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Charles Schwab’s Positive Growth Trajectory Justifies Buy Rating Amid Strong Trading Activity and Earnings Growth

William Blair analyst Jeff Schmitt has maintained their bullish stance on SCHW stock, giving a Buy rating today.

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Jeff Schmitt has given his Buy rating due to a combination of factors that highlight Charles Schwab’s positive performance and growth potential. The company’s April 2025 Monthly Activity Report indicated that while transactional sweep cash saw a slight decline due to seasonal tax payments, the year-over-year trend shows a positive inflection in sweep cash and a return to historical levels of organic growth. This improvement is allowing Schwab to increase the pace of supplemental paydowns, which is a positive sign for the company’s financial health.
Additionally, despite the temporary pressure on lower-margin loans, investor engagement remains strong, driven by high trading activity amid volatile markets. This robust trading environment is expected to contribute to an acceleration in earnings per share growth, projected to reach 30% in 2025. These underlying favorable trends provide confidence in Schwab’s ability to sustain and enhance its financial performance, justifying the Buy rating.

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