After nearly five years of uncertainty, the Ripple vs. SEC lawsuit officially ended in August 2025, finally putting a major chapter of XRP’s (XRP-USD) story to rest. The U.S. Securities and Exchange Commission and Ripple Labs agreed to dismiss all remaining appeals and cross-appeals, ending one of the most watched legal disputes in crypto history.
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The outcome provides long-awaited clarity for banks, exchanges, and institutional investors that had previously held back due to regulatory risk. Now that the case is closed, Ripple can now focus on building its network and expanding adoption. This is a shift that market analysts say could be transformative.
“One of the Most Organized, Vocal, and Resilient Communities”
In an exclusive interview with Coinpedia, Juan Leon, Senior Investment Strategist at Bitwise Asset Management, praised the XRP community’s unwavering support throughout the lengthy court process.
“The XRP community, often referred to as the ‘XRP Army,’ is one of the most organized, vocal, and resilient in the crypto space,” Leon said.
According to Leon, this unity kept the project’s momentum alive even during years of uncertainty. He noted that community advocacy helped ensure that XRP remained relevant within institutional conversations and public discourse while the case was ongoing.
Legal Clarity Boosts Institutional Confidence
The court’s earlier ruling, which confirmed that programmatic sales of XRP on secondary markets were not securities transactions, proved decisive. This finding, followed by the full dismissal of appeals, lifted the biggest regulatory barrier to XRP’s growth.
Leon explained that the clarity has freed XRP from its biggest regulatory hurdle and opened the door to wider adoption across global financial networks. He added that this resolution allows investors and institutions to once again focus on fundamentals, such as liquidity expansion and real-world payments.
Attention Is Now Turning to Spot XRP ETFs in the U.S.
With regulatory uncertainty behind it, attention is now turning to potential spot XRP ETFs in the U.S. Market watchers believe that approval of such products could bring institutional capital and mainstream recognition to XRP. Similar developments in Bitcoin and Ethereum ETFs earlier this year showed how regulated access can accelerate adoption and liquidity.
Leon said that while speculation remains high, what matters most is the growing confidence in XRP’s fundamentals. “With the primary legal challenge resolved, XRP’s price potential is now more closely tied to adoption and the expansion of its ecosystem,” he said.
With its legal battle finally over, Ripple’s focus is shifting to innovation and global reach. The company is strengthening partnerships in Asia, the Middle East, and Latin America, regions where cross-border payment efficiency remains a major opportunity.
At the time of writing, XRP is sitting at $2.9967.
