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Fiserv (CH:FISV)
:FISV

Fiserv (FISV) Price & Analysis

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FISV Stock Chart & Stats

Currently, no data available
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Bulls Say, Bears Say

Bulls Say
Recurring RevenueThe high recurring-revenue mix gives Fiserv a durable base of contracted or repeat technology and processing income. This should reduce dependence on new sales, support revenue visibility through normal payment-cycle fluctuations, and provide a foundation for cross-selling higher-value services.
Cash GenerationStrong free-cash-flow generation indicates that reported earnings are translating into usable cash, strengthening Fiserv’s ability to fund technology investment, reduce leverage, and return capital. Sustained conversion also provides resilience while management works through slower growth and execution-related timing issues.
Clover GrowthClover’s transaction-volume growth supports Fiserv’s position in merchant commerce and creates a durable avenue for expanding payment, software, and value-added-service revenue. Continued adoption can deepen merchant relationships and improve cross-selling as the platform reaches more institutions and businesses.
Bears Say
Revenue ContractionThe current revenue decline and lowered full-year outlook indicate that Fiserv’s near-term growth engine has weakened across several businesses. Persistent low or negative growth could limit operating leverage, reduce investment flexibility, and make medium-term margin and earnings targets more dependent on successful execution.
Financial Solutions WeaknessWeakness in Financial Solutions affects a strategically important business that serves banks and other institutions. Declining banking revenue and core counts may signal slower client adoption or portfolio pressure, while the segment’s 27% operating-income decline can weigh on consolidated profitability until growth initiatives gain traction.
Elevated LeverageLeverage near the level of equity reduces financial flexibility compared with a less-indebted balance sheet. It can increase sensitivity to refinancing costs and earnings volatility, constrain capital allocation, and make it harder for Fiserv to absorb prolonged weakness while continuing technology and infrastructure investment.

Fiserv News

FISV FAQ

What was Fiserv’s price range in the past 12 months?
Currently, no data Available
What is Fiserv’s market cap?
Fiserv’s market cap is CHF19.98B.
    When is Fiserv’s upcoming earnings report date?
    Fiserv’s upcoming earnings report date is Oct 27, 2026 which is in 24 days.
      How were Fiserv’s earnings last quarter?
      Fiserv released its earnings results on Aug 06, 2026. The company reported CHF1.53 earnings per share for the quarter, missing the consensus estimate of CHF1.588 by -CHF0.058.
        Is Fiserv overvalued?
        According to Wall Street analysts Fiserv’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
          Does Fiserv pay dividends?
          Fiserv does not currently pay dividends.
          What is Fiserv’s EPS estimate?
          Fiserv’s EPS estimate is 1.43.
            How many shares outstanding does Fiserv have?
            Currently, no data Available
            What happened to Fiserv’s price movement after its last earnings report?
            Fiserv reported an EPS of CHF1.53 in its last earnings report, missing expectations of CHF1.588. Following the earnings report the stock price went same N/A.
              Which hedge fund is a major shareholder of Fiserv?
              Currently, no hedge funds are holding shares in CH:FISV
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Company Description

                Fiserv

                Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.

                Fiserv (FISV) Earnings & Revenues

                FISV Company Deck

                FISV Earnings Call

                Q2 2026
                0:00 / 0:00
                Earnings Call Sentiment|Neutral
                The call presented a mixed picture: strong cash generation, meaningful commercial wins (Clover, Commerce Hub, Finxact), operational improvements (incident reduction) and balance-sheet actions are clear positives. However, notable near-term headwinds — including Argentina macro effects, delayed client implementations, hardware market softness, and incremental H2 investments that reduce margins — led to lowered H2 and full-year revenue/margin expectations. Management frames much of the weakness as timing/transition related and is pursuing portfolio review and targeted investments to drive medium-term improvement.View all CH:FISV earnings summaries

                FISV Revenue Breakdown

                47.85%47.85%45.60%6.55%
                47.85% Merchant
                45.60% Financial
                6.55% Corporate and Other
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                FISV Stock 12 Month Forecast

                Average Price Target

                CHF51.23
                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