Prosperity Bancshares reports Q2 EPS $1.42, consensus $1.41

Reports Q2 tangible book value per share $42.38. Reports Q2 CET1 capital ratio 17.1%. Reports Q2 net charge-offs .05%. “I am excited to share that our bank continues to grow, with double digit increases in net income and earnings per share compared with the second quarter of 2024. Our net interest margin also improved to 3.28%, a 24 basis point increase compared with the second quarter of 2024 as our interest-bearing assets continue to reprice. Loans grew $219.8 million during the second quarter of 2025, and we continue to see cautious enthusiasm from our customers. As mentioned in my previous comments, these are the results we expected, and these tailwinds should continue to be positive over the next 12 and 24 months,” said David Zalman, Prosperity’s senior chairman and CEO.