Analyst Davide Rimini of Intesa Sanpaolo maintained a Buy rating on Generalfinance S.p.A., with a price target of €20.70.
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Davide Rimini has given his Buy rating due to a combination of factors that highlight Generalfinance S.p.A.’s strong financial performance and positive market outlook. The company reported impressive earnings for the first half of 2025, with a notable 52% increase in revenue during the second quarter, leading to a net income of EUR 7 million. This growth was achieved despite a moderate rise in operating costs, which were effectively managed, resulting in robust profitability and a solid capital position with a CET1 ratio of 14%.
Furthermore, Generalfinance’s management has reaffirmed its full-year 2025 net income guidance, projecting figures above EUR 24 million, supported by expansion efforts in Italy and Spain. The company’s legal risks are considered low, with ongoing appeals and minimal historical losses from clawback cases. Additionally, the favorable competitive environment and strong growth momentum, alongside upgraded revenue and EPS estimates, have led to an increased valuation of EUR 20.7 per share, reinforcing the Buy rating.
GF’s price has also changed moderately for the past six months – from EUR14.250 to EUR18.600, which is a 30.53% increase.