ALLY1 Stock Chart & Stats
$766.00
$0.00(0.00%)
At close: 4:00 PM EDT
$766.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$649.12 - $834.23
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
$209.63B
Enterprise Value$37.23B
Total Cash (Recent Filing)$8.68B
Total Debt (Recent Filing)$22.97B
Price to Earnings (P/E)8.8
Beta0.24
Next Earnings
Oct 20, 2026EPS Estimate
25.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.29
Shares Outstanding304,199,700
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)0.91
Price to Sales (P/S)1.16
P/FCF Ratio-21.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$887.30Price Target Upside15.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering15
EPS Forecast (FY)94.07
Revenue Forecast (FY)$164.76B
Bulls Say, Bears Say
Bulls Say
Earnings ReboundThe rebound in adjusted earnings and revenue indicates improving operating performance supported by balance-sheet growth and margin expansion. If sustained, stronger earnings power can improve internal capital generation and provide greater capacity to support lending growth and shareholder returns.
Margin And Asset GrowthImproving net interest margin alongside expanding earning assets supports durable net interest income growth, Ally’s core earnings driver. Management’s confidence in a sustainable upper-3s margin suggests the benefit may persist beyond one quarter, provided funding and credit conditions remain manageable.
Digital Deposit FranchiseA growing customer base and large deposit franchise provide Ally with a scalable digital distribution platform and a substantial funding source for lending. Deposits representing most funding can support balance-sheet expansion while reducing reliance on market-based borrowing.
Bears Say
Elevated LeveragePersistent leverage reduces financial flexibility if profitability or credit performance weakens. Higher debt relative to equity can constrain capital allocation, increase sensitivity to funding conditions, and leave less balance-sheet capacity to absorb stress while Ally continues expanding its loan portfolios.
Weak Free-cash ConversionSolid operating cash flow has not translated consistently into free cash flow after other cash demands. Thin and volatile free-cash generation can limit internally funded growth and shareholder distributions, making sustained capital planning more dependent on balance-sheet and funding conditions.
Credit-loss ExposureCredit performance remains a durable earnings risk because provisions and charge-offs directly reduce net income in Ally’s lending model. Persistent delinquency monitoring and reserve builds tied to growth indicate that expanding assets may require additional loss absorption if consumer affordability or macro conditions deteriorate.
Ally Financial News
ALLY1 FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $649.12 and its highest was $834.23 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $209.63B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Oct 20, 2026 which is in 15 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Jul 21, 2026. The company reported $21.996 earnings per share for the quarter, missing the consensus estimate of $22.232 by -$0.236.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial does not currently pay dividends.
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 25.56.
How many shares outstanding does Ally Financial have?
Ally Financial has 304,199,700 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $21.996 in its last earnings report, missing expectations of $22.232. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in MX:ALLY1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$887.30 (15.84% Upside)
$887.30 (15.84% Upside)
Blogger Sentiment
Bullish
MX:ALLY1 Sentiment 73%
Sector Average 62%
Sector Average 62%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.40%
12-Months-Change
Fundamentals
Return on Equity
2.77%
Trailing 12-Months
Asset Growth
5.44%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Ally Financial
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
ALLY1 Company Deck
ALLY1 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive picture: strong revenue and earnings growth (adjusted EPS +22%), margin expansion (NIM up to 3.63%), robust origination and application volumes, improving retail credit metrics, record corporate finance performance, and stronger capital and customer franchises. Lowlights were largely manageable: CECL reserve builds tied to rapid asset growth (causing a modest EPS headwind), a temporary shift in origination mix that compressed quarter-originated yield, seasonal deposit outflows, and continued macro uncertainty. On balance the positives — broad-based growth, margin and capital improvement, and tightened loss guidance — materially outweigh the transitory and manageable negatives.View all MX:ALLY1 earnings summariesALLY1 Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY1 Stock 12 Month Forecast
Average Price Target
$887.30
▲(15.84% Upside)