Woori Finance Holdings Co (2WGA) Stock Price & Analysis
2WGA Stock Chart & Stats
- Day’s Range
- EUR 60.00 - EUR 61.00
- 52-Week Range
- EUR 42.40 - EUR 70.00
- Previous Close
- EUR 60.00
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- EUR 15.19B
- Enterprise Value
- EUR 66.69B
- Total Cash (Recent Filing)
- EUR 121.69T
- Total Debt (Recent Filing)
- EUR 102.50T
- Price to Earnings (P/E)
- 7.5
- Beta
- 0.60
- Next Earnings
- Feb 10, 2027 (Est.)
- EPS Estimate
- 1.65
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 4.09%
Bulls Say, Bears Say
Bulls Say
Sustained Profitability
Earnings above KRW 1 trillion for a second consecutive quarter, combined with improving ROE and higher year-to-date profit, indicate meaningful operating strength. This supports internal capital generation and gives the group a stronger base for funding growth and shareholder distributions.
Capital And Credit Quality
A high CET1 ratio and falling credit costs provide resilience against loan losses and funding stress. The large capital buffer should support continued lending, absorb foreseeable asset-quality pressure, and preserve flexibility for dividends, buybacks, and strategic investment.
Diversified Fee Growth
Strong fee growth and a rising nonbank contribution reduce reliance on traditional net interest income. Broader earnings streams across securities, insurance, and other subsidiaries can improve revenue resilience and create more opportunities for cross-selling and group synergies.
Bears Say
Elevated Leverage
Elevated bank-style leverage makes results more sensitive to credit losses, funding costs, and changes in borrower quality. Although equity has improved, sustained leverage can constrain financial flexibility and amplify downside if economic or funding conditions deteriorate.
Net Interest Margin Pressure
NIM pressure directly affects the profitability of the group’s largest banking business. The high proportion of CD-linked loans and faster funding-cost increases can compress spreads, making earnings more exposed to interest-rate movements even as management expects stabilization.
Revenue Volatility
A sharp TTM revenue decline and uneven historical performance raise questions about the durability of current earnings. Volatility makes planning and capital allocation harder, while weaker top-line momentum could limit operating leverage and reduce the consistency of future profit growth.
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Woori Finance Holdings Co Stock Smart Score
Company Description
Woori Finance Holdings Co
Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.
- Sector
- Financial
- Industry
- Banks - Diversified
- CEO
- Yim Jong-ryong
- Employees
- 27,249
- Website
- www.woorifg.com
- Address
- 51, Sogong-ro, Seoul, SL, 04632, KR
Woori Finance Holdings Co (2WGA) Earnings & Revenues
2WGA Company Deck
2WGA Earnings Call
Earnings Call SentimentPositive
The call was strongly positive overall. Earnings exceeded KRW 1 trillion for a second consecutive quarter, profitability and noninterest income improved, credit costs declined, capital remained industry-leading, and shareholder-return initiatives were expanded. The principal challenges were the 7 bps Q-o-Q NIM decline, lower quarterly noninterest income, higher card delinquency, regulatory restrictions on a life-insurance product, and temporary CET1 pressure, but management provided specific explanations and expected improvements or normalization for several of these items.
View all DE:2WGA earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 12 | 5 | 5 |
| Technical Analysis | 4 | 5 | 1 |
| Moving Averages | 8 | 0 | 4 |