned practices aligned with its key subsidiaries. Its central...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 26, 2026