tiprankstipranks
United Overseas Insurance Limited (SG:U13)
SGX:U13
Want to see SG:U13 full AI Analyst Report?

United Overseas Insurance Limited (U13) Price & Analysis

3 Followers

U13 Stock Chart & Stats

S$7.70
S$0.00(0.00%)
At close: 4:00 PM EST
S$7.70
S$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Debt-Free Balance SheetEffectively no debt and a sizable, stable equity base give the insurer strong financial resilience. This reduces funding risk, preserves flexibility through underwriting cycles, and supports the capacity to absorb claims or market volatility.
Healthy Free Cash FlowFree cash flow converts most reported earnings into cash, supporting capital strength and shareholder distributions. Positive FCF growth provides a durable buffer, although operating cash flow remains more variable across reporting periods.
Solid ProfitabilityA high reported net margin and strong EPS growth indicate that the business remains profitable despite recent revenue pressure. Sustained earnings provide internal capital generation, which is particularly valuable for maintaining insurer solvency and flexibility.
Bears Say
Revenue ContractionRecent top-line contraction signals weaker premium or business volume and limits confidence in growth over the next several months. If sustained, lower revenue could constrain operating leverage and make strong profitability more dependent on underwriting mix or investment results.
Volatile Cash ConversionAlthough free cash flow is healthy, operating cash generation has fluctuated materially between years. This variability makes earnings quality and liquidity planning less predictable, potentially complicating capital allocation and the timing of shareholder returns.
Moderate Capital EfficiencyThe conservative capital structure prioritizes safety but produces only moderate returns on equity. Historical revenue and margin volatility further reduce confidence that current profitability represents a stable operating trend, limiting evidence of consistently strong capital efficiency.

United Overseas Insurance Limited News

U13 FAQ

What was United Overseas Insurance Limited’s price range in the past 12 months?
United Overseas Insurance Limited lowest share price was S$7.49 and its highest was S$8.83 in the past 12 months.
    What is United Overseas Insurance Limited’s market cap?
    United Overseas Insurance Limited’s market cap is S$513.70M.
      When is United Overseas Insurance Limited’s upcoming earnings report date?
      United Overseas Insurance Limited’s upcoming earnings report date is Oct 27, 2026 which is in 61 days.
        How were United Overseas Insurance Limited’s earnings last quarter?
        United Overseas Insurance Limited released its earnings results on Aug 11, 2026. The company reported S$0.181 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is United Overseas Insurance Limited overvalued?
          According to Wall Street analysts United Overseas Insurance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does United Overseas Insurance Limited pay dividends?
            United Overseas Insurance Limited pays a Annually dividend of S$0.091 which represents an annual dividend yield of 3.28%. See more information on United Overseas Insurance Limited dividends here
              What is United Overseas Insurance Limited’s EPS estimate?
              United Overseas Insurance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does United Overseas Insurance Limited have?
              United Overseas Insurance Limited has 61,155,000 shares outstanding.
                What happened to United Overseas Insurance Limited’s price movement after its last earnings report?
                United Overseas Insurance Limited reported an EPS of S$0.181 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of United Overseas Insurance Limited?
                  Currently, no hedge funds are holding shares in SG:U13
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    United Overseas Insurance Limited

                    United Overseas Insurance Limited (UOI) functions as a general insurer, providing a wide array of coverage across Singapore, the ASEAN region, and globally. The company presents diverse personal insurance solutions, such as protection for travel, motor vehicles, personal accidents, and home contents. Its specialized offerings include professional indemnity for directors and officers, along with comprehensive all-risks policies for contractors and erection projects. UOI's extensive general insurance portfolio covers various categories, including fire, various all-risks perils, business interruption, machinery and equipment breakdowns, burglary/theft, financial losses, marine cargo damage, fidelity guarantee, plate glass, and public liability. Moreover, it offers corporate and group solutions like work injury compensation, group personal accident schemes, and group business/corporate travel insurance, in addition to customized package insurance for small and medium-sized enterprises. A unique product is Takaful, an Islamic financial assurance designed to address misfortunes, accidents, or disasters. Established and based in Singapore in 1971, UOI operates as a subsidiary of United Overseas Bank Limited.

                    United Overseas Insurance Limited (U13) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    DBS Group Holdings
                    OCBC
                    UOB-Kay Hian Holdings Limited
                    Great Eastern Holdings Limited
                    Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh
                    Popular Stocks