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United Overseas Insurance Limited (U13) Share Price & Analysis

U13 Stock Chart & Stats

SGD 8.30SGD 0.00(0.00%)
At close: 5:00 PM GMT+8
SGD 8.25SGD 8.5SGD 8.753 Aug17 Aug1 Sep14 Sep28 Sep12 Oct26 Oct
Day’s Range
SGD 8.30 - SGD 8.30
52-Week Range
SGD 7.51 - SGD 8.90
Previous Close
SGD 8.30
Volume
0
Average Volume (3M)
3,173
Market Cap
SGD 507.59M
Enterprise Value
SGD 510.67M
Total Cash (Recent Filing)
SGD 514.54M
Total Debt (Recent Filing)
SGD 24.00K
Price to Earnings (P/E)
11.2
Beta
0.26
Next Earnings
Nov 05, 2026 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Aug 18, 2026
Dividend Yield
3.44%

Bulls Say, Bears Say

Bulls Say

Debt-Free Balance Sheet

Effectively no debt and a sizable, stable equity base give the insurer strong financial resilience. This reduces funding risk, preserves flexibility through underwriting cycles, and supports the capacity to absorb claims or market volatility.

Healthy Free Cash Flow

Free cash flow converts most reported earnings into cash, supporting capital strength and shareholder distributions. Positive FCF growth provides a durable buffer, although operating cash flow remains more variable across reporting periods.

Solid Profitability

A high reported net margin and strong EPS growth indicate that the business remains profitable despite recent revenue pressure. Sustained earnings provide internal capital generation, which is particularly valuable for maintaining insurer solvency and flexibility.

Bears Say

Revenue Contraction

Recent top-line contraction signals weaker premium or business volume and limits confidence in growth over the next several months. If sustained, lower revenue could constrain operating leverage and make strong profitability more dependent on underwriting mix or investment results.

Volatile Cash Conversion

Although free cash flow is healthy, operating cash generation has fluctuated materially between years. This variability makes earnings quality and liquidity planning less predictable, potentially complicating capital allocation and the timing of shareholder returns.

Moderate Capital Efficiency

The conservative capital structure prioritizes safety but produces only moderate returns on equity. Historical revenue and margin volatility further reduce confidence that current profitability represents a stable operating trend, limiting evidence of consistently strong capital efficiency.

United Overseas Insurance Limited News

U13 FAQ

What was United Overseas Insurance Limited’s price range in the past 12 months?
United Overseas Insurance Limited lowest share price was S$7.51 and its highest was S$8.90 in the past 12 months.
What is United Overseas Insurance Limited’s market cap?
United Overseas Insurance Limited’s market cap is S$507.59M.
When is United Overseas Insurance Limited’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were United Overseas Insurance Limited’s earnings last quarter?
United Overseas Insurance Limited released its earnings results on Aug 11, 2026. The company reported S$0.181 earnings per share for the quarter.
Is United Overseas Insurance Limited overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does United Overseas Insurance Limited pay dividends?
United Overseas Insurance Limited pays a Annually dividend of S$0.091 which represents an annual dividend yield of 3.44%. See more information on United Overseas Insurance Limited dividends here
What is United Overseas Insurance Limited’s EPS estimate?
United Overseas Insurance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does United Overseas Insurance Limited have?
United Overseas Insurance Limited has 61,155,000 shares outstanding.
What happened to United Overseas Insurance Limited’s price movement after its last earnings report?
United Overseas Insurance Limited reported an EPS of S$0.181 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of United Overseas Insurance Limited?
Currently, no hedge funds are holding shares in SG:U13
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology