GU81 Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Scale & AUMLarge customer base and substantial AUM create durable fee income and cross-sell opportunities. Sticky workplace AUM (£153bn) and strong net flows (~£11bn) support recurring revenue, diversify earnings across products, and improve capital efficiency by converting scale into long-term distribution and margin benefits.
Capital Generation & SolvencyRobust operating profit, solid solvency (~180%) and resumed buybacks indicate consistent capital generation and a conservative capital buffer. This structural strength supports sustainable dividends, strategic M&A or buybacks, and resilience to underwriting stress without immediate reliance on external capital.
Technology & Cost TransformationSystematic deployment of ML and claims automation delivers repeatable cost savings and faster servicing. Measurable £100m+ savings and productivity gains are scalable across lines, improving long-run combined ratios and expense margins and creating a sustainable competitive edge versus less-digitised insurers.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow across recent years undermine predictability of internally generated funding. This variability can constrain reinvestment, dividend consistency and buybacks, and may force balance sheet management actions or reliance on capital markets during adverse years, raising execution risk.
Elevated Underwriting Loss RatioA near-97% underlying combined ratio limits sustainable underwriting margins and leaves earnings sensitive to large or weather losses. In a highly competitive UK market, improving the combined ratio structurally is challenging, so underwriting remains a persistent source of earnings volatility and margin pressure.
Direct Line Integration RiskMaterial capital absorption and multi-year delivery of remaining synergies create execution and timing risk. If cost savings or solvency benefits lag, capital returns and ROE targets could be delayed, imposing sustained drag on returns and requiring management to reallocate resources to integration over other strategic priorities.
Aviva plc News
GU81 FAQ
What was Aviva plc’s price range in the past 12 months?
Currently, no data Available
What is Aviva plc’s market cap?
Aviva plc’s market cap is CHF23.32B.
When is Aviva plc’s upcoming earnings report date?
Aviva plc’s upcoming earnings report date is Aug 14, 2026 which is in 2 days.
How were Aviva plc’s earnings last quarter?
Aviva plc released its earnings results on Mar 05, 2026. The company reported CHF0.3 earnings per share for the quarter, missing the consensus estimate of CHF0.346 by -CHF0.046.
Is Aviva plc overvalued?
According to Wall Street analysts Aviva plc’s price is currently Undervalued.
Does Aviva plc pay dividends?
Aviva plc does not currently pay dividends.
What is Aviva plc’s EPS estimate?
Aviva plc’s EPS estimate is 0.34.
How many shares outstanding does Aviva plc have?
Currently, no data Available
What happened to Aviva plc’s price movement after its last earnings report?
Aviva plc reported an EPS of CHF0.3 in its last earnings report, missing expectations of CHF0.346. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Aviva plc?
Currently, no hedge funds are holding shares in CH:GU81
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Aviva plc Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
CHF7.89 (― Upside)
CHF7.89 (― Upside)
Blogger Sentiment
Bullish
CH:GU81 Sentiment 100%
Sector Average 55%
Sector Average 55%
Insider Transactions
Bought Shares
Worth CHF115.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.62%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
11.70%
Trailing 12-Months
Company Description
Aviva plc
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.