Positive Margin Development
The adjusted EBIT margin developed positively despite revenue headwinds, marking the second-best Q3 in the group's history. Efficiency improvements led to strong operating cash flow and positive EPS development.
Sweden Turnaround Progress
The Sweden segment showed continuous improvement in efficiency and profitability, with expectations for positive volume development next year.
Strong Consumer Business Growth
The consumer-driven business, particularly in insurance and out-of-pocket services, showed strong development and brand preference reached an all-time high.
Digital Investments
Significant investments in digital capabilities continue to drive efficiencies and support growth, with new initiatives like AI-supported health services on the horizon.