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DB INSURANCE CO. LTD (005830) Stock Price & Analysis
005830 Stock Chart & Stats
- Day’s Range
- $180,100.00 - $186,300.00
- 52-Week Range
- $118,100.00 - $214,000.00
- Previous Close
- $182,000.00
- Volume
- N/A
- Average Volume (3M)
- 168.38K
- Market Cap
- KRW 10.11T
- Enterprise Value
- KRW 14.57T
- Total Cash (Recent Filing)
- KRW 35.66T
- Total Debt (Recent Filing)
- KRW 5.32T
- Price to Earnings (P/E)
- 7.2
- Beta
- 0.18
- Next Earnings
- Nov 12, 2026 (Est.)
- EPS Estimate
- 5,904.65
- Last Dividend Ex-Date
- Mar 26, 2026
- Dividend Yield
- 4.11%
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
Strong operating and free cash flow, with FCF up about 87.7% and tracking net income at 0.98–0.99, indicates earnings are converting into cash. That supports investment, policyholder obligations and shareholder commitments while reducing reliance on external funding.
Healthy Profitability
TTM net margin of about 8.7%, EBIT margin of 15.8% and ROE of 16.5% show the insurer is producing solid profits from its capital base. Consistent positive earnings and healthy capital productivity provide a durable foundation for maintaining operations and investment capacity.
Diversified Investment Operations
Broad purchases across MMFs, bond funds and alternative trusts show active treasury management and liquidity diversification. A diversified investment platform can support recurring investment income and balance the earnings contribution from insurance underwriting over the next several quarters.
Bears Say
Revenue And Margin Pressure
The sharp recent revenue decline and lower net margin indicate weakening top-line momentum and reduced profitability versus earlier years. If sustained, this combination can constrain operating leverage, limit internal capital generation and make future earnings more dependent on investment performance.
Higher Leverage
Although current leverage remains manageable, debt-to-equity has risen materially from the 2023–2024 trough. The higher balance-sheet burden reduces flexibility relative to recent years and could constrain capital allocation if earnings weaken or funding conditions become less favorable.
Variable Cash Conversion
Recent operating cash flow coverage is substantially weaker than in earlier periods, even though absolute cash generation remains robust. This variability makes cash conversion less predictable and can complicate planning for investments, distributions and other uses of internally generated funds.
DB INSURANCE CO. LTD News
005830 FAQ
What was DB INSURANCE CO. LTD’s price range in the past 12 months?
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When is DB INSURANCE CO. LTD’s upcoming earnings report date?
How were DB INSURANCE CO. LTD’s earnings last quarter?
Is DB INSURANCE CO. LTD overvalued?
Does DB INSURANCE CO. LTD pay dividends?
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Which hedge fund is a major shareholder of DB INSURANCE CO. LTD?
What is the TipRanks Smart Score and how is it calculated?
Company Description
DB INSURANCE CO. LTD
Operating throughout South Korea, DB Insurance Co., Ltd. furnishes a wide array of insurance policies and related services. Its product portfolio includes general, automobile, and long-term insurance options, notably under its Promy car and Promy life brand names. Originally known as Dongbu Insurance Co., Ltd., the company officially adopted its present name, DB Insurance Co., Ltd., in November 2017. This enterprise, founded in 1962 and headquartered in Seoul, South Korea, operates as a component of the larger DB Group.
- Sector
- General
- Industry
- Insurance - Property & Casualty
- CEO
- Jong-Pyo Jeong
- Employees
- 4,716
- Website
- www.idbins.com
- Address
- DB Financial Center, Seoul, SL, 06194, KR
DB INSURANCE CO. LTD (005830) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 5 | 4 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 10 | 0 | 2 |


