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Hilltop Holdings Inc (CH:WXF)
:WXF

Hilltop Holdings (WXF) Price & Analysis

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WXF Stock Chart & Stats

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Bulls Say, Bears Say

Bulls Say
Loan Growth And Net Interest IncomeBroad-based loan expansion supports recurring net interest income and deepens commercial banking relationships. The upgraded 2026 outlook indicates continued demand across CRE, C&I and broker-dealer lending, strengthening the core earnings base.
Broker-Dealer DiversificationStrong Hilltop Securities performance diversifies earnings beyond traditional banking and mortgage activities. Growth in structured finance, fixed income and wealth management can improve revenue resilience across different interest-rate and credit environments.
Strong Capital And Shareholder ReturnsA high CET1 ratio provides meaningful capacity to absorb losses, fund loan growth and maintain strategic flexibility. Increased dividends and buybacks also demonstrate that management views capital generation as sufficient to support ongoing shareholder distributions.
Bears Say
Weak Cash-Flow QualityBack-to-back negative operating and free cash flow periods represent a sharp reversal from the company’s 2021–2024 record. Although bank cash flow is affected by balance-sheet movements, the deterioration raises lasting questions about earnings conversion and liquidity management.
Rising Financial LeverageThe substantial increase in debt relative to equity reduces balance-sheet flexibility and can increase sensitivity to funding costs, credit losses and asset-quality deterioration. It may constrain the company’s ability to pursue growth or sustain capital returns through stress.
Mortgage, Deposit And Credit PressuresMortgage-market weakness threatens a volatile earnings segment, while deposit contraction and competition can raise funding costs. Higher classified loans, specific reserves and ACL volatility add credit risk, creating persistent pressure on margins and consolidated profitability.

Hilltop Holdings News

WXF FAQ

What was Hilltop Holdings Inc’s price range in the past 12 months?
Currently, no data Available
What is Hilltop Holdings Inc’s market cap?
Hilltop Holdings Inc’s market cap is CHF1.78B.
    When is Hilltop Holdings Inc’s upcoming earnings report date?
    Hilltop Holdings Inc’s upcoming earnings report date is Oct 22, 2026 which is in 56 days.
      How were Hilltop Holdings Inc’s earnings last quarter?
      Hilltop Holdings Inc released its earnings results on Jul 23, 2026. The company reported CHF0.509 earnings per share for the quarter, beating the consensus estimate of CHF0.396 by CHF0.113.
        Is Hilltop Holdings Inc overvalued?
        According to Wall Street analysts Hilltop Holdings Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
          Does Hilltop Holdings Inc pay dividends?
          Hilltop Holdings Inc does not currently pay dividends.
          What is Hilltop Holdings Inc’s EPS estimate?
          Hilltop Holdings Inc’s EPS estimate is 0.51.
            How many shares outstanding does Hilltop Holdings Inc have?
            Hilltop Holdings Inc has 57,286,415 shares outstanding.
              What happened to Hilltop Holdings Inc’s price movement after its last earnings report?
              Hilltop Holdings Inc reported an EPS of CHF0.509 in its last earnings report, beating expectations of CHF0.396. Following the earnings report the stock price went same N/A.
                Which hedge fund is a major shareholder of Hilltop Holdings Inc?
                Currently, no hedge funds are holding shares in CH:WXF
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Hilltop Holdings Inc

                  Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.

                  Hilltop Holdings (WXF) Earnings & Revenues

                  WXF Company Deck

                  WXF Earnings Call

                  Q2 2026
                  0:00 / 0:00
                  Earnings Call Sentiment|Positive
                  The call presents a generally constructive operational and capital story: solid consolidated profitability, continued loan growth with an upgraded loan growth outlook, margin expansion, and strong broker-dealer revenue performance (notably in structured finance) alongside healthy capital ratios and enhanced shareholder returns. Offsetting these positives are persistent mortgage-market challenges (PrimeLending loss, compressed gain-on-sale margins), deposit base pressures and increased competition, ACL volatility driven by specific credit deterioration, and modest expense increases tied to variable compensation. Overall, the positives (loan growth, margin improvements, broker-dealer momentum, strong capital and buybacks/dividend increase) slightly outweigh the negatives, though management highlighted ongoing macro and rate uncertainty.View all CH:WXF earnings summaries

                  WXF Stock 12 Month Forecast

                  Average Price Target

                  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