Great Southern Bancorp reports preliminary Q3 EPS $1.56, consensus $1.50

Common Equity Tier 1 Capital Ratio in Q3 was 13.3% from 12.3% at December 31, 2024 and 13.0% at June 30, 2025. CEO Joseph Turner commented, “Our Q3 results reflect continued stability in our core operations and disciplined execution of our long-term strategy to sustain profitability, protect credit quality, and enhance shareholder value. Core performance remained solid, with consistent net interest income, strong asset quality, and prudent expense management despite a continued competitive funding environment…Despite continued economic pressures, our core operations have been strong. Total interest income for Q3 was $79.1M, reflecting only modest decreases in interest income and yields on loans and investment securities, despite reductions in market interest rates since Q3 of 2024. Net interest income for the quarter increased to $50.8M compared to $48.0M in the same quarter last year, demonstrating the continued resilience of our margin and disciplined asset-liability management in a highly competitive deposit market…Core deposits remained stable during the quarter, underscoring the strength of our customer relationships and the enduring value of our community banking franchise. We continue to manage deposit and other funding costs carefully, maintaining pricing discipline while also ensuring flexibility amidst a volatile interest rate environment.”