3988N Stock Chart & Stats
$12.00
$0.00(0.00%)
At close: 4:00 PM EDT
$12.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.00 - $12.10
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
$5.03T
Enterprise Value$8.32M
Total Cash (Recent Filing)$2.48T
Total Debt (Recent Filing)$8.24T
Price to Earnings (P/E)8.0
Beta-0.12
Next Earnings
Nov 03, 2026EPS Estimate
0.49Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.80
Shares Outstanding83,622,270,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.63
Price to Book (P/B)0.43
Price to Sales (P/S)1.08
P/FCF Ratio1.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$13.02Price Target Upside8.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.64
Revenue Forecast (FY)$1.50T
Bulls Say, Bears Say
Bulls Say
Profitable Cash GenerationRecent earnings are supported by substantial operating and free cash flow, not just accounting profit. This provides the bank with internal capacity to fund lending, absorb credit costs, invest in technology and maintain shareholder distributions over the next several quarters.
Capital And Asset QualityStrong capital and provision coverage give Bank of China a meaningful buffer against credit deterioration. Low reported NPLs and improving capital support lending capacity, regulatory resilience and confidence that near-term growth can proceed without sacrificing balance-sheet protection.
Global Cross-border FranchiseBank of China's international network and RMB-clearing leadership create durable advantages in trade finance, payments, custody and services for Chinese companies operating abroad. A sizable overseas earnings contribution also broadens revenue sources beyond domestic banking conditions.
Bears Say
Higher Balance-sheet LeverageThe sharp increase in reported leverage reduces financial flexibility and leaves earnings more sensitive to funding costs, asset quality deterioration and changes in credit conditions. If sustained, it could constrain capital allocation and increase the balance sheet's downside exposure.
Domestic Yield And NIM PressurePressure on domestic asset yields can compress the core lending spread, especially in a low-rate environment where repricing loans and expensive deposits is difficult. Persistent NIM pressure would make efficiency gains and fee growth increasingly important to protect profitability.
Credit And Overseas Concentration RisksManagement's identified risk areas indicate that credit quality still requires active intervention across domestic portfolios and overseas operations. Concentrated loan expansion could amplify losses in weaker sectors or regions, potentially raising provisions and reducing the benefit of growth.
Bank of China News
3988N FAQ
What was Bank of China Limited Class H’s price range in the past 12 months?
Bank of China Limited Class H lowest stock price was $9.00 and its highest was $12.10 in the past 12 months.
What is Bank of China Limited Class H’s market cap?
Bank of China Limited Class H’s market cap is $5.03T.
When is Bank of China Limited Class H’s upcoming earnings report date?
Bank of China Limited Class H’s upcoming earnings report date is Nov 03, 2026 which is in 45 days.
How were Bank of China Limited Class H’s earnings last quarter?
Bank of China Limited Class H released its earnings results on Aug 28, 2026. The company reported $0.537 earnings per share for the quarter, beating the consensus estimate of $0.512 by $0.026.
Is Bank of China Limited Class H overvalued?
According to Wall Street analysts Bank of China Limited Class H’s price is currently Undervalued.
Does Bank of China Limited Class H pay dividends?
Bank of China Limited Class H does not currently pay dividends.
What is Bank of China Limited Class H’s EPS estimate?
Bank of China Limited Class H’s EPS estimate is 0.49.
How many shares outstanding does Bank of China Limited Class H have?
Bank of China Limited Class H has 83,622,270,000 shares outstanding.
What happened to Bank of China Limited Class H’s price movement after its last earnings report?
Bank of China Limited Class H reported an EPS of $0.537 in its last earnings report, beating expectations of $0.512. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Bank of China Limited Class H?
Currently, no hedge funds are holding shares in MX:3988N
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of China Stock Smart Score
Company Description
Bank of China Limited Class H
Bank of China Limited, along with its various affiliates, delivers a comprehensive array of banking and financial products and services. The institution's operations are strategically divided into six key divisions: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and other business activities. The Corporate Banking segment caters to corporate clients, government entities, and financial institutions by offering services such as current accounts, deposit accounts, overdrafts, diverse loan products, trade finance, foreign currency exchange, derivative instruments, and wealth management solutions. For retail customers, the Personal Banking segment provides savings facilities, personal lending options, credit and debit cards, payment and settlement services, wealth management offerings, and acts as an agent for investment funds and insurance policies. Treasury Operations focus on foreign exchange transactions, client-driven interest rate and currency derivative dealings, money market activities, proprietary trading, and the management of assets and liabilities. The Investment Banking arm is involved in underwriting debt and equity, financial advisory services, stock brokerage, investment research, asset management, and private equity investments, alongside securities trading. The Insurance division underwrites general and life insurance policies and provides related agency services. Furthermore, the company has an interest in the aircraft leasing business. As of December 31, 2021, the Bank of China maintained an extensive global footprint, operating through 10,382 branches and outlets. This network included 520 institutions located in mainland China and an additional 550 establishments distributed across Hong Kong, Macao, Taiwan, and other international territories. The company was founded in 1912 and its corporate headquarters are located in Beijing, China.
3988N Company Deck
3988N Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. BOC reported steady revenue and profit growth, stable NIM, improved efficiency, strong capital and asset-quality metrics, higher shareholder distributions, continued overseas contribution, and broad-based expansion in technology finance, green finance, custody, wealth management, payments, bond underwriting, AI, and domestic consumption support. Management also acknowledged pressure on domestic asset yields, a low-interest-rate environment, uncertain U.S. dollar rates, slower growth, and sector-specific credit risks, but presented these as areas under active management.View all MX:3988N earnings summaries3988N Stock 12 Month Forecast
Average Price Target
$13.02
▲(8.54% Upside)