Ategrity Specialty reports Q3 adjusted EPS 46c, consensus 34c

For the quarter ended September 30, 2025, gross written premiums increased 30.1% compared to the prior-year period, driven by execution of our growth initiatives and increased engagement across our expanding distribution network. Gross written premiums for casualty lines increased 41.4% year-over-year, reflecting the Company’s strategic focus on broadening casualty-related products and verticals. Gross written premiums in property lines increased 10.8% year-over-year, an acceleration of growth on a sequential basis, reflecting the benefit of a full-year anniversary of the pricing and catastrophe management actions initiated in the third quarter of 2024. Chief Executive Officer Justin Cohen said, “Ategrity delivered another quarter of top-line growth and margin expansion. Our results reflect consistent execution of our underwriting strategy, supported by disciplined pricing and prudent risk selection. Growth initiatives and broader distribution drove higher submission volume, which we converted into profitable business without compromising selectivity. Our business scaled efficiently, producing operating leverage and a lower expense ratio. We operate a differentiated model underpinned by analytics and automation that continues to extend our advantage in the market and drive profitable growth.”