Sees Q4 net interest income down 1%-2%. Sees Q4 noninterest income up 1%-2%. Sees Q4 noninterest expense stable to up 1%. Sees Q4 net charge-off ratio 30-35 basis points. Sees Q4 allowance for credit losses $0M-$25M. Sees Q4 effective tax rate 23%. Guidance taken from Q3 presentation slides.
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