Banco De Chile (DE:G4RA)
NYSE:G4RA
G4RA Stock Chart & Stats
€33.80
€0.40(1.89%)
At close: 4:00 PM EST
€33.80
€0.40(1.89%)
Day’s Range― - ―
52-Week Range€23.20 - €40.20
Previous CloseN/A
Volume0.00
Average Volume (3M)11.00
Market Cap
€15.90B
Enterprise Value€29.18T
Total Cash (Recent Filing)€1.60T
Total Debt (Recent Filing)€13.65T
Price to Earnings (P/E)14.8
Beta0.42
Next Earnings
Jul 30, 2026EPS Estimate
0.61Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2260.00
Shares Outstanding505,085,420
10 Day Avg. Volume0
30 Day Avg. Volume11
Financial Highlights & Ratios
PEG Ratio-11.60
Price to Book (P/B)2.60
Price to Sales (P/S)5.74
P/FCF Ratio23.18
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€36.02Price Target Upside6.58% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.35
Revenue Forecast (FY)€3.07B
Bulls Say, Bears Say
Bulls Say
High Profitability And ReturnsSustained high net margins (~30%) and ROE historically in the high-teens to mid-20s provide durable internal earnings power. This profitability supports dividend capacity, capital accumulation and reinvestment, helping the bank withstand cyclical credit shocks and compete across retail and corporate segments.
Diversified Funding Access (regional Markets)Ability to place bonds in offshore Latin American markets in local currencies shows structural access to international investors and alternative funding pools. That diversification reduces reliance on domestic deposits, eases liquidity management, and helps manage medium-term funding costs and tenor profiles.
Strong Disclosure And Governance ProcessesRegular SEC filings, English translations and a full board renewal signal institutional-grade disclosure and governance. Improved transparency and refreshed oversight support investor confidence, easier capital market access, and stronger long-term stewardship of strategy and risk frameworks.
Bears Say
Rising LeverageHigher leverage (TTM ~2.5x debt/equity) and declining equity reduce the bank’s capital cushion, increasing sensitivity to credit losses or market shocks. This structural leverage constrains lending flexibility, raises funding vulnerability and could limit capital return policies under adverse scenarios.
Weak Recent Cash GenerationA TTM reversal to negative operating and free cash flow weakens the bank’s internal funding capacity, increasing reliance on external financing. Over months, this can pressure liquidity buffers, force reprioritization of lending or investments, and complicate dividend or buyback consistency.
Asset-quality Pressure And Rising ProvisionsMaterial increase in credit loss expenses and an 18% drop in quarterly profit point to weakening asset quality. Persisting provisionary needs would erode earnings and capital, potentially requiring higher reserves and constraining credit supply or dividend policy over the coming quarters.
Banco De Chile News
G4RA FAQ
What was Banco De Chile’s price range in the past 12 months?
Banco De Chile lowest stock price was €23.20 and its highest was €40.20 in the past 12 months.
What is Banco De Chile’s market cap?
Banco De Chile’s market cap is €15.90B.
When is Banco De Chile’s upcoming earnings report date?
Banco De Chile’s upcoming earnings report date is Jul 30, 2026 which is in 55 days.
How were Banco De Chile’s earnings last quarter?
Banco De Chile released its earnings results on Apr 30, 2026. The company reported €0.495 earnings per share for the quarter, missing the consensus estimate of €0.514 by -€0.019.
Is Banco De Chile overvalued?
According to Wall Street analysts Banco De Chile’s price is currently Undervalued.
Does Banco De Chile pay dividends?
Banco De Chile does not currently pay dividends.
What is Banco De Chile’s EPS estimate?
Banco De Chile’s EPS estimate is 0.61.
How many shares outstanding does Banco De Chile have?
Banco De Chile has 505,085,420 shares outstanding.
What happened to Banco De Chile’s price movement after its last earnings report?
Banco De Chile reported an EPS of €0.495 in its last earnings report, missing expectations of €0.514. Following the earnings report the stock price went down -2.516%.
Which hedge fund is a major shareholder of Banco De Chile?
Currently, no hedge funds are holding shares in DE:G4RA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco De Chile Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
€36.02 (6.58% Upside)
€36.02 (6.58% Upside)
Blogger Sentiment
Bullish
DE:G4RA Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
27.75%
12-Months-Change
Fundamentals
Return on Equity
20.11%
Trailing 12-Months
Asset Growth
5.04%
Trailing 12-Months
Company Description
Banco De Chile
Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. It operates through Retail Banking, Wholesale Banking, and Treasury and Money Market segments. The company offers deposit products, such as checking accounts, current accounts, demand deposits and accounts, saving accounts, and time deposits; commercial, mortgage, consumer, working capital, syndicated, and installment loans; and credit cards. It also provides leasing, factoring, and foreign trade services; international and treasury banking services; and financial advisory services. In addition, the company offers liquidity management services, debt instruments, and derivative contracts and leases, as well as financial transaction and currency trading services; and securities brokerage, mutual funds management, wholesale customer, investment banking and management, and insurance brokerage services. As of December 31, 2021, it operated through a network of 272 branches and 1,761 ATMs. The company serves individuals, small and medium-sized companies, corporate clients, and large companies. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile.
G4RA Company Deck
G4RA Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong franchise metrics — market leadership in profitability, robust capital and provisioning, high efficiency and healthy digital/customer traction — which are offset by continued weakness in commercial/wholesale loan demand, normalization of market‑driven income and some near‑term increases in cost of risk. Management provided constructive guidance (ROAC 19%–21%, efficiency ~39%, cost of risk 1.1%–1.2%) and signaled intent to deploy excess capital to grow, but noted macro and policy timing risks that could delay a fuller lending recovery.View all DE:G4RA earnings summariesG4RA Stock 12 Month Forecast
Average Price Target
€36.02
▲(6.58% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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