Hypothekarbank Lenzburg AG (0QLK) Price & Analysis

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0QLK Stock Chart & Stats

CHF4120.00

-CHF20.00(-0.48%)

At close: Jul 01 4:00 PM EDT

CHF4120.00

-CHF20.00(-0.48%)

Day’s Range― - ―

52-Week RangeCHF3,980.00 - CHF4,160.00

Previous CloseN/A

Volume61.00

Average Volume (3M)0.00

Market Cap

CHF300.31M

Enterprise Value-CHF245.72M

Total Cash (Recent Filing)CHF1.89B

Total Debt (Recent Filing)CHF1.35B

Price to Earnings (P/E)15.0

Beta0.09

Next EarningsN/A

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.88%

Share Statistics

EPS (TTM)N/A

Shares Outstanding72,000

10 Day Avg. Volume0

30 Day Avg. Volume0

Financial Highlights & Ratios

PEG Ratio-5.91

Price to Book (P/B)0.48

Price to Sales (P/S)1.70

P/FCF Ratio-53.45

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Earnings StabilityConsistent net income near CHF 18–21M indicates earnings resilience in core retail and mortgage operations. That stability supports predictable capital generation, dividend capacity, and planning, making the bank less vulnerable to single-period revenue swings over the medium term.

Capital And ROESteady ROE and growing equity suggest conservative capitalization and an ability to absorb credit losses without immediate recapitalization. For a regional mortgage bank, stable equity growth underpins regulatory compliance and long-term lending capacity.

Core Business ModelA classic net-interest-driven model focused on mortgages and SME lending generates recurring, structurally embedded revenue. This business mix benefits from stable local deposit funding and long-term customer relationships, supporting durable net interest margins across cycles.

Bears Say

Sharp 2025 Revenue DeclineA roughly 56% revenue drop in 2025 signals material deterioration in top-line momentum that can persistently pressure margins, loan origination activity, and fee income. If sustained, it undermines the bank's ability to grow earnings and fund strategic investments over months to years.

Weak Cash Flow QualityVolatile and generally negative free cash flow reduces internal funding for loan growth, IT, or branch investments, increasing reliance on deposit or wholesale funding. Persistently weak cash conversion can constrain strategic flexibility and raise refinancing risk over the medium term.

Elevated Leverage TrendMeaningful leverage magnifies sensitivity to credit losses and funding cost shocks for a regional bank. An upward trend in debt-to-equity increases capital pressure and could necessitate tighter lending standards or higher funding costs, weighing on sustainable growth over months.

0QLK FAQ

What was Hypothekarbank Lenzburg AG’s price range in the past 12 months?

Hypothekarbank Lenzburg AG lowest share price was CHF3980.00 and its highest was CHF4160.00 in the past 12 months.

What is Hypothekarbank Lenzburg AG’s market cap?

Hypothekarbank Lenzburg AG’s market cap is CHF300.31M.

When is Hypothekarbank Lenzburg AG’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Hypothekarbank Lenzburg AG’s earnings last quarter?

Currently, no data Available

Is Hypothekarbank Lenzburg AG overvalued?

According to Wall Street analysts Hypothekarbank Lenzburg AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Hypothekarbank Lenzburg AG pay dividends?

Hypothekarbank Lenzburg AG pays a Annually dividend of CHF120 which represents an annual dividend yield of 2.88%. See more information on Hypothekarbank Lenzburg AG dividends here

What is Hypothekarbank Lenzburg AG’s EPS estimate?

Hypothekarbank Lenzburg AG’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Hypothekarbank Lenzburg AG have?

Hypothekarbank Lenzburg AG has 72,000 shares outstanding.

What happened to Hypothekarbank Lenzburg AG’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Hypothekarbank Lenzburg AG?

Currently, no hedge funds are holding shares in GB:0QLK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Hypothekarbank Lenzburg AG

Hypothekarbank Lenzburg AG is a Swiss financial institution that delivers a broad spectrum of banking and financial solutions. Serving both individual clients and businesses across Switzerland, its offerings encompass savings accounts, real estate financing and mortgage services, a range of payment cards (credit, debit, and travel), investment opportunities, pension products, tailored financial planning, and tax assistance. The bank maintains a physical presence through 13 branches and 2 advisory offices, strategically located across 12 municipalities within the Aargau canton. Established in 1868, its corporate headquarters are situated in Lenzburg, Switzerland.