I3 Verticals (V1K) Price & Analysis
V1K Stock Chart & Stats
- Day’s Range
- EUR 15.00 - EUR 15.00
- 52-Week Range
- EUR 12.20 - EUR 26.60
- Previous Close
- EUR 15.00
- Volume
- 0
- Average Volume (3M)
- 28
- Market Cap
- EUR 412.95M
- Enterprise Value
- EUR 653.46M
- Total Cash (Recent Filing)
- EUR 2.65M
- Total Debt (Recent Filing)
- EUR 118.87M
- Price to Earnings (P/E)
- 43.1
- Beta
- 0.55
- Next Earnings
- Nov 25, 2026
- EPS Estimate
- 0.24
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Recurring Revenue And SaaS Growth
The high recurring-revenue mix and strong SaaS growth provide greater visibility than project-based sales alone. Embedded software and payment workflows can deepen customer retention, support repeat transaction volume, and create a durable foundation for revenue expansion over the next several quarters.
Strong Free Cash Flow Generation
Near-complete conversion of net income into free cash flow indicates that current earnings are translating into internally generated liquidity. This supports investment in products and go-lives, debt management, and other capital allocation priorities without relying solely on external financing.
Improved Balance Sheet And Liquidity
The substantially lower leverage profile reduces financial risk compared with prior years, while expanded revolving capacity provides funding flexibility for working capital and growth initiatives. Together, these features improve resilience and give management more room to execute its strategy.
Bears Say
Lowered FY2026 Outlook
The guidance reduction and negative organic growth signal that execution and demand conversion are currently below management’s earlier expectations. This can slow operating leverage, make near-term results less predictable, and place greater importance on future go-lives and acquisitions to restore growth.
Volatile And Modest Earnings Power
Although profitability has rebounded, the history of losses and sharp margin normalization suggests earnings power is not yet consistently established. A modest current net margin also leaves less room to absorb execution setbacks, revenue mix changes, or higher operating costs.
Payments Interchange Pressure
Higher interchange expense directly compresses the economics of transaction processing and can limit the benefit of payment-volume growth. Although management cited a processor data fix, the issue shows that external payment-cost dynamics can materially affect margins and revenue quality.
V1K FAQ
What was I3 Verticals’s price range in the past 12 months?
What is I3 Verticals’s market cap?
When is I3 Verticals’s upcoming earnings report date?
How were I3 Verticals’s earnings last quarter?
Is I3 Verticals overvalued?
Does I3 Verticals pay dividends?
What is I3 Verticals’s EPS estimate?
How many shares outstanding does I3 Verticals have?
What happened to I3 Verticals’s price movement after its last earnings report?
Which hedge fund is a major shareholder of I3 Verticals?
What is the TipRanks Smart Score and how is it calculated?
I3 Verticals Stock Smart Score
Company Description
I3 Verticals
i3 Verticals, Inc. (IIIV) delivers comprehensive payment and software solutions, catering to the operational needs of small and medium-sized businesses, as well as various organizations within the education, non-profit, public sector, and healthcare industries across the United States. The company's operations are divided into two primary divisions: Merchant Services, and Proprietary Software and Payments. Through its offerings, i3 Verticals enables clients to seamlessly accept electronic payments. This critical service facilitates the secure and efficient exchange of funds and transaction data among clients, financial institutions, and diverse payment networks. Beyond payment processing, the firm also licenses its proprietary software, provides ongoing technical support, and supplies other solutions integral to point-of-sale operations. Its solutions reach customers via a multi-faceted approach, including a direct sales team, various distribution partners (such as independent software vendors, value-added resellers, and independent sales organizations), and referral channels comprising financial institutions, trade associations, chambers of commerce, and card issuers. Established in 2012, i3 Verticals maintains its headquarters in Nashville, Tennessee.
- Sector
- Technology
- Industry
- Software - Infrastructure
- CEO
- Gregory S. Daily
- Employees
- 1,202
- Website
- www.i3verticals.com
- Address
- 40 Burton Hills Boulevard, Nashville, TN, 37215, US
I3 Verticals (V1K) Earnings & Revenues
V1K Company Deck
V1K Earnings Call
Earnings Call SentimentNeutral
The call presented a mixed picture: solid recurring revenue growth (ARR +8%), strong SaaS performance (+38%), improved adjusted EBITDA and EPS, and tangible AI-driven efficiency and public sector go-lives. However, these positives were offset by near-term execution challenges: lowered FY2026 guidance (down ~$6.5M), declines in non-recurring and professional services revenue (organic revenue -2%, non-recurring -18%), maintenance timing issues, payment interchange headwinds, and temporary weakness in the Resolve product. Management expects margin improvement and a recovery to mid-single-digit growth in 2027 driven by multiple go-lives and acquisitions, but the near-term outlook is cautious.
View all DE:V1K earnings summariesV1K Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 8 | 6 | 8 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 5 | 0 | 7 |