New insider activity at Credit Acceptance ( (CACC) ) has taken place on August 27, 2025.
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COO Jonathan Lum has recently sold 6,000 shares of Credit Acceptance stock, generating a total of $3,075,683 from the transaction.
Recent Updates on CACC stock
Credit Acceptance Corporation recently announced an extension of its $300 million revolving secured warehouse facility’s maturity date, reducing the interest rate on borrowings, which is expected to enhance financial flexibility and potentially lower borrowing costs. The company’s Q2 earnings call revealed mixed results, with a record loan portfolio and workplace excellence awards countered by declining loan performance and market share. Economic volatility and increased competition contributed to these challenges. Despite these hurdles, Credit Acceptance remains focused on technology modernization and dealer engagement to sustain growth. The company’s Q2 earnings report highlighted a 6.8% increase in its loan portfolio, though it faced a decline in consumer loan assignment volumes and a contingent legal loss. Analysts have mixed views on the stock, with some citing technical weaknesses and lack of dividend yield as concerns, while others see potential due to strategic financial adjustments.
Spark’s Take on CACC Stock
According to Spark, TipRanks’ AI Analyst, CACC is a Neutral.
Credit Acceptance’s overall score reflects solid financial performance and strategic corporate actions that enhance financial flexibility. However, technical indicators suggest potential bearish momentum, and challenges highlighted in the earnings call, such as declining loan performance and market share, introduce uncertainties. The valuation remains reasonable, supporting the stock’s attractiveness despite these challenges.
To see Spark’s full report on CACC stock, click here.
More about Credit Acceptance
YTD Price Performance: 12.15%
Average Trading Volume: 162,589
Technical Sentiment Signal: Strong Buy
Current Market Cap: $5.86B